Retirement insights from Certified Financial Planner Anthony Aulffo of Cardinal Wealth Group in Cherry Hill, NJ. Learn about important financial topics and retirement planning tips each week on the show. If you want to be better prepared for retirement and your financial future, this is the show for you!
Check out the podcast on YouTube: https://www.youtube.com/channel/UCBoBzixGqqmOj4C4WWuuxfQ
To learn more, visit https://cardinalwg.com/ or call (609) 362-5512.
The 2026 Midterms and Your Portfolio: What History Says to Do (and Not Do)
🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now
Should the upcoming midterm elections change how you invest? Political uncertainty can make investors nervous, but history tells a different story about how markets respond to election cycles. Anthony examines decades of market performance and explains why trying to predict political winners and losers can be a costly mistake.
Here’s some of what we discuss in this episode:
📊 Historical Market Trends: What decades of election data reveal
🗳️ Politics vs. Performance: How markets respond across administrations
⚠️ Market Timing Risks: Why predicting sector winners is difficult
💼 Portfolio Discipline: Avoiding emotionally driven investment decisions
📅 Year-End Planning: Rebalancing, taxes, and Roth conversions
Resources:
Our website: https://cardinalwg.com/
Phone: (609) 362-5512
Contact our team: https://cardinalwg.com/contact-us
Schedule your no-cost consultation: https://cardinalwg.com/schedule-now
Check out our downloadable guides: https://cardinalwg.com/resources/downloadable-materials
Check us out on YouTube: https://www.youtube.com/channel/UCBoBzixGqqmOj4C4WWuuxfQ
Facebook: https://www.facebook.com/CardinalWealthGroup/
LinkedIn: https://www.linkedin.com/in/anthony-aulffo-cfp%C2%AE-75b2919b/
24 Sept 2026
Running Out of Money vs Running Out of Time
🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now
The fear of running out of money can follow people into retirement even when the numbers suggest they’re in good shape. Anthony explores why that anxiety can become just as costly when it keeps retirees from enjoying the life they worked so hard to build. Retirement isn’t only about making the money last; it’s also about making sure fear doesn’t cause you to waste the time you have.
Here’s some of what we discuss in this episode:
😰 Money Anxiety: Why the fear of running out can persist even with substantial retirement savings
🔄 Changing Retirement: How the shift away from pensions has placed more responsibility on individual retirees
🧠 Loss Aversion: Why losing money can feel far more painful than gaining the same amount feels rewarding
⌛ Underspending Risk: How excessive caution can cost retirees experiences and opportunities they can’t get back
🛡️ Safety Bucket: Setting aside several years of planned withdrawals away from market volatility
⚖️ Spending Balance: Finding a comfortable range between overspending and unnecessarily restricting your lifestyle
The 10-Minute Budgeting Method That Actually Works
https://www.youtube.com/watch?v=wpRCD6IE5-M&t=1s
Resources:
Our website: https://cardinalwg.com/
Phone: (609) 362-5512
Contact our team: https://cardinalwg.com/contact-us
Schedule your no-cost consultation: https://cardinalwg.com/schedule-now
Check out our downloadable guides: https://cardinalwg.com/resources/downloadable-materials
Check us out on YouTube: https://www.youtube.com/channel/UCBoBzixGqqmOj4C4WWuuxfQ
Facebook: https://www.facebook.com/CardinalWealthGroup/
LinkedIn: https://www.linkedin.com/in/anthony-aulffo-cfp%C2%AE-75b2919b/
17 Sept 2026
Retiring Early Isn't Always a Choice — Are You Ready If You're Next?
🔓 Unlock Your Retirement’s Potential- Schedule a Call with Cardinal Wealth: https://cardinalwg.com/schedule-now
Many people plan to retire around 65, but new research shows a large percentage are leaving the workforce several years earlier—and often not by choice. Health problems, job loss, and rising healthcare expenses can suddenly force a retirement timeline to change. In this episode, Anthony explains why those extra few years matter so much and how better planning can make an unexpected early retirement more manageable.
Here’s some of what we discuss in this episode:
⚠️ Unexpected Exit: How health issues, layoffs, and caregiving can shorten a career
💰 Financial Impact: What a few lost working years can mean for income, savings, and portfolio withdrawals
🧾 Cash Flow: Using bonuses, refunds, savings, and debt reduction more intentionally
🛡️ Preparedness: How planning can reduce the pressure to immediately replace a lost job
🏥 Healthcare: Accounting for insurance costs when retirement happens before Medicare eligibility
🧠 Emotional Side: Why preparation can help prevent fear from driving the next financial decision
Millions Are Retiring Earlier Than Planned. Do Advisors Need To Rethink Planning?
https://www.fa-mag.com/news/most-americans-retire-earlier-than-planned--here-are-the-top-reasons-87149.html
Resources:
Our website: https://cardinalwg.com/
Phone: (609) 362-5512
Contact our team: https://cardinalwg.com/contact-us
Schedule your no-cost consultation: https://cardinalwg.com/schedule-now
Check out our downloadable guides: https://cardinalwg.com/resources/downloadable-materials
Check us out on YouTube: https://www.youtube.com/channel/UCBoBzixGqqmOj4C4WWuuxfQ
Facebook: https://www.facebook.com/CardinalWealthGroup/
LinkedIn: https://www.linkedin.com/in/anthony-aulffo-cfp%C2%AE-75b2919b/
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