

- 11
- Episodes
- 2025
- First episode
About Aussie Bookkeeping Basics
Welcome to Aussie Bookkeeping Basics — the podcast that helps Aussie small business owners feel confident and in control of their numbers. Hosted by Deb Rowling, a registered BAS Agent, bookkeeper & teacher, each episode breaks down bookkeeping, BAS, GST, and business finances in plain English — no jargon, no stress. Whether you DIY your books or just want to understand what your accountant’s talking about, you’ll find practical tips, real-world examples, and down-to-earth advice to make bookkeeping simple, meaningful, and even a little bit fun. Do you want to finally understand your GST and BAS without the overwhelm? Are you tired of feeling lost when you look at your business finances? Would you love to do your own bookkeeping with confidence (and maybe even enjoy it)? If you said yes to any of these, grab a cuppa and let’s make your books (and your business) balance beautifully.
- Publisher
- Deb Rowling
- Category
- business · education
- Language
- en
- Explicit
- No
- First episode
- 24 Nov 2025
- Latest episode
- 24 Jun 2026
Latest episodes
11 episodes in the feed.

24 Jun 2026
GST & BAS Made Simple (Without the Stress)
In episode 10 of Aussie Bookkeeping Basics, host Deb Rowling explains GST and BAS in simple terms for Australian business owners. She emphasises that if you’re GST-registered, GST is not your money—you’re holding it as a “tax collector” for the ATO. Deb breaks down the BAS process as adding up GST collected on sales, subtracting GST paid on business expenses, and paying the difference to the ATO, noting BAS is usually lodged quarterly (but can be monthly or annually). To avoid bill shock and reduce stress, she recommends regularly calculating GST from income and transferring it into a separate GST bank account, ideally a high-interest account, alongside a transaction account. Deb invites listeners to learn more through Cashflow Collective or contact her for help with calculations and reports. 00:54 GST and BAS Overview 01:11 GST Is Not Yours 01:56 How BAS Works 03:45 Set Aside GST Regularly 04:50 Simple Monthly Workflow 05:40 Two Accounts Strategy 06:59 Reduce Bill Shock 07:46 Get Help and Invitation Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

18 Jun 2026
Profit vs. Cash Flow & Why Theyre Not The Same
In episode 9 of Aussie Bookkeeping Basics, host Deb Rowling unpacks the common confusion between profit and cash flow, explaining that profit is what’s left after expenses on paper, while cash flow is the real money moving in and out of the bank. She outlines how timing differences—like unpaid invoices, expenses due before income arrives, and tax obligations such as GST—can leave a profitable business short on cash. Deb also introduces the ATO Small Business Benchmarks as a free way to compare your business to others in the same industry, noting hospitality’s tight margins, and stresses that up-to-date bookkeeping helps spot warning signs, and make clearer, less stressful financial decisions. 00:55 Cash Flow vs Profit 02:38 Why Cash Runs Out 04:34 Timing Gap Example 05:27 Why It Matters 06:58 ATO Benchmarks Explained 10:40 Bookkeeping Warning Signs 11:39 Identify the Problem 12:36 Wrap Up and Invite Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

4 Jun 2026
DIY Bookkeeping vs Support: What is right for you?
In episode 8 of Aussie Bookkeeping Basics, host Deb Rowling explores the spectrum between DIY bookkeeping and full “done for you” support, outlining key pros and challenges of each. DIY can be lower cost and offer full control and awareness of your finances, but it can also be a major time sink and create uncertainty if you lack guidance or confidence. A done-for-you bookkeeper costs more in dollars but saves significant time, can be faster due to expertise, and provides confidence and clarity, backed by qualifications and experience such as supervised hours required for BAS agent work. Deb also highlights a middle-ground option for business owners who want to keep involvement and understanding while getting guidance, recommending her Cashflow Collective membership for support, accountability, co-working, and community. 00:54 Episode Overview 01:36 DIY Bookkeeping Pros 03:06 DIY Bookkeeping Challenges 04:30 Done For You Benefits 05:17 Why Expertise Matters 07:30 When To Outsource 08:29 The Middle Ground Option 09:56 Cashflow Collective Invite Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

28 May 2026
Do You Actually Need a Bookkeeper?
In episode 7 of Aussie Bookkeeping Basics, host Deb Rowling explores whether you actually need a bookkeeper, explaining that the best choice depends on your business context, complexity, and your willingness and time to learn. Deb says DIY can work well for simple, service-based businesses with straightforward invoicing and good integrations, but bookkeeper support is helpful when you’re time poor, unsure, or second-guessing tasks like transaction categorisation. She highlights that hiring a bookkeeper doesn’t have to be all-or-nothing, sharing examples such as a bookkeeper handling only invoicing, helping with tricky payment matching, or reviewing and lodging BAS through a “BAS buddy” service. Deb recommends finding a bookkeeper who understands your industry and requirements, and invites listeners to join her Cashflow Collective for guidance, accountability, and community. 00:53 Do You Need a Bookkeeper 01:27 When DIY Works Best 02:49 Time Poor and Unsure 03:34 Flexible Support Options 05:07 Real Client Examples 06:16 BAS Buddy Checkups 07:08 Choosing the Right Fit 08:25 The Guided Support Sweet Spot 09:20 Cashflow Collective Invite Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

21 May 2026
The Most Common Bookkeeping Mistakes
In episode 6 of Aussie Bookkeeping Basics, host Deb Rowling shares the three most common bookkeeping mistakes she sees and explains how business owners can fix them in a shame-free, jargon-free way. First, she tackles avoiding bookkeeping altogether, noting that putting it off only makes things worse and that bookkeeping is an unavoidable hat for small business owners. Second, she addresses guessing expense categorisation, explaining that while the world won’t implode if an expense is mis-categorised, accurate details like GST, date, amount, and evidence matter, and more specific categories provide better financial insights than dumping everything into “other” or “miscellaneous.” Third, she highlights the mistake of not reviewing entries to compare results over time. Deb also mentions her Cashflow Collective for support and guidance from an experienced BAS agent. 00:55 Welcome and No Shame 01:47 Mistake One: Avoiding Books 03:33 Mistake Two: Guessing Categories 04:41 Why Better Expense Categories Help 08:40 Mistake Three: No Reviews 09:13 Wrap Up and Next Steps 10:05 Invitation to Cashflow Collective Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

14 May 2026
A Simple Weekly Bookkeeping Routine to Prevent Backlog and Stress
In episode 5 of Aussie Bookkeeping Basics, host Deb Rowling shares a simple weekly bookkeeping routine designed to feel calm and manageable through weekly rhythms rather than daily pressure. She recommends four essentials: issue invoices (especially for service-based businesses), record and match payments received, send reminders for overdue invoices to avoid awkward debt chasing and support early payment plans, and organise receipts by photographing and storing them in one consistent system. Deb also suggests reconciling transactions by matching bank statements to what’s recorded in your accounting system and reviewing upcoming bills and cash needs so you understand your numbers beyond your bank balance. She notes that doing this weekly can complete most quarterly GST prep, and mentions her upcoming Cashflow Collective membership launching 1 June, plus a template to help stay on track. 00:00 Weekly Routine Overview 01:04 Four Weekly Essentials 01:17 Send Invoices Weekly 02:17 Record Incoming Payments 03:47 Chase Overdue Invoices 05:07 Organize Receipts Fast 05:54 Reconcile And Review 07:15 Benefits And Momentum 07:58 Cashflow Collective Plug 08:55 Template And Wrap Up Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

7 May 2026
Why Your Bank Balance Is Lying to You
In episode 4 of Aussie Bookkeeping Basics, host Deb Rowling explains why relying on your bank balance creates confusion for business owners: it’s only a snapshot of what’s in the account right now and leaves out crucial context like unpaid bills, upcoming expenses, invoices sent but not yet paid, and money already spoken for—especially GST. Deb highlights the “GST trap” for Australian businesses registered for GST, where part of income isn’t yours but is held on behalf of the ATO, often causing BAS-time shock. She shares a practical $10,000 example to show how available cash can be far less once GST and upcoming costs are considered, and offers four simple steps: recognise the bank balance isn’t the full picture, track cash coming in and out, set aside GST immediately, and review reports like profit and loss and balance sheet. She also recommends a separate GST bank account (ideally without a debit card) and transferring GST (e.g., $10 from a $110 payment) as soon as income arrives. 00:00 Bank Balance Myth 01:16 Missing Money Pieces 02:16 The GST Trap 03:44 A $10k Breakdown 05:11 Why It Feels Stressful 05:52 Four Simple Steps 07:41 Two Accounts for GST 11:24 Wrap Up and Next Steps Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

30 Apr 2026
The 3 Numbers Every Aussie Small Business Owner Needs to Know
In this episode of Aussie Bookkeeping Basics, host Deb Rowling explains that you don’t need lots of reports to understand your business finances, just three key numbers: your bank balance, your profit (what’s left after expenses), and what’s owed (outstanding bills and unpaid invoices). Deb highlights that relying on the bank balance alone can be misleading, and encourages listeners to run a simple profit and loss report to check net profit, then review what they owe and what customers owe them. She stresses “noticing, not perfecting,” acknowledging the emotions these numbers can bring while focusing on consistency and small confidence-building actions like following up one overdue invoice, paying one bill, sending an invoice, or paying yourself. Deb invites listeners to reach out via the website or social media, or ask their bookkeeper or accountant for help finding these numbers, and not to stay stuck in the overwhelm. Take one small step today. Chapters 00:00 Welcome and Overview 00:35 Three Key Numbers 01:19 Bank Balance Basics 02:38 Check Your Profit 03:45 What You Owe and Owed 04:57 Record and Reflect 05:32 Quick Confidence Wins 06:06 Where to Get Help 06:59 Final Encouragement Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

30 Apr 2026
Bookkeeping vs Accounting: The Basics for Aussie Small Businesses
In episode 2 of the Aussie Bookkeeping Basics podcast, host Deb Rowling strips bookkeeping back to fundamentals, explaining bookkeeping as the day-to-day tracking and correct recording of income, expenses, individual transactions, and GST, and accounting as the bigger-picture reporting and income tax work. Deb outlines why it’s good practice to have both a bookkeeper (often a qualified BAS agent who can advise on GST and handle transaction entry and compliance) and an accountant (typically a tax agent who advises on income tax) working together. She reassures business owners they don’t need to be “numbers people,” but do need basic financial foundations, including weekly habits: keep receipts for business expenses, send invoices or generate sales, and ensure transactions are accurately represented in the accounting system. Deb encourages consistency over perfection and suggests starting clean from a chosen date to reduce overwhelm. Chapters 00:00 Welcome and Overview 00:39 What Bookkeeping Really Is 02:09 Bookkeeping vs Accounting 02:22 Why You Need Both 03:35 BAS Agents and Qualifications 04:46 You Don’t Need to Be a Numbers Person 06:43 Weekly Bookkeeping Basics 08:18 Consistency Over Perfection 08:41 Start Clean and Build Habits 10:03 Wrap Up and Next Steps Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

30 Apr 2026
Welcome to Aussie Bookkeeping Basics: Understanding Your Business Numbers Without Jargon
In this episode of Aussie Bookkeeping Basics, host Deb Rowling introduces the podcast and its goal of helping Australian small business owners understand their numbers without jargon, judgment, or overwhelm. Deb shares her background transitioning from primary school teaching into running a bookkeeping business, where she noticed capable clients often felt embarrassed or confused about finances, especially when software shows a profit but there’s no cash in the bank (or the reverse). She explains that bookkeeping is more than data entry or ATO compliance: it’s tracking what comes in and goes out, what’s left, and what’s most profitable or costly so you can make informed decisions. Deb clarifies the podcast is not tax advice or software training, and previews upcoming basics, weekly tips, common mistakes, interpreting reports, and mindset shifts. Chapters 00:00 Welcome and Mission 00:47 Meet Deb Her Story 01:23 Why Numbers Feel Confusing 02:43 Who This Podcast Helps 03:47 What Bookkeeping Really Means 05:28 What This Podcast Is Not 06:29 What Youll Learn This Season 07:38 Follow and Stay Connected 08:19 Final Reassurance and Goodbye Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)

24 Nov 2025
ABBP Aussie Bookkeeping Basics Trailer
Welcome to Aussie Bookkeeping Basics — the podcast that helps Aussie small business owners feel confident and in control of their numbers. Hosted by Deb Rowling, a registered BAS Agent, bookkeeper & teacher, each episode breaks down bookkeeping, BAS, GST, and business finances in plain English — no jargon, no stress. Whether you DIY your books or just want to understand what your accountant’s talking about, you’ll find practical tips, real-world examples, and down-to-earth advice to make bookkeeping simple, meaningful, and even a little bit fun. Do you want to finally understand your GST and BAS without the overwhelm? Are you tired of feeling lost when you look at your business finances? Would you love to do your own bookkeeping with confidence (and maybe even enjoy it)? If you said yes to any of these, grab a cuppa and let’s make your books (and your business) balance beautifully. Disclaimer: The information shared in this podcast is general in nature and is intended for educational purposes only. It does not take into account your personal circumstances and should not be relied upon as financial or tax advice. For advice specific to your situation, please speak with a qualified professional. Follow Aussie Bookkeeping Basics on Facebook (https://www.facebook.com/aussiebookkeepingbasics/) Instagram (https://www.instagram.com/aussiebookkeepingbasics/) or Linkedin (https://www.linkedin.com/company/aussiebookkeepingbasics/) or the website https://www.aussiebookkeepingbasics.com.au (https://www.aussiebookkeepingbasics.com.au/) Get on the waitlist for the Cashflow Collective here: https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/ (https://aussiebookkeepingbasics.com.au/waitlist-cashflow-collective/) This podcast is hosted by Deb Rowling for Aussie Bookkeeping Basics https://aussiebookkeepingbasics.com.au (https://aussiebookkeepingbasics.com.au/) This podcast is produced by Ellen Ronalds Keene for PERK Digital https://perkdigital.com.au (https://perkdigital.com.au)
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