Before the Returns is the podcast for people who want to build wealth with purpose—not just chase numbers on a spreadsheet. Hosted by Wealth Strategist Jaden Zubal, each episode challenges the “highest return at any cost” mindset and shows you how to align your money with your values, your family, and your legacy.
We cover Family Banking, smart insurance design, real estate strategies, entrepreneurship, and generational wealth planning—practical tools that create security today and freedom tomorrow.
If you’ve ever wondered how to make money the tool instead of the goal, this podcast is your blueprint.
People say whole life insurance is a bad investment… a waste of money… even a scam. But what if that entire conversation is built on the wrong question? In this episode, I break down why most people misunderstand whole life insurance—not because they lack information, but because they’re focused on the wrong part of the system. Using a concept inspired by Alex Hormozi — “sell the vacation, not the plane ride” — we unpack the real issue: You’re being sold (and evaluating) the features… instead...
26 Mar 2026
E28 - Is Whole Life Insurance a Scam? (The Truth Most People Miss)
Most people think whole life insurance is either a scam… or a secret wealth hack. Both are wrong. In this episode, Jaden breaks down what’s actually happening behind the scenes—why so many people regret buying whole life insurance, when it genuinely is a bad decision, and what has to be true for it to work the way it’s supposed to. This isn’t about defending or attacking the product. It’s about understanding the system. Because if you don’t see this clearly, you’ll either avoid something that...
19 Mar 2026
E27 - You Don’t Have a Bad Advisor — You Have No Control
Most people think their financial advisor is supposed to make them wealthy. But that’s not actually the game being played. In this episode, we break down a hard truth: 👉 You don’t have a bad advisor. 👉 You’re just operating inside a system you don’t fully understand. And that system was never designed to give you control. We walk through: Why advisors get paid the way they do (and how that shapes decisions)The difference between performance vs. positionWhy growing your money doesn...
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