About AARO Voices the Podcasts for American Expatriates Around the World
Welcome to the very first episode of AARO Voices, a new monthly podcast series from the Association of Americans Resident Overseas!
If you're an American living abroad, you know that life between two countries comes with unique challenges. At AARO, we've been advocating for Americans overseas since 1973, and we're excited to launch this podcast to share valuable insights that matter to our community.
Each month, AARO Voices will explore topics that affect Americans living abroad. For our inaugural episode, we're tackling banking—a pressing issue that touches nearly every American expat. Whether you've faced account closures, struggled to open new accounts, or dealt with the complexities of maintaining financial ties in two countries, you're not alone.
In this episode, we'll explore the banking landscape for US expats, discuss the regulatory changes that have created these challenges, and share what AARO is doing to create solutions.
We hope AARO Voices becomes a valuable resource, helping you stay informed and connected no matter where in the world you call home. Join AARO at aaro.org and thank you for being part of our community.
Canaries in the Mineshaft: Are Americans Abroad an Early Warning? Are Americans living overseas the “canaries in the mineshaft” when it comes to the constitutional rights of American citizens? In this episode of AARO Voices, Gary Zuercher explores an idea presented by Fred Einbinder, Associate Professor at the American University of Paris and Vice President for Advocacy of AARO. Fred argues that Americans living abroad can provide an important perspective on broader questions about fundame...
10 Jun 2026
Taxes, FBAR & FATCA
In this episode of AARO Voices, we explore the growing impact of FBAR enforcement and FATCA on Americans living overseas—and why reform is urgently needed. Originally designed to combat offshore tax evasion, these laws increasingly affect ordinary expatriates managing everyday financial accounts in the countries where they live and pay taxes. We break down how FBAR (Foreign Bank Account Report) requirements work, including the $10,000 reporting threshold and the severe penalties that can appl...
17 May 2026
How Many American Live Abroad
How many Americans live overseas? The answer may surprise you. In this episode of AARO Voices, Gary Zuercher speaks with Doris Speer, President of the Association of Americans Resident Overseas, to uncover the real number of Americans living abroad — and why estimates range from 4 million to 9 million. We break down the data, the myths behind the widely cited State Department figure, and why AARO’s estimate of 5.5 million Americans overseas matters politically, economically, and socially. P...
9 Apr 2026
Helping Americans Abroad
In this episode of AARO Voices, we learn how the Association of Americans Resident Overseas (AARO) supports U.S. citizens living abroad. From U.S. taxes, FBAR and FATCA reporting, and overseas banking access to voting rights, Social Security, and consular services, Americans abroad face unique challenges. AARO is a non-profit, non-partisan organization run by expats, with a physical presence in Paris and leadership across Europe, Washington, D.C., and Asia. Learn how AARO provides advocacy, e...
19 Feb 2026
Voting problems for Americans overseas
In this episode of AARO Voices, we explore the hard-won history — and urgent present challenges — of voting rights for the 5.5 million Americans living overseas. From AARO’s founding in 1973 and the historic 1975 “Teabag Campaign,” to the passage of the Overseas Citizens Voting Rights Act, UOCAVA, and the MOVE Act, this episode traces how Americans abroad secured their right to vote. Today, new legislative and legal efforts threaten to make overseas voting more difficult once again. Learn wha...
24 Jan 2026
AARO Voices - Banking for Expats
AARO Voices is the monthly podcast for Americans living abroad — created by Americans who live abroad. Each episode explores the real-world challenges U.S. expats face every day, from taxation and banking to voting rights, healthcare, and access to U.S. services, along with practical solutions and expert insights. Produced by AARO — the Association of Americans Resident Overseas, this podcast reflects AARO's long-standing mission: to advocate for the rights and interests of Americans abroad ...
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