About ALGO: A LOT GOING ON WITH RAJ KOTECHA | THE NO1 PODCAST IN DUBAI
Between the worlds of media, tech and entrepreneurship, Raj Kotecha has had A Lot Going On. In this podcast, Raj combines his diverse life experiences across Dubai and London with over 25 years of business expertise.
It's raw, real and funny.
Raj is founder of Creative Content Agency, a content strategy firm based in Dubai and London and My Friends Your Friends, a massive global network bringing together bright people in major cities.
He is also a Course Director for the UK's Chartered Institute of Marketing, specialising in AI and content production.
www.instagram.com/rajkotecha
Cipha Sounds: From Intern to International Legend working with Jay Z, Dave Chappelle, Rihanna & more
We finally got Cipha Sounds on the show - the definition of someone that has A Lot Going On - from DJ, to A&R, to comic - this guy has really been around the block and is a legend in NYC - I've been planning this chat for a long time - I hope you enjoy it.
(00:00) Cipha Sounds Introduction
(00:31) First impressions of Dubai
(02:13) Working with Mo Amer
(03:07) Getting trashed in Egypt Press
(05:05) How DJing Shaped Cipha's Future Success
(08:30) Does every artist NEED to struggle?
(09:40) Interning for Funkmaster Flex at HOT 97
(11:25) How Ciph crafted his on-air personality
(12:30) Launching the first-ever hip hop podcast
(14:50) How podcasts benefited from Juan Ep
(17:17) How to craft an authentic voice
(19:38) Dave Chappelle rewatching specials
(21:50) Balancing multiple professions
(27:03) Producing hit records with Nina Sky, Rihanna
(31:45) Working with Jay Z / Roc-La-Familia
(32:50) Rihanna Still Loves Ciph
(34:00) Cipha's Biggest Career Regret
(34:50) When Cipha used Proof to Negotiate
(39:25) What motivates Cipha (not money)
(42:24) Cipha's favourite thing ever
(43:17) When Ciph Dissed Raj in the Club
(44:48) Jay Z's Character
(46:00) Dave Chappelle's Character
(48:09) On Not Getting Credit
6 Apr 2026
Yash Tosar - The Real Rich Dad - 74 Year Old Millionaire Money Manager on the War Against Cash
On this episode of A Lot Going On, Raj sits down with Yash Tosar, founder of 1st Financial Foundations, whom he calls the real-life "Rich Dad".
Yash walks us through going from a young boy in Kenya to a millionaire money manager in the UK.
Yash shares his story and many golden nuggets of wisdom on wealth management, pension plans and retiring well.
He also breaks down exactly what to do if you have £10k, £100k, or £250k saved up, ensuring your cash works for you.
Chapters:
(00:00) Yash Tosar Introduction
(00:17) Does money deserve its "bad" reputation?
(00:57) Wealth disappearing in 3 generations
(05:11) Making money work starts with striking when the opportunity arises
(07:18) Good debt vs bad debt
(8:43) Yash's early years in Kisumu
(11:08) Losing his father at 21
(13:23) Yash's Grandfather mentor
(14:44) Lessons from VW Audi
(16:09) "I hope they sack you" shock moment
(18:12) Watching his boss blow a fortune
(20:48) Yash's "aha" moment with pensions
(26:34) Good accountants vs Great accountants
(28:37) Combining IFAs and proactive accountants
(31:36) Becoming co-head of the family with his Grandfather
(35:41) Yash's legacy
(37:16) Why Yash will never fully retire
(41:44) What to do if you have £10k, £100k, or £250k to invest
(1:00:00) Is there shame in being rich?
Learn more from 1st Financial Foundations’ channel:
https://www.youtube.com/@UC6E_4bhWi963mmaxpv9NWkg (https://www.youtube.com/@UC6E_4bhWi963mmaxpv9NWkg)
And follow them on social for more practical guidance:
https://www.instagram.com/1stfinancialfoundations/ (https://www.instagram.com/1stfinancialfoundations/)
https://www.instagram.com/yashtosar/ (https://www.instagram.com/yashtosar/)
https://www.linkedin.com/in/yash-tosar-ifa-milton-keynes/ (https://www.linkedin.com/in/yash-tosar-ifa-milton-keynes/)
https://www.linkedin.com/company/1st-financial-foundations/ (https://www.linkedin.com/company/1st-financial-foundations/)
ABOUT RAJ KOTECHA
Raj Kotecha is an internationally recognised content strategist, brand builder and community developer.
Notable projects include working with Gary Vaynerchuk, Aldar, Tony Robbins, Wu-Tang Clan, Russell Peters, Steven Bartlett, Sugarhill Gang, Fatman Scoop and Daniel Priestley.
Day to day, Raj is CEO of Creative Content Agency and runs My Friends Your Friends, a global community of talented connectors.
Connect with Raj:
https://www.instagram.com/rajkotecha/ (https://www.instagram.com/rajkotecha/)
https://www.linkedin.com/in/rajkotecha/ (https://www.linkedin.com/in/rajkotecha/)
RAJ'S BRANDS AND PROJECTS:
🚀 Creative Content Agency: A management consulting firm cross-dressing as a content agency
https://www.instagram.com/creative.content.agency/ (https://www.instagram.com/creative.content.agency/)
https://www.creativecontentagency.com/ (https://www.creativecontentagency.com/)
🧑🧒🧒 My Friends Your Friends: Bringing together a curated group of talented people meeting via mutual friends for vibes, conversations and meaningful connections.
https://www.instagram.com/myfriendsyourfriends/ (https://www.instagram.com/myfriendsyourfriends/)
https://myfriendsyourfriends.com/ (https://myfriendsyourfriends.com/)
☕️ The Landing Club: Every relationship you need to fast-track your success in Dubai
https://www.instagram.com/thelanding.club/ (https://www.instagram.com/thelanding.club/)
https://thelanding.club (https://thelanding.club)
🎧 Check out more A Lot Going On (ALGO) Podcast Episodes:
Spotify - https://open.spotify.com/show/3RDJUu5Cv16q9XXgsKAeny (https://open.spotify.com/show/3RDJUu5Cv16q9XXgsKAeny)
Apple Podcast - https://podcasts.apple.com/gb/podcast/algo-a-lot-going-on-with-raj-kotecha-the-no1-podcast-in-dubai/id1570026259 (https://podcasts.apple.com/gb/podcast/algo-a-lot-going-on-with-raj-kotecha-the-no1-podcast-in-dubai/id1570026259)
25 Mar 2026
Bhaven Ondhia Shatters UK Money and Mortgage Myths | ALGO EP 76
In this episode of A Lot Going On with Raj Kotecha, we’re talking money and mortgages with Bhaven Ondhia.
Bhaven is Managing Director of 1st Financial Foundations — a UK-based financial advisory firm helping everyday people and businesses take control of their money, make smarter mortgage decisions, and build long-term financial freedom.
With 30+ years of UK mortgage experience, Bhaven breaks down everything from first-time buyer schemes and remortgaging to income protection and investment property, in plain English — no jargon.
Episode Chapters:
(00:00) Introduction: Thought leadership in the finance space and social media
(01:47) Being proactive in personal finance
(02:46) The biggest financial black swan event
(04:05) The biggest blind spot for UK mortgage buyers
(05:43) Costs in property purchases that many miss
(07:14) When is the right time to get a mortgage?
(09:14) The best way to deal with the long-term commitment of a mortgage
(10:49) Mortgage mindset tip for first-time buyers
(13:07) Is it true that a mortgage is “good” debt?
(14:43) What you need to consider before consulting a mortgage adviser
(17:26) Income protection 101
(19:34) What if your partner dies during your joint mortgage?
(20:14) Why is it a good idea to get life assurance?
(21:41) What if I am no longer able to work and earn an income?
(25:01) What is key person assurance for business owners?
(26:24) Final thoughts
Learn more from 1st Financial Foundations’ channel:
https://www.youtube.com/@1stFinancialFoundations
And follow them on social for more practical guidance:
https://www.instagram.com/1stfinancialfoundations (https://www.instagram.com/1stfinancialfoundations)
https://www.instagram.com/bhavenondhia/ (https://www.instagram.com/bhavenondhia/)
https://www.linkedin.com/company/1st-financial-foundations/ (https://www.linkedin.com/company/1st-financial-foundations/)
https://www.linkedin.com/in/bhaven-ondhia-mortgage-broker-london/ (https://www.linkedin.com/in/bhaven-ondhia-mortgage-broker-london/)
ABOUT RAJ KOTECHA
Raj Kotecha is an internationally recognised content strategist, brand builder, and community developer.
Notable projects include working with Gary Vaynerchuk, Aldar, Tony Robbins, Wu-Tang Clan, Russell Peters, Steven Bartlett, Sugarhill Gang, Fatman Scoop, and Daniel Priestley.
Day to day, Raj is CEO of Creative Content Agency and runs My Friends Your Friends, a global community of talented connectors.
Connect with Raj:
https://www.instagram.com/rajkotecha/ (https://www.instagram.com/rajkotecha/)
https://www.linkedin.com/in/rajkotecha/ (https://www.linkedin.com/in/rajkotecha/)
RAJ’S BRANDS AND PROJECTS:
🚀 Creative Content Agency — A management consulting firm cross-dressing as a content agency
https://www.instagram.com/creative.content.agency/ (https://www.instagram.com/creative.content.agency/)
https://www.creativecontentagency.com/ (https://www.creativecontentagency.com/)
🧑🧒🧒 My Friends Your Friends — Bringing together a curated group of talented people meeting via mutual friends for vibes, conversations, and meaningful connections
https://www.instagram.com/myfriendsyourfriends/ (https://www.instagram.com/myfriendsyourfriends/)
https://myfriendsyourfriends.com/ (https://myfriendsyourfriends.com/)
☕️ The Landing Club — Every relationship you need to fast-track your success in Dubai
https://www.instagram.com/thelanding.club/ (https://www.instagram.com/thelanding.club/)
https://thelanding.club (https://thelanding.club)
🎧 Check out more A Lot Going On (ALGO) Podcast episodes:
Spotify:
https://open.spotify.com/show/3RDJUu5Cv16q9XXgsKAeny (https://open.spotify.com/show/3RDJUu5Cv16q9XXgsKAeny)
Apple Podcasts:
https://podcasts.apple.com/gb/podcast/algo-a-lot-going-on-with-raj-kotecha-the-no1-podcast-in-dubai/id1570026259 (https://podcasts.apple.com/gb/podcast/algo-a-lot-going-on-with-raj-kotecha-the-no1-podcast-in-dubai/id1570026259)
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
436,335,436
Score snapshot 15 Sept 2025
Apple Podcasts (US)
5.0 / 5
1 ratings
Spotify
5.0 / 5
9 ratings
Podcast Authority Score: 48 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
26
Social presence
97
YouTube
93
Engagement
32
Contact ALGO: A LOT GOING ON WITH RAJ KOTECHA | THE NO1 PODCAST IN DUBAI
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