Just Ask John King is about making complicated home and mortgage decisions easier to understand. From buying, selling, refinancing, and using your equity to planning your next move, John King gives you clear, practical answers so you can make more informed decisions.
Listen Saturdays at 3 PM on AM 1380 The Answer in Sacramento, ask John a question, find resources from the show, or get help with your own situation.
Home Equity Investments: The Hidden Cost of Giving Up Your Home's Appreciation
What if you could access $50,000, $100,000, or even $200,000 from your home's equity without making a single monthly payment? Sounds pretty good, right? But what is that money really going to cost you? A listener recently called into my radio show asking about companies offering homeowners cash with no monthly payments, no interest, and repayment delayed for 10 years or longer. These programs are called Home Equity Investments (HEIs), and while the offers sound attractive, there's a lot more ...
1 Nov 2026
Sellers Are Cutting Prices, Buyers Aren't Showing Up. Now What?
Homes are sitting on the market longer, sellers are cutting prices, and in some areas, buyers still aren't showing up. So what does this mean if you're thinking about buying, selling, or tapping into your home's equity? In this episode of Just Ask John King, I share what I'm seeing in today's shifting housing market, including a real example of a home that dropped $105,000 in asking price and still hadn't sold. We also talk about what homeowners can do when their house isn't selling, why your...
25 Oct 2026
The Difference Between Making Money and Building Financial Freedom
What are you really working so hard for? We spend so much of our lives working toward financial security, building careers, and planning for the future. But how often do we stop and ask ourselves what we're actually trying to accomplish? In this episode of Just Ask John King, I'm joined by longtime friend, entrepreneur, and business consultant Paul Sommerhausen for a conversation about money, success, taking risks, and building a life with purpose. Paul shares his journey from leaving home at...
18 Oct 2026
Should You Buy or Sell a Home Now, or Wait for a Better Market?
Should you buy or sell a home now, or wait for mortgage rates and home prices to improve? With mortgage rates rising, home prices softening, and the housing market shifting, many buyers and homeowners are facing the same question: Is now the right time to make a move, or could waiting put you in a better position? In this episode of Just Ask John King, I break down why trying to time the housing market can backfire and what buyers and sellers should really be paying attention to. The best tim...
12 Oct 2026
Higher Bills, Growing Debt & Less Money Left Over? Homeowners Have Options
You locked in a great mortgage rate, you've built equity in your home… so why does it still feel like you're falling behind financially? Rising credit card balances, higher living expenses, and growing monthly payments are putting pressure on homeowners, even those who thought they were in great financial shape. In this episode of Just Ask John King, I share real stories of homeowners who found themselves overwhelmed by debt, worried about retirement, and unsure what to do next. We'll discuss...
5 Oct 2026
Higher Rates, Fewer Buyers, More Sellers: What’s Changing in the Housing Market
Something is changing in the housing market and I’m seeing it in real conversations and real transactions. Mortgage rates have moved higher, buyers are becoming more cautious, some sellers are reaching the point where they can’t keep waiting, and I’m seeing short sales show up in my business for the first time in years. Does that mean we’re headed for another 2008? No, and that’s not what I’m predicting. But there are cracks worth paying attention to. In this episode, I break down how we got ...
28 Sept 2026
Should You Build an ADU? What Homeowners Need to Know
Thinking about building an ADU? There’s a lot more to consider than just adding extra space. In this episode of Just Ask John King, I break down what an ADU is, how homeowners are using them for rental income, aging parents, adult children, and more, and some of the financing options available to help pay for one. I also explain why a HELOC isn’t always the best answer, how your home’s future value may come into play, and why the right financing strategy depends on what you’re actually trying...
25 Sept 2026
Credit, Debt & Knowing Your Options
What do you do when credit card debt starts getting out of control and someone promises an easy solution? In this episode of Just Ask John King, I share real client situations involving debt consolidation, missed payments, reverse mortgages, and offers that sounded much better than they actually were. I also break down practical ways to approach debt, including the debt snowball vs. debt avalanche, how credit scores are affected, why waiting too long can limit your options, and when tools lik...
14 Sept 2026
Buying and Selling a Home at the Same Time: What Are Your Options?
Already own a home but thinking about making a move? In this episode of Just Ask John King, I break down the three main ways to buy your next home when you still own your current one: sell first, buy and sell at the same time, or buy first and sell later. Each option comes with different tradeoffs when it comes to timing, cash, monthly payments, flexibility, and stress. I also explain what to think about before making your move and why the right strategy depends on your specific situation. 👉H...
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