

- 16
- Episodes
- 6
- Ratings
- 2024
- First episode
About After 5 PM Podcast
Clocking out of Mortgages and clocking into Family, Life, and Finances
- Publisher
- Ben McAffee and Shaun Russon
- Category
- arts
- Language
- en
- Explicit
- No
- First episode
- 29 Apr 2024
- Latest episode
- 12 Aug 2024
Latest episodes
16 episodes in the feed.

12 Aug 2024
Scaling Up: From Moving Homes to Building Storage Empires
In this episode of the After 5pm Podcast, we dive deep into the journey of turning a small side hustle into a thriving business empire. Join us as we chat with Ben, an ambitious entrepreneur who went from managing a family-run moving company to building a successful storage unit business. Ben shares his story of perseverance, calculated risks, and the invaluable lessons learned along the way. Discover how he transitioned from hands-on moving to mastering real estate investments and ...

5 Aug 2024
Embracing Change and Building Legacy: Amber Garofalo’s Journey in Mortgage and Life on the Road
In this episode, we sit down with Amber Garofalo, a branch manager at CrossCountry Mortgage, who shares her inspiring journey from a small town in Wisconsin to managing a successful mortgage branch while living a nomadic lifestyle in an Airstream camper. Amber talks about her early exposure to real estate through her realtor mother, her pivot from aspiring commercial pilot to mortgage professional post-9/11, and the lessons learned from her various roles in the banking and mortgage industry. Amber opens up about the challenges and triumphs of being a female in a predominantly male industry, highlighting the unique strengths women bring to the table. She also discusses her decision to embrace a mobile lifestyle, the adjustments she's made in her business practices, and the importance of leaving a legacy through ethical lending and mentorship. Tune in to hear Amber’s story of resilience, adaptability, and the pursuit of balance between personal passions and professional excellence. Whether you're a seasoned mortgage professional or someone looking for inspiration in navigating life’s transitions, this episode offers valuable insights and encouragement.

15 Jul 2024
The truth behind Mortgage inquiries
In this episode of the After 5pm Podcast, hosts Ben McAffee and Shaun Russon dive deep into the murky waters of mortgage inquiries and the unethical practices surrounding them. They discuss the frustrating reality that every time they pull a credit report for a client, other lenders swoop in with unsolicited offers, causing confusion and mistrust. Ben and Shaun unpack the process of tri-merged credit reports, explain how credit bureaus sell information to other lenders, and share their strategies for preparing clients for the barrage of solicitation calls. They also touch on the potential legislative changes aimed at protecting consumers from these invasive practices. Tune in to learn how to navigate the mortgage process with confidence and avoid getting caught in the crossfire of aggressive lenders.

8 Jul 2024
Navigating Down Payment Assistance and Grants in 2024
Join hosts Ben and Shaun on After 5 p.m., the podcast where we leave the world of mortgages at 5 p.m. to dive into the deeper aspects of life, family, and finances. Former colleagues from the mortgage industry, Ben and Sean bring their after-work conversations to the mic, discussing everything from professional insights to personal experiences. In this episode, Ben and Sean explore the landscape of down payment assistance programs, shedding light on options like SB 240 and Utah Housing. From silent seconds to nationwide grants, they break down the nuances and opportunities available to homebuyers, offering invaluable advice for navigating these complex financial decisions. Whether you're a first-time homebuyer or a seasoned investor, tune in to After 5 p.m. for expert insights that go beyond the numbers and into real-life strategies for achieving your homeownership goals.

1 Jul 2024
Mortgage Myths Unveiled: Expert Advice for First-Time and Repeat Homebuyers
Join hosts Ben Mcaffee and Shaun Russon on this episode of the "After 5PM Podcast" as they dive into some of the most common questions about mortgages. Whether you're a first-time homebuyer or a seasoned real estate investor, this episode is packed with valuable insights. Ben and Shaun have scoured the internet to find the most frequently asked questions and will discuss them in detail, offering practical advice to help you navigate the homebuying process with confidence. In this episode, they cover topics such as: When is the right time to stop renting and buy a home? How long does the homebuying process usually take? What are the first steps to take when considering purchasing a home? With real-life examples and expert tips, this episode is designed to inform and empower you as you embark on your homebuying journey. Don't miss out on this comprehensive guide that could turn into a two-part series! If you find value in this discussion, please like, share, and forward it to others who might benefit from it. Tune in now and get the answers you need to make informed decisions in the real estate market.

24 Jun 2024
Balancing Success and Family with Real Estate Veteran Justin Morgan
Welcome to another insightful episode of the After 5 PM podcast with your hosts Ben McAffee and Shaun Russon. Today, they sit down with Justin Morgan, a seasoned real estate investor who has navigated the complexities of the industry for decades. In this episode, Justin shares his journey from meeting a real estate investor during a mission trip to becoming a full-time real estate professional. He opens up about the challenges of balancing a successful career and family life, the pivotal moments that shaped his career path, and the sacrifices involved. Justin also delves into his practices for maintaining emotional balance, including his transformative experience with breath work and the importance of a strong morning routine. Listeners will gain valuable insights into how to find equilibrium in the hustle and bustle of daily life and the significance of being present both at work and at home. Whether you’re a real estate enthusiast or someone seeking advice on balancing career aspirations with family commitments, this episode offers a wealth of wisdom and inspiration. Tune in to hear Justin’s heartfelt stories, practical tips, and the personal growth strategies that have helped him thrive both professionally and personally. Join us After 5 PM, where real conversations happen and connections are made.

17 Jun 2024
After Hour Insights: Our Journey
In this episode of the After 5pm Podcast, hosts Benn McAffee and Shaun Russon take a nostalgic trip down memory lane, reminiscing about their early days at First Colony Mortgage. They delve into the journey that led them to start this podcast, recounting their key conversations after 5 p.m. that profoundly impacted their careers and lives. Join them as they share stories from their past, discuss their growth as independent loan officers, and explore the pivotal moments and decisions that shaped their professional paths. Whether you're a seasoned professional or just starting out, Benn and Shaun offer valuable insights and advice drawn from years of experience in the mortgage industry.

10 Jun 2024
Balancing Business and Family: Macrae Heppler on Parenthood, Real Estate, and Entrepreneurship
Welcome to the After 5 P.M. Podcast, where we clock out of mortgages and clock into life, finances, and family. In this episode, we discuss: Macrae's recent family trip to Hawaii and the joys and challenges of traveling with young children. The journey from single life to fatherhood and the impact of kids on family dynamics. The transition from summer sales at Vivint to starting a gym and eventually entering the title business. Understanding the often overlooked but crucial role of a title company in real estate transactions. Insights into modernizing an antiquated industry and the importance of innovation and teamwork in business. The blend of professional and personal life, highlighting the significance of balancing business with family and personal passions. Join us for an engaging conversation about entrepreneurship, family life, and the intricacies of the title business.

3 Jun 2024
Navigating Credit for First-Time Homebuyers
In this episode we dive into the foundational aspects of securing a mortgage, focusing on the essential elements of credit. Join us as we explore the three crucial factors lenders consider during the pre-approval process: credit, income, and assets. Today's discussion zeroes in on the credit aspect. Learn about the steps to establish credit, the importance of maintaining a good credit score, and the common misconceptions that can trip up potential homebuyers. Sean shares his expert advice on building credit, leveraging authorized user accounts, and managing credit card balances effectively. Whether you're planning to buy your first home or looking to enhance your credit knowledge, this episode is packed with valuable tips and real-world examples to help you navigate the mortgage landscape. Tune in and get ready to boost your financial literacy after 5 PM. Key Topics Covered: The significance of credit, income, and assets in the pre-approval process Tips for first-time homebuyers to establish and build credit Authorized user hacks and their benefits Managing credit card balances for optimal credit scores Common credit myths and misconceptions debunked How recent inquiries and new debts can impact mortgage approval

28 May 2024
Building Trust and Success in Mortgage Lending
This week, we are thrilled to welcome an extraordinary guest. Rob's journey in the mortgage industry, starting from his days as a real estate agent to becoming a top producer and influential leader, is nothing short of inspiring. In this episode, Rob shares his story, beginning with his unexpected entry into the mortgage world in 1993. He discusses the pivotal moments and challenges he faced, the importance of mentorship, and the value of integrity and genuine relationships in business. Rob also delves into the significance of company culture, the role of leadership in fostering a supportive environment, and the essential practice of putting people first to achieve long-term success. Join us as we unpack valuable lessons from Rob's career and gain insights on how to navigate the complexities of the mortgage industry while maintaining a balance between professional and personal life. Whether you're a seasoned professional or just starting out, this episode is packed with wisdom and practical advice to help you thrive in your career and beyond. Tune in for an enriching conversation that highlights the power of mentorship, teamwork, and unwavering commitment to doing the right thing.

20 May 2024
The Rise of Russ Brown: founder of Patriot Mortgage
Join hosts Ben and Shaun on this episode of the After 5PM Podcast as they sit down with Russ Brown, the President and Founder of Patriot Mortgage. Russ takes us on a captivating journey through his career, from his humble beginnings at Chase Bank to becoming a prominent figure in the mortgage industry. With anecdotes from his time at various institutions and insights into the evolution of the mortgage market, Russ shares valuable lessons learned and challenges overcome. Whether you're a seasoned professional or just starting out in the industry, Russ's story is sure to inspire and enlighten. Tune in for a candid conversation about navigating the twists and turns of the mortgage world after 5 PM.

13 May 2024
Advice for loan officers: Navigating the industry
In this episode of After 5 p.m. podcast, hosts Ben and Shaun delve into the unseen forces that drive success in the mortgage industry. Drawing from personal experiences and candid conversations, they uncover the critical importance of internal motivation for loan officers. From the early challenges of establishing oneself in the business to the ongoing journey of financial stewardship, Ben and Shaun explore the diverse facets of motivation that propel professionals forward. Through insightful anecdotes and practical advice, they navigate the delicate balance between external incentives and internal drive, emphasizing the power of clarity, purpose, and vision in achieving lasting success. Whether you're a seasoned industry veteran or a newcomer navigating the complexities of mortgage finance, this episode offers invaluable insights into the heart of mortgage motivation. Join Ben and Shaun as they uncover the hidden forces that fuel success beyond the clock-out hour.

6 May 2024
The Real Estate Grind: Building Success with Solomon Turley
Join hosts Ben and Shaun as they sit down with real estate agent Solomon Turley, a rising star in Washington County's real estate scene. With just two and a half years in the business, Solomon has already made significant waves with his impressive numbers and relentless work ethic. In this episode, Solomon shares his journey into real estate and delves into the challenges he faced early on, the importance of mentorship, and the daily grind that drives his success. From prospecting prime time to the value of consistency and the power of positive surroundings, Solomon provides valuable insights for anyone looking to thrive in the real estate industry. Tune in to discover the mindset and strategies behind Solomon's exponential success and learn why prioritizing client interests is key to building lasting relationships and a thriving career in real estate.

29 Apr 2024
Mastering the Art of Pre-Approval
In this podcast episode, Ben and Shaun dive deep into the intricacies of the pre-approval process, offering valuable insights and practical advice for both industry professionals and potential homebuyers. Unlike traditional interviews, this episode takes on a training format, focusing on the essential elements of pre-approval and clarifying misconceptions surrounding pre-qualification and pre-approval. From understanding the difference between the two to navigating complex scenarios like multiple offer situations, Ben and Sean provide a comprehensive overview. They emphasize the importance of communication, transparency, and setting realistic expectations for both buyers and real estate agents. By sharing their expertise and real-world experiences, Ben and Sean equip listeners with the knowledge and tools needed to master the art of pre-approval. So whether you're a seasoned professional or a prospective homebuyer, tune in to gain valuable insights and take your pre-approval game to the next level.

29 Apr 2024
Building Lasting Relationships in Mortgage Lending
In this episode, Shaun and Ben dive into the essential aspects of fostering meaningful relationships in the mortgage lending industry. They emphasize the importance of maintaining contact post-close to ensure clients feel valued and cared for beyond the transaction. From personalized follow-ups to strategic communication, they explore tactics for building loyalty and generating referrals. Drawing from personal experiences and industry insights, they discuss the pivotal role of trust, transparency, and efficient processes in enhancing the client experience. Join them as they uncover the keys to transforming transactions into long-term partnerships and the nuanced balance between documentation requirements and client convenience.

29 Apr 2024
Beyond Mortgages: Life, Family, and Finances After 5 PM
Welcome to After 5 P.M. Where we delve into the world beyond work hours. Join hosts Shaun and Ben as they navigate through personal conversations with guests like Carl Wright, delving into their intertwining journeys through life, friendship, and the real estate industry. From high school connections to professional collaborations, they explore the intricacies of balancing career aspirations, family life, and financial decisions. Tune in for insightful discussions on navigating investments, budgeting strategies, and the real estate market, all while clocking out at mortgages and clocking into the essence of life itself. In this podcast, we bring you a candid discussion with industry expert Carl Wright, a seasoned appraiser. Whether you're a seasoned professional in the mortgage industry or someone seeking guidance on personal finance and investments, "After 5P P.M." offers valuable insights, practical tips, and engaging stories to help you unlock your full potential. Tune in to "After 5 P.M." and start your journey towards a more fulfilling life outside the confines of the workday.
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- Apple Podcasts (US)
- 5.0 / 5
- 6 ratings
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