Nobody really teaches you how to adult. You’re just expected to figure it out.
Adulting and Afraid is the podcast that covers the real life stuff they forgot to teach us in school. From building and understanding your credit, to budgeting your money, buying a home, managing your finances, and making smarter decisions as an adult, we’re breaking it all down in a way that actually makes sense.
No complicated jargon. No boring lectures. Just real conversations, practical advice, and the things you wish someone had taught you sooner.
Because adulting is hard enough. You shouldn’t have to figure it all out alone.
Send us Fan Mail Building credit from scratch can feel overwhelming, especially when you’re 17 or 18 and have never had a credit card before. In this episode, Deborah Criddle, the Mortgage Queen, walks through the first steps of establishing credit responsibly, from getting your first job and saving $500 to applying for a secured credit card and developing the habit of paying off your balance. She explains how to use one small, predictable expense, such as gas, to build responsible credit hab...
11 Sept 2026
HELOCs Can Cost You Your House: The Debt Trap Homeowners Need to Know
Send us Fan Mail A HELOC can be a powerful financial tool, but when you use your home equity to pay off credit cards, car loans, vacations, and other spending without changing your financial habits, you could put your home at serious risk. In this episode, Deb walks through a real-world example of homeowners who went from owing just $135,000 at a 2.5% mortgage rate to carrying hundreds of thousands in debt, maxing out credit cards again, and potentially facing foreclosure. We’ll break down ho...
4 Sept 2026
Student Loans: Borrow Responsibly or Pay the Price for Years
Send us Fan Mail Student loans can be a valuable tool for paying for an education, but only when they’re used responsibly. In this episode, we take a hard look at student loan debt, why borrowing more than you actually need can become a serious financial problem, and why student loan money should be reserved for legitimate education expenses like tuition, books, and required supplies. We also cover budgeting while in school, deferment and forbearance, staying on top of repayment deadlines, pr...
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Apple Podcasts (US)
5.0 / 5
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