Pablo Galarza, Broker Owner of Century 21 New Beginnings; alongside his team of agents, have over 30 years of experience in the real estate industry. Needless to say, they've weathered through many unprecedented changes in Chicagoland's housing market. The life of real estate agents and loan officers isn't just filled with foreign vehicles and luxury homes. Unfortunately, we aren't all blessed to live the "Selling Sunset" lifestyle. That's why we're here today, to give you some insight on what we deal with in this cut-throat business and what keeps us motivated.
2-1 Buydowns: A Smart Strategy for Today’s Higher Rates? | The Relentless Edge
Mortgage rates have changed the game for today’s buyers—but that doesn’t mean you have to sit on the sidelines.
On this episode of The Relentless Edge: A Realtor Podcast, Broker/Owner Pablo Galarza of Century 21 New Beginnings sits down with Loan Officer Dan Rogers, a mortgage professional with 20+ years of experience, to break down 2-1 buydowns and how they may help buyers navigate today’s higher-rate environment.
With decades of experience watching the market move through different cycles, Dan shares his perspective on what strategies have worked, what hasn’t, and what buyers should consider before making a decision.
🏠 If you’re thinking about buying, don’t just focus on today’s rate—understand your options.
🎧 Listen now and get the insight you need to make a more informed move.
25 Jun 2026
Before You Apply for a Mortgage, Watch This
In this episode of The Relentless Edge: A Realtor Podcast, Broker Anthony Lopez sits down with Loan Officer Jose Treto of Guaranteed Financial to discuss the latest buyer trends they're seeing firsthand, financing programs available to help clients achieve homeownership, and some of the surprising factors that can impact mortgage affordability.
From child support obligations to Buy Now, Pay Later services like Klarna, they break down how lenders evaluate debt, income, and purchasing power in today's market.
Whether you're thinking about buying your first home or planning your next move, this episode offers valuable insights to help you prepare before applying for a mortgage.
19 May 2026
Betting on Himself: Muntaser Keswani’s Real Estate Breakthrough
What happens when you stop treating real estate like a side hustle and start going all in? 💥On this episode of The Relentless Edge, Pablo Galarza sits down with agent Muntaser Keswani to talk about his transition from working a full-time job to building his real estate career full time.From consistency and accountability to training and surrounding yourself with the right people, Muntaser shares how dedicating more time to his business is already paying off.A great conversation for any agent looking to level up and take that next step. 🚀
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