A Smarter Way to Retire is your guide to building a confident financial future. Hosted by Tony Leonardi, CFP® this podcast breaks down the key steps to retirement planning in a clear, actionable way. Whether you’re approaching retirement or already there, you’ll get expert insights on financial modeling, wealth preservation, and making informed decisions for your future. Tune in for practical advice, thoughtful discussions, and a smarter way to retire.
See website for full disclosures:
www.LeonardiFamilyWealthcare.com
5 Year-End Tax Moves to Make Before December 31 (2026)
It’s late October, and several important tax moves still need to be completed before December 31. In this episode, Tony Leonardi, CFP® walks through five year-end tax strategies that many retirees overlook or wait too long to address.
You'll learn about:
• Roth conversions and why timing and modeling matter
• Qualified Charitable Distributions (QCDs) and how they can reduce taxable income
• Required Minimum Distribution (RMD) timing and inherited IRA deadlines
• Tax-loss harvesting in taxable accounts
• How the additional standard deduction for seniors can interact with these strategies
These moves are not one-size-fits-all. The right approach depends on your income, tax bracket, Medicare IRMAA thresholds, and overall plan. A financial model can help you see how these strategies interact before the year ends.
Free resources:
Smart Retirement Strategy Quiz: LeonardiFamilyWealthcare.com/quiz
Roth IRA Conversion Playbook (2026 Edition)
Smart Tax Shield Legacy Playbook
Both guides are available under the Books and Guides tab on the website.You can also schedule a complimentary Fit Call using the green button at the top of LeonardiFamilyWealthcare.com.
Because there is A Smarter Way to Retire.
#RetirementPlanning #YearEndTaxPlanning #RothConversions #QCDs#TaxLossHarvesting #IRMAA #ASmarterWayToRetire
23 Oct 2026
Most People Won’t Keep the Full $75 Social Security Raise
Most people won’t keep the full $75 from the 3.6% Social Security COLA for 2027.
The Medicare Trustees have projected the standard Part B premium will rise about $6.60 a month, and that amount is deducted from the check for most beneficiaries.
This episode explains the gap between the headline raise and the net amount, plus what to know during the current Medicare open enrollment window (October 15–December 7).
Education only.
Please refer to the website forfull disclosures.
16 Oct 2026
Did a mysterious $90 deposit just show up in your bank account?
Around October 8, the government started sending a one-time $90 Medicare Improvement Fund Premium Rebate to roughly 20.8 million people on Original Medicare Part B.
Not everyone gets it. And Medicare open enrollment starts October 15.
In this episode of A Smarter Way to Retire, Tony Leonardi, CFP® professional, explains:
• What the $90 actually is (and what it is not)
• Who qualifies and who does not (Medicare Advantage, IRMAA, Medicaid)
• Why one spouse can get it and the other does not
• How the IRMAA cliff can cost you both the surcharge and the rebate
• What you can change during open enrollment (Oct 15–Dec 7)
• Why 2026 income sets your 2028 Medicare premium
Education only, not tax or Medicare advice. Please refer to the website for full disclosures.
Resources:
• Roth IRA Conversion Playbook, 2026 Edition and Smart Retirement Tax Shield Playbook: LeonardiFamilyWealthcare.com
• Complimentary 15-minute Fit Call: big green button on the homepage
• CMS fact sheet on the Medicare Improvement Fund Premium Rebate
Subscribe for weekly retirement planning insights.Plan smarter, retire happier — because there really is a smarter way to retire.
#Medicare #IRMAA #OpenEnrollment #RetirementPlanning #ASmarterWayToRetire#TonyLeonardiCFP
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Apple Podcasts (US)
5.0 / 5
7 ratings
Spotify
5.0 / 5
3 ratings
Podcast Authority Score: 49 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
85
Social presence
0
YouTube
0
Engagement
32
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