Gr4vy’s Behind the Checkout is your pass to the evolving world of payments. In each episode, we sit down with industry leaders, innovators, and disruptors to explore the latest trends, challenges, and breakthroughs shaping the future of payments. Tune in and rethink payments with us. Gr4vy is a no-code payment orchestration platform that empowers enterprises with full control to automate, customize and optimize their payment strategy effortlessly.
What happens when consumers expect money to move in seconds - John Lunn & Brian Dammeir - Behind the Checkout
What happens when consumers expect money to move in seconds? In this episode of Behind the Checkout, Gr4vy CEO John Lunn sits down with Brian Dammeir, GM and Global Head of Payments & Financial Management at Plaid, to unpack the instant economy: real-time rails, pay by bank, account-to-account payments, instant payouts, and the fraud, liquidity and trust challenges that come with irreversible money. A look at why some markets leapt ahead, what merchants should build for now, and what “instant” will mean by the end of the decade.
25 Aug 2026
Are PSPs Moving at the Same Speed as Leading Merchants? - John Lunn & Michal Rozynek - Behind The Checkout
Are PSPs keeping up with the merchants they serve? In this episode of Behind the Checkout, Gr4vy CEO John Lunn sits down with Michal Rozynek, Principal Consultant & Practice Lead at PaymentGenes Consultancy, to unpack new research into enterprise merchant and PSP relationships: why most merchants are considering a switch but few make the move, how orchestration and multi-acquiring are replacing the “big switch,” and where providers are falling behind on product, pricing, global coverage, and data.
26 Jun 2026
What would you rebuild in your payment stack? - John Lunn & Michael Habermann - Behind The Checkout
What would you do differently if you rebuilt your payment stack today? In this episode of Behind the Checkout, John Lunn sits down with Michael Habermann, Senior Director of Operations at Radial Commerce Solutions, to explore the hard lessons merchants have learned from years of payment technology decisions. From legacy infrastructure and PSP dependencies to orchestration, platform-driven commerce, and the rise of AI-powered purchasing, they discuss how payment architectures are evolving and what retailers should prioritize if they were designing their stack from scratch. The conversation covers payment operations, authorization rates, checkout control, marketplaces, digital wallets, merchant strategy, and the future of commerce infrastructure in an increasingly platform-led world.
8 May 2026
Is the Decline of Card Networks Unpreventable? - John Lunn & Hans Morris - Behind The Checkout
Are card networks losing their dominance? In this episode of Behind the Checkout, Gr4vy CEO John Lunn sits down with Hans Morris, Managing Partner at NYCA Partners and former Visa President, to unpack the future of cards amid real-time payments, open banking, digital wallets, regulation, and A2A disruption. A deep dive into the economics, technology, and global forces reshaping the next era of payments.
3 Apr 2026
Fintech vs. Banks - John Lunn & Rene Pelegero - Behind The Checkout
Who’s driving the future of financial innovation, fintechs or banks? In this episode of Behind the Checkout, Gr4vy CEO John Lunn sits down with Rene Pelegero, President & Managing Director at Retail Payments Global Consulting Group, to debate the strengths, weaknesses, and future of both sides, from digital wallets and real-time payments to regulation, trust, and the next wave of disruption.
3 Mar 2026
Payments are no longer about transactions - John Lunn & Galit Shani-Michel - Behind The Checkout
Are payments still just about moving money, or are they becoming the key to truly knowing your customer? Gr4vy CEO John Lunn sits down with Forter’s Galit Shani-Michel to unpack how payments data can unlock personalization, loyalty, and smarter fraud prevention, and why the future of commerce depends on turning transactions into deeper customer insights.
6 Feb 2026
The Future of Payments: What’s Next for Commerce? - John Lunn & Davide Villa - Behind The Checkout
In this episode of Behind the Checkout, Gr4vy CEO John Lunn talks with Davide Villa from Edgar, Dunn & Company about the future of payments, where AI, regulation, and real-time rails converge. Discover the trends redefining global commerce, the challenges facing merchants and fintechs, and what every payments professional should prepare for next.
🎧 Listen and subscribe for more insights on the evolution of payments, orchestration, and digital commerce.
5 Jan 2026
Is there a place for anti-fraud checks in a world of liability shift? - John Lunn & Vanita Pandey - Behind The Checkout
Liability shift changed the game for merchants, but did it also change the rules for fraud prevention? In this episode of Behind the Checkout, Gr4vy CEO John Lunn sits down with Vanita Pandey, CMO at Microblink, to unpack whether anti-fraud tools still belong in a world where the liability isn’t yours.
They explore the tension between risk, conversion, and cost, and whether stepping back from fraud prevention is a smart strategy or a dangerous tradeoff. This conversation is a must-listen for anyone navigating the evolving risk landscape in digital commerce.
6 Dec 2025
Are P2P payments failing? - John Lunn & Daniel Kornitzer - Behind The Checkout
Are Pix and UPI changing payments—or just overhyped? Gr4vy CEO John Lunn talks with EBANX’s Daniel Kornitzer about the challenges and limitations of P2P rails, what’s holding them back, and their real potential for global commerce.
3 Nov 2025
Why is interchange higher for Card not Present when it is arguably now more secure? - John Lunn & Anand Goel
Why is card-not-present (CNP) interchange still higher—despite major advancements in online payment security? In this episode of Behind the Checkout, Gr4vy CEO John Lunn is joined by Anand Goel, Founder & CEO of Optimized Payments, to explore the outdated logic behind today’s interchange fees.
They discuss how tokenization, 3DS2, and strong customer authentication have reshaped CNP security, why legacy fee structures haven’t caught up, and what a risk-based, modern interchange model could look like. Whether you're a merchant, issuer, acquirer, or payments strategist, this conversation offers fresh insights into the economics and politics of digital transactions.
6 Oct 2025
Where are we with Pay by Bank payments and when will it become the norm? - John Lunn & Alexandre Gonthier
In this episode of Behind the Checkout, Gr4vy CEO John Lunn speaks with Alexandre Gonthier, Founder and CEO of Trustly, Inc, about the rise of Pay by Bank payments and the challenges holding back global adoption. They explore the role of real-time rails, fraud risks, trust dynamics, and the importance of orchestration in scaling account-to-account solutions. Listen in for expert insights on when Pay by Bank might become the new normal.
22 Sept 2025
Who Really Owns the Checkout? The Battle for the Last Click - John Lunn & Marko Medenica
In this episode of Behind the Checkout, ⁠Gr4vy⁠ CEO John Lunn talks with payments strategist Marko Medenica about the growing battle over checkout ownership. As platforms embed payments and merchants push for greater control, the checkout has become a strategic flashpoint in digital commerce. They discuss the shift from PSP-led checkouts to platform-controlled experiences, the risks of vendor lock-in, and how orchestration is reshaping control over the last click.
Whether you're a merchant, platform builder, or payments pro, this episode offers real insight into the future of checkout, customer data, and embedded payments.
1 Sept 2025
Making AI Pay: What happens to payments when Agentic AI takes over the checkout? - John Lunn & Soups Ranjan
In this episode of Behind the Checkout, Gr4vy CEO and Founder John Lunn sits down with Soups Ranjan — Co-founder and CEO of Sardine, and one of the sharpest voices in fraud prevention — to unpack the reality of agentic commerce and what it means for the future of payments.
From AI agents negotiating and paying without human approval to the rise of “machine customers,” they explore how transaction flows, authentication, and fraud detection will need to evolve when money moves at machine speed. They discuss which industries will be disrupted first, where the biggest risks lie, and why control over data and orchestration could become the new competitive battleground.
4 Aug 2025
Invisible Payments: The tech powering frictionless transactions - John Lunn & Colin Luce
In this episode of Behind the Checkout, Gr4vy CEO John Lunn talks with Colin Luce, Co-founder and CEO of Basis Theory, about the innovations driving invisible payments. From tokenization to embedded finance, they explore how seamless, behind-the-scenes transactions are reshaping customer experiences and what merchants need to know to stay ahead. Tune in for insights on balancing frictionless commerce with security, trust, and scalability.
4 Jul 2025
Wallet Wars 2.0 - John Lunn & Steve Klebe
Gr4vy CEO John Lunn interviews payments veteran Steve Klebe about the intense competition among digital wallets, examining adoption trends and integration strategies.
10 Jun 2025
What's hot in Payments? - John Lunn & Dwayne Gefferie
Gr4vy CEO John Lunn interviews payments strategist Dwayne Gefferie about the most talked-about trends in payments, including new payment methods and global infrastructure shifts, to inform merchants about the future of commerce.
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Podcast Authority Score: 5 / 100
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Quality
10
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Questions about Behind the Checkout
Who hosts Behind the Checkout?
John Lunn host the show. Published by Behind The Checkout.
How often do new episodes come out?
The show publishes monthly, based on its RSS feed.
Does Behind the Checkout take guests?
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