Aussie FIRE | Financial Independence Retire Early
Claim This Podcastby Hayden Smith & Dave Gow
Podcast Authority
Beta
Podcast Overview
<p>The Aussie FIRE podcast is the ultimate guide to Financial Independence for Australians. Having started life as an e-book, then an audiobook, it's now reached its final form: a podcast that will keep on giving.</p><br><p>The Aussie FIRE audiobook is brought to you by Pearler, Australia's favourite long-term investing community; and Dave Gow, the brains behind Strong Money Australia. Each episode explores a different aspect of Financial Independence, so stay tuned for new releases!</p><br><p><a href="https://pearler.com" rel="noopener noreferrer" target="_blank">https://pearler.com</a></p><br><p><a href="https://strongmoneyaustralia.com/" rel="noopener noreferrer" target="_blank">https://strongmoneyaustralia.com/</a></p><br><p><strong>DISCLAIMER: We’re big fans of sharing experiences and talking about money. However, please note that any advice is general, and does not consider your financial situation, needs, or objectives.</strong></p><br><p><strong>Consider whether it's appropriate for you, and if in doubt, speak to a licensed financial adviser.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
Language
🇺🇲
Publishing Since
4/22/2023
Unlock The Full Podcast Authority Score Report
See how your podcast performs across key metrics
Podcast Authority
BetaRecommendations available
Unlock the full report to see detailed tips
Recommendations available
Unlock the full report to see detailed tips
Unlock comprehensive insights including:
- • YouTube presence analysis
- • Social media reach metrics
- • RSS compliance scoring
- • Podcast 2.0 features
- • Technical standards
Detailed Analytics
- Complete breakdown of all 19 authority metrics
- Personalized recommendations for each metric
- Industry benchmarks and comparisons
- Technical RSS feed analysis and compliance scoring
Growth Strategies
- Step-by-step action plans for improvement
- Quick wins to boost your score immediately
- Pro tips from successful podcasters
See how your show performs across every key metric
High authority scores make your podcast more attractive to industry leaders and influencers who want to appear on credible shows.
Sponsors look for podcasts with proven authority and engagement. Your score demonstrates your podcast's value to potential partners.
Understanding your strengths and weaknesses helps you make data-driven decisions to expand your listener base effectively.
1 verified contact email on file for Aussie FIRE | Financial Independence Retire Early
Pitch yourself as a guest, propose sponsorships, or reach out directly to the host.
Recent Episodes
July 31, 2026
85. Can You Really Afford to Leave Australia?
<p>After the recent tax proposals, plenty of people were half joking about packing up and taking their money overseas. Enough of them were half serious that Dave and Hayden decided to make an episode out of it. This one is the broad overview of geoarbitrage (or "geo-FIRE"): why people do it, who it actually suits, where they tend to go, and what it does to your FI number. The technical side, tax residency, visas, and how to structure it properly, is coming in the next episode with a guest who does this for a living.</p><br><p>In this episode we'll discuss:</p><br><p>💸 The $800 a month apartment in Chiang Mai, modern build, lagoon pool, walking distance to shops, that would cost roughly $800 a week in Australia (one of Dave's readers is testing it right now)</p><br><p>💸 Purchasing power vs exchange rates: why "the exchange rate is great over there" means nothing, and what the Big Mac index actually tells you</p><br><p>💸 The real numbers: singles living well on $15k to $25k a year in Southeast Asia, a recently retired couple budgeting $100 a day, and what that does when you multiply it by 25</p><br><p>💸 What a decade off looks like: a 15 year FI journey turning into 7, or half a million to a million dollars less in the portfolio you need</p><br><p>💸 The bit nobody budgets for: consumer guarantees, the ombudsman, banks that have to make it right, police body cams (Hayden on why it all feels academic until the day it isn't)</p><br><p>💸 Never quite being a local: the guy born in Japan, fluent, schooled there, who says he is "from Japan" but not Japanese, and why two white kids from regional Australia have never had to think about belonging</p><br><p>💸 Selling the Sydney house: a million in cash, invested, could fund a very good life overseas forever, so why do the alarm bells go off, and is the fear of not being able to buy back in a reasonable one?</p><br><p>💸 What actually moves the needle: housing, childcare and schooling, not $4 Grab rides and $6 chicken skewers (a fun novelty, not a financial plan)</p><br><p>💸 Why you have to live somewhere, not holiday there: three months of grocery runs, bank accounts and boring admin beats a year of nice trips, plus visiting in the bad season before you commit</p><br><p>💸 Your portfolio probably needs to change: if you won't be spending Aussie dollars, a big home bias stops making sense</p><br><p>💸 Geoarbitrage as a backup plan rather than a goal: why the people it works best for are somewhere in the middle, not the ones who can already comfortably buy a house here</p><br><p>We're not pro or anti this idea. If you come away googling what life is actually like somewhere you'd never considered, that's a win.</p><br><p><a href="https://www.instagram.com/aussiefirepodcast/" rel="noopener noreferrer" target="_blank">Follow us on Instagram</a></p><p><a href="https://youtube.com/@aussiefirepodcast?si=ECenJH2w2AoZFTDb" rel="noopener noreferrer" target="_blank">Watch on Youtube</a></p><p><a href="https://airtable.com/appm1Qj814tgX3I0O/shr50DPEI7iKsbNrG" rel="noopener noreferrer" target="_blank">Ask a Question</a></p><p><a href="https://airtable.com/appm1Qj814tgX3I0O/pagP8jSwwyeYskjRk/form" rel="noopener noreferrer" target="_blank">FI Case Study Request Form</a></p><p><a href="https://pearler.com/" rel="noopener noreferrer" target="_blank">Pearler</a></p><p><a href="https://strongmoneyaustralia.com/" rel="noopener noreferrer" target="_blank">Strong Money Australia</a></p><p><a href="https://pearler.com/explore/learn/blog/category/aussie-fire-ebook" rel="noopener noreferrer" target="_blank">Original Aussie FIRE e-book</a></p><br><p>Dave's books on <a href="https://www.amazon.com.au/stores/author/B0BNL7WHM6" rel="noopener noreferrer" target="_blank">Amazon</a> and <a href="https://open.spotify.com/author/0XP2oVmixNv9sVfUd5riI6" rel="noopener noreferrer" target="_blank">Spotify</a></p><br><p>Disclaimer</p><p>Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.</p><p>Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from <a href="https://pearler.com/financial-services-guide" rel="noopener noreferrer" target="_blank">https://pearler.com/financial-services-guide</a></p><p><br></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
July 24, 2026
84. The ETF Tax Trap Costing Aussie Investors Thousands (ft. Navexa Founder)
<p>To kick off our FY27 tax-time series, Dave and Hayden are joined by Navarre Trousselot, founder of Navexa — an investment tracking and tax reporting platform (if you've heard of Sharesight, it plays in the same space). Because here's the thing: most of us agonise over what to buy, then put zero thought into how we sell — and selling is the part where you actually get your money back. As Navarre puts it, too many investors are "selling in the dark" and handing the ATO far more than they need to.</p><br><p>In this episode we'll discuss:</p><br><p>💸 How the exact same sale can be a $30 loss or a $20 gain: why choosing which parcels you sell (not just what you sell) can save you thousands in capital gains tax</p><p>💸 The ETF tax trap most investors have never heard of: AMIT cost base adjustments, and why ten years of dollar cost averaging leaves you 120 parcels to adjust every single year (get it wrong and you've either overpaid tax or filed incorrectly — hello, audit risk)</p><p>💸 FIFO, LIFO, minimise gain, maximise gain and minimise CGT explained — including why everyone's a FIFO milk drinker, but nobody's a LIFO milk drinker</p><p>💸 When realising a bigger gain is the smart move: using a maximise gain strategy in a low-income year (career break, slow year for the business) to land in a lower tax bracket</p><p>💸 The NAB shares Navarre almost sold as a dud — until he added up the dividends and realised he'd made roughly 40% (why annualised total return beats staring at the share price)</p><p>💸 Why ChatGPT can't do your capital gains tax: LLMs still only score around 70% on maths benchmarks, and "ChatGPT said so" won't cut it with the ATO</p><p>💸 Record-keeping 101 for new investors: keep every contract note and AMMA statement, don't assume your old broker sends your trade history to your new one, and remember foreign dividends (Apple, Tesla and friends) don't prefill with the ATO</p><br><p>Navexa is offering Aussie FIRE listeners 20% off their first year, plus a two-week free trial — head to navexa.com/aussiefire to check it out.</p><br><p><a href="https://pearler.com/lp/start" rel="noopener noreferrer" target="_blank">Happy EOFY from pearler! Sign up in July using the code AUSSIEFIRE for 12 months worth of free trades</a> 💸</p><p><a href="https://pearler.com/lp/invest" rel="noopener noreferrer" target="_blank">And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! </a> 💸</p><p><a href="https://www.instagram.com/aussiefirepodcast/" rel="noopener noreferrer" target="_blank">Follow us on Instagram</a></p><p><a href="https://youtube.com/@aussiefirepodcast?si=ECenJH2w2AoZFTDb" rel="noopener noreferrer" target="_blank">Watch on Youtube</a></p><p><a href="https://airtable.com/appm1Qj814tgX3I0O/shr50DPEI7iKsbNrG" rel="noopener noreferrer" target="_blank">Ask a Question</a></p><p><a href="https://airtable.com/appm1Qj814tgX3I0O/pagP8jSwwyeYskjRk/form" rel="noopener noreferrer" target="_blank">FI Case Study Request Form</a></p><p><a href="https://pearler.com/" rel="noopener noreferrer" target="_blank">Pearler</a></p><p><a href="https://strongmoneyaustralia.com/" rel="noopener noreferrer" target="_blank">Strong Money Australia</a></p><p><a href="https://pearler.com/explore/learn/blog/category/aussie-fire-ebook" rel="noopener noreferrer" target="_blank">Original Aussie FIRE e-book</a></p><br><p>Dave's books on <a href="https://www.amazon.com.au/stores/author/B0BNL7WHM6" rel="noopener noreferrer" target="_blank">Amazon</a> and <a href="https://open.spotify.com/author/0XP2oVmixNv9sVfUd5riI6" rel="noopener noreferrer" target="_blank">Spotify</a></p><br><p>Disclaimer</p><p>Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.</p><p>Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from <a href="https://pearler.com/financial-services-guide" rel="noopener noreferrer" target="_blank">https://pearler.com/financial-services-guide</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
July 17, 2026
83. Should you switch to the newest (and cheapest) ETFs?
<p>Would you sell your ETFs just to save 0.1% a year in fees? In this episode, Hayden and Dave unpack some of the newest additions to the ETF marketplace, and work out where (if anywhere) they'd fit in a long-term portfolio.</p><br><p>They cover:</p><p> 👉 BGBL vs VGS: half the management fee for basically the same portfolio, and why switching isn't free once tax enters the picture</p><p> 👉 VDAL, Vanguard's answer to DHHF: all-growth and all-in-one, minus VDHG's 10% bonds, and when one-fund portfolios make the most sense</p><p> 👉 EMKT and factor investing: why this emerging markets fund has outpaced VGE, and the catch of paying guaranteed fees for an unguaranteed outcome</p><p> 👉 Currency hedging, finally explained: what HNDQ actually does differently to NDQ, and who might genuinely need it</p><p> 👉 V500 and A300, the new cheap rivals to IVV and VAS, and whether brand power beats a lower fee</p><p> 👉 Old-school LICs trading at 15% discounts: buying a dollar of assets for 85 cents, and the risks hiding in the bargain</p><br><p><a href="https://pearler.com/lp/start" rel="noopener noreferrer" target="_blank">Happy EOFY from pearler! Sign up in July using the code AUSSIEFIRE for 12 months worth of free trades</a> 💸</p><p><a href="https://pearler.com/lp/invest" rel="noopener noreferrer" target="_blank">And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! </a> 💸</p><p><a href="https://www.instagram.com/aussiefirepodcast/" rel="noopener noreferrer" target="_blank">Follow us on Instagram</a></p><p><a href="https://youtube.com/@aussiefirepodcast?si=ECenJH2w2AoZFTDb" rel="noopener noreferrer" target="_blank">Watch on Youtube</a></p><p><a href="https://airtable.com/appm1Qj814tgX3I0O/shr50DPEI7iKsbNrG" rel="noopener noreferrer" target="_blank">Ask a Question</a></p><p><a href="https://airtable.com/appm1Qj814tgX3I0O/pagP8jSwwyeYskjRk/form" rel="noopener noreferrer" target="_blank">FI Case Study Request Form</a></p><p><a href="https://pearler.com/" rel="noopener noreferrer" target="_blank">Pearler</a></p><p><a href="https://strongmoneyaustralia.com/" rel="noopener noreferrer" target="_blank">Strong Money Australia</a></p><p><a href="https://pearler.com/explore/learn/blog/category/aussie-fire-ebook" rel="noopener noreferrer" target="_blank">Original Aussie FIRE e-book</a></p><br><p>Dave's books on <a href="https://www.amazon.com.au/stores/author/B0BNL7WHM6" rel="noopener noreferrer" target="_blank">Amazon</a> and <a href="https://open.spotify.com/author/0XP2oVmixNv9sVfUd5riI6" rel="noopener noreferrer" target="_blank">Spotify</a></p><br><p>Disclaimer</p><p>Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it's appropriate for you. You should also consider seeking professional advice before making any financial decision.</p><p>Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from <a href="https://pearler.com/financial-services-guide" rel="noopener noreferrer" target="_blank">https://pearler.com/financial-services-guide</a></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>
115 total episodes available
Recent guests on Aussie FIRE | Financial Independence Retire Early
Guests from recent episodes — sign up to see every guest that has ever appeared on this show.
Dave
Guest
Similar Podcasts
Discover related shows you might enjoy
Deep-dive analytics for Aussie FIRE | Financial Independence Retire Early
Frequently asked questions
Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.
- What is Aussie FIRE | Financial Independence Retire Early?
<p>The Aussie FIRE podcast is the ultimate guide to Financial Independence for Australians. Having started life as an e-book, then an audiobook, it's now reached its final form: a podcast that will keep on giving.</p><br><p>The Aussie FIRE audiobook is brought to you by Pearler, Australia's favourite long-term investing community; and Dave Gow, the brains behind Strong Money Australia. Each episode explores a different aspect of Financial Independence, so stay tuned for new releases!</p><br><p><a href="https://pearler.com" rel="noopener noreferrer" target="_blank">https://pearler.com</a></p><br><p><a href="https://strongmoneyaustralia.com/" rel="noopener noreferrer" target="_blank">https://strongmoneyaustralia.com/</a></p><br><p><strong>DISCLAIMER: We’re big fans of sharing experiences and talking about money. However, please note that any advice is general, and does not consider your financial situation, needs, or objectives.</strong></p><br><p><strong>Consider whether it's appropriate for you, and if in doubt, speak to a licensed financial adviser.</strong></p><hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p> - How often does this podcast release new episodes?
This podcast updates daily.
- Where can I listen to this podcast?
This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
- Does this podcast accept guests?
Information about guest appearances is not available.
Legal Disclaimer
Pod Engine is not affiliated with, endorsed by, or officially connected with any of the podcasts displayed on this platform. We operate independently as a podcast discovery and analytics service.
All podcast artwork, thumbnails, and content displayed on this page are the property of their respective owners and are protected by applicable copyright laws. This includes, but is not limited to, podcast cover art, episode artwork, show descriptions, episode titles, transcripts, audio snippets, and any other content originating from the podcast creators or their licensors.
We display this content under fair use principles and/or implied license for the purpose of podcast discovery, information, and commentary. We make no claim of ownership over any podcast content, artwork, or related materials shown on this platform. All trademarks, service marks, and trade names are the property of their respective owners.
While we strive to ensure all content usage is properly authorized, if you are a rights holder and believe your content is being used inappropriately or without proper authorization, please contact us immediately at hey@podengine.ai for prompt review and appropriate action, which may include content removal or proper attribution.
By accessing and using this platform, you acknowledge and agree to respect all applicable copyright laws and intellectual property rights of content owners. Any unauthorized reproduction, distribution, or commercial use of the content displayed on this platform is strictly prohibited.