Podcast by 外資系企業の人事部と国内老舗企業の営業部、お互い社会人10年目

会社に入って早く知りたかったヒント集
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Podcast Overview
Podcast by 外資系企業の人事部と国内老舗企業の営業部、お互い社会人10年目
Language
🇯🇵
Publishing Since
8/8/2020
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Recent Episodes

September 22, 2020
社会人!第15回 財形-その3-
こんなにお得な財形なら全社員強制的に引けば良いのにと思ったところ、そもそも給料から引けるのは法律で限られているみたい。 財形の利率が良いということは、積み立てられたお金を運用してその原資を稼がなくてはいけません。社員が何万何十万人もいる会社が財形制度を導入している場合、どうやって運用しているんだろう…保険・金融会社へ委託してるのかな…だったらその委託先を紹介してほしい…! 貯蓄には財形に加えて確定拠出/給付年金も選択肢に入れてみては、というお話。

September 12, 2020
社会人!第14回 財形-その2-
財形で強制的に給料から引かれると貯蓄しやすいのでは、という話。 しかも財形の場合は銀行の預金利率より遥かに良い。100倍以上の差があることも。ある程度貯金ができたら、給料の全部を財形に突っ込んでも良いのでは…という妄想をする。月30万突っ込んだら年間360万円の財形口座。年率0.5%でも18000円の余剰。それを年末の有馬記念に突っ込むなどなど…。

September 8, 2020
社会人!第13回 財形-その1-
新卒で2011年に入社したとき、全く貯金がなかった2人。 当時は互いに実家ぐらしで貯蓄に有利だった状況で、 1人は順調に貯金額を増やし、1人はなかなかうまく行かず…。 その差を分けたのは「財形」、果たしてどのような仕組みなのか?
14 total episodes available
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