Bitcoin and Financial Independence I is a podcast approaching crypto from the Financial Independence/Retire Early mindset.
I break down how you can optimize and supercharge your finances through creativity, habit change and smart strategies to enable you the time freedom to do what you want.
112: Creating My Own Unemployment Income | Bitcoin Loans | Seasonality & Q4 Trends
Well, it was a rough couple of months. Layoffs found their way to me after dealing with a severe & rare eye infection, so it was time to implement what I talked about on my last podcast to some degree.
Today we talk about Bitcoin loans, Bitcoin seasonality, $MSTR being undervalued relative to other $SPY companies, etc.
Links mentioned in the show:
Jeff Walton (https://x.com/PunterJeff)
SimpleMining.io (https://simplemining.io/ref/bitcoinFI)
Yieldmax ETFs (https://www.yieldmaxetfs.com/)
Roundhill ETFs (https://www.roundhillinvestments.com/etf/)
The different strategies they use (https://x.com/HighYieldHustle/status/1973149645368074265)
100% depreciation with Bitcoin miners explained (https://x.com/simpleminingio/status/1960374941905490218)
Another explainer (https://www.youtube.com/watch?v=skRCScnLjCo)
Check out getbitcoinfi.com (https://app.redcircle.com/shows/d07fbd0e-8867-473e-b99b-d5d13c792eab/ep/getbitcoinfi.com) for more blog posts and articles. Below is a list of my favorite exchanges and products.
Link to Vital Nectar (https://realpungao.com/?sca_ref=7288013.kGfRVZLGRF) - pre workout & healthier energy drink replacement
Heatbit (https://heatbit.com/?ref=Stu): A Bitcoin miner/space heater and HEPA air filter
Masa Chips: Made with Tallow and sturdy, great chips for Nacho's (https://www.masachips.com/BITCOINFI)
Fountain (https://fountain.fm/refer/bitcoinfi-a47839ccd5) is a way to listen to podcasts, earn Bitcoin and support your favorite content creators.
My Twitter (https://twitter.com/StuFrugal)
Tip Satoshi's to support the pod here (https://tippin.me/@StuFrugal)
My new favorite protein powder (https://loyalty.oshiapp.com/ref/OQFJOGM/9E4WLnROJ2)
Orange Pill App (https://signup.theorangepillapp.com/opa/bitcoinfi): Find Bitcoin friends in real life
Born To Be Free Tallow: (https://oshi.link/TV7qKU) Zinc and beef fat sunscreen, lotion and chapstick. Normal sunscreen is a scam
First time buying Bitcoin? Here are the best Bitcoin only exchanges:
Swan Bitcoin (https://www.swanbitcoin.com/Stu): Lower fees than Coinbase with a strong focus on education
Strike (https://invite.strike.me/QSP1B5) - the Venmo of Bitcoin.
Cash App (https://cash.app/app/DWKFXWL) has low fees and Bitcoin only. Get $5 when you sign up with my link
River is the latest platform I’ve used to buy Bitcoin. You can learn more about it here (https://river.com/signup?r=CTZEZCCO).
This podcast is brought to you by Orange Manufacturing Group's Bitcoin Lightning Keychain, save 21% with the code "21bitcoinfi":
OMG21BTC (https://omg21btc.com/) - Bitcoin NFC Keychain
How it's made (https://www.youtube.com/watch?v=mXZnlXV0Uxk)
NFC resources (https://www.youtube.com/playlist?list=PLtL-dW0n90zy_EuzdptVzH8WqekNZ0WjW)
Places to get an unchanging lightning address:
LightningAddress.com (https://lightningaddress.com/)
Strike (https://invite.strike.me/QSP1B5)
Fountain (https://fountain.fm/refer/bitcoinfi-a47839ccd5)
GetAlby (https://getalby.com/)
Bitrefill (https://www.bitrefill.com/invite/ibcq5p41)
==============================
Note: Swan Bitcoin, Born to be Free, Masa are my only affiliate relationships - the rest are mutually beneficial referral links.
There have been a flurry of Bitcoin treasury companies, options ETF's, preferred stocks and other interesting funds popping up in the last several months. I try to go over them at a high level and explain a little about them, but see the links below for more information. NFA, DYOR, HFSP
Links from the show:
M2 vs Stocks (https://duckduckgo.com/?iai=https%3A%2F%2Fs3.tradingview.com%2F3%2F3MGTXhFO_big.png&iar=images&q=m2+vs+stocks&t=brave)
Bitcoin's Cap Adjusted Growth Rate (CAGR) (https://bitcoinroi.com/cagr/)
Covered Call Overview (https://www.investopedia.com/articles/optioninvestor/08/covered-call.asp)
Is Bitcoin a Ponzi (https://www.getbitcoinfi.com/61-is-bitcoin-a-pyramid-or-ponzi-scheme/)
Strategy.com Metrics on MSTR (https://www.strategy.com/)
MSTY - Yieldmax (https://www.yieldmaxetfs.com/our-etfs/msty/)
IMST - Bitwise (https://imstetf.com/)
MST - Defiance (https://www.defianceetfs.com/mst/)
$STRF (https://finance.yahoo.com/quote/STRF/?guccounter=1&guce_referrer=aHR0cHM6Ly9kdWNrZHVja2dvLmNvbS8&guce_referrer_sig=AQAAADAX8yim-xowiwK7GmqN8RdO6f1IfRY98sy-jwpx5TJkKS_u0sEAA8khIZWXQmIdZjIoNXIUnKoxSr_XFMK7YWkHeDbWZSH210x3gQniS4D9NNZ5x_kDm4mm2PB53FKelEAh28ZqWdvlFCE_P6rdFhruu1Ew3LLQBQnZOFaNAMjt)
$STRK (https://finance.yahoo.com/quote/STRK/)
$STRD (https://finance.yahoo.com/quote/STRD/)
BMAX - Rex Shares (https://www.rexshares.com/bmax/)
MSII - Rex Shares (https://www.rexshares.com/msii/)
Check out getbitcoinfi.com (https://app.redcircle.com/shows/d07fbd0e-8867-473e-b99b-d5d13c792eab/ep/getbitcoinfi.com) for more blog posts and articles. Below is a list of my favorite exchanges and products.
Swan Bitcoin (https://www.swanbitcoin.com/Stu): Lower fees than Coinbase with a strong focus on education
Strike (https://invite.strike.me/QSP1B5) - the Venmo of crypto. Buy, sell and send crypto with no fees. Use my link to get $5, no purchase necessary.
Cash App (https://cash.app/app/DWKFXWL) has low fees and Bitcoin only. Get $5 when you sign up with my link
River is the latest platform I’ve used to buy Bitcoin. You can learn more about it here (https://river.com/signup?r=CTZEZCCO).
Early Bird (https://gifteb.co/referrals) - The easiest way to invest for your kids future with your friends and family
Fountain (https://fountain.fm/refer/bitcoinfi-a47839ccd5) is a way to listen to podcasts, earn Bitcoin and support your favorite content creators.
My Twitter (https://twitter.com/StuFrugal)
Tip Satoshi's to support the pod here (https://tippin.me/@StuFrugal)
My new favorite protein powder (https://loyalty.oshiapp.com/ref/OQFJOGM/9E4WLnROJ2) that gives Bitcoin rewards back
Link to Vital Nectar (https://realpungao.com/?sca_ref=7288013.kGfRVZLGRF) - pre workout & healthier energy drink replacement
Heatbit (https://heatbit.com/?ref=Stu): A Bitcoin miner/space heater and HEPA air filter
Orange Pill App (https://signup.theorangepillapp.com/opa/bitcoinfi): Find Bitcoin friends in real life
Born To Be Free Tallow: (https://oshi.link/TV7qKU) Zinc and beef fat sunscreen, lotion and chapstick. Normal sunscreen is a scam
Masa Chips: Made with Tallow and sturdy, great chips for Nacho's (https://www.masachips.com/BITCOINFI)
This podcast is brought to you by Orange Manufacturing Group's Bitcoin Lightning Keychain, save 21% with the code "21bitcoinfi":
OMG21BTC (https://omg21btc.com/) - Bitcoin NFC Keychain
How it's made (https://www.youtube.com/watch?v=mXZnlXV0Uxk)
NFC resources (https://www.youtube.com/playlist?list=PLtL-dW0n90zy_EuzdptVzH8WqekNZ0WjW)
Places to get an unchanging lightning address:
LightningAddress.com (https://lightningaddress.com/)
Strike (https://invite.strike.me/QSP1B5)
Fountain (https://fountain.fm/refer/bitcoinfi-a47839ccd5)
GetAlby (https://getalby.com/)
Bitrefill (https://www.bitrefill.com/invite/ibcq5p41)
==============================
Note: Swan Bitcoin and Born to be Free are my only affiliate relationships - the rest are mutually beneficial referral links.
18 May 2025
110: EarlyBird Selling To Acorns | Taking the Bitcoin They Gave Out With Them
EarlyBird is getting acquired by Acorns and taking your early access Bitcoin with them. Ideas about helping kids with College, their first car, business, travel or other jumpstarts into adulthood.
Links from the show:
EarlyBird Acquisition (https://www.acorns.com/learn/acorns-earlybird-acquisition/)
Sweater VC (https://www.sweaterventures.com/)
Bloomberg: Parents Ditching 529's for Bitcoin (https://www.bloomberg.com/news/articles/2025-02-01/bitcoin-btc-college-savings-plan-parents-ditch-529-funds-for-crypto)
Episode 50: Original EarlyBird Interview (https://www.getbitcoinfi.com/50-give-your-kids-investments-not-toys-with-early-bird/)
Episode 104: Adding IBIT Exposure to EarlyBird (https://www.getbitcoinfi.com/104-goals-for-2025-earlybird-adds-ibit-exposure/)
MSTR/STRK/STRF Overview
STRK (https://www.youtube.com/watch?t=936s&v=YP5lD9Foc3g)Overview
STRF (https://www.youtube.com/watch?v=Uf7NCvPtDJc)Overview
Check out getbitcoinfi.com (https://app.redcircle.com/shows/d07fbd0e-8867-473e-b99b-d5d13c792eab/ep/getbitcoinfi.com) for more blog posts and articles. Below is a list of my favorite exchanges and products.
Swan Bitcoin (https://www.swanbitcoin.com/Stu): Lower fees than Coinbase with a strong focus on education
Strike (https://invite.strike.me/QSP1B5) - the Venmo of crypto. Buy, sell and send crypto with no fees. Use my link to get $5, no purchase necessary.
Cash App (https://cash.app/app/DWKFXWL) has low fees and Bitcoin only. Get $5 when you sign up with my link
River is the latest platform I’ve used to buy Bitcoin. You can learn more about it here (https://river.com/signup?r=CTZEZCCO).
Early Bird (https://gifteb.co/referrals) - The easiest way to invest for your kids future with your friends and family
Fountain (https://fountain.fm/refer/bitcoinfi-a47839ccd5) is a way to listen to podcasts, earn Bitcoin and support your favorite content creators.
My Twitter (https://twitter.com/StuFrugal)
Tip Satoshi's to support the pod here (https://tippin.me/@StuFrugal)
My new favorite protein powder (https://loyalty.oshiapp.com/ref/OQFJOGM/9E4WLnROJ2) that gives Bitcoin rewards back
Link to Vital Nectar (https://realpungao.com/?sca_ref=7288013.kGfRVZLGRF) - pre workout & healthier energy drink replacement
Heatbit (https://heatbit.com/?ref=Stu): A Bitcoin miner/space heater and HEPA air filter
Orange Pill App (https://signup.theorangepillapp.com/opa/bitcoinfi): Find Bitcoin friends in real life
Born To Be Free Tallow: (https://oshi.link/TV7qKU) Zinc and beef fat sunscreen, lotion and chapstick. Normal sunscreen is a scam
Masa Chips: Made with Tallow and sturdy, great chips for Nacho's (https://www.masachips.com/BITCOINFI)
This podcast is brought to you by Orange Manufacturing Group's Bitcoin Lightning Keychain, save 21% with the code "21bitcoinfi":
OMG21BTC (https://omg21btc.com/) - Bitcoin NFC Keychain
How it's made (https://www.youtube.com/watch?v=mXZnlXV0Uxk)
NFC resources (https://www.youtube.com/playlist?list=PLtL-dW0n90zy_EuzdptVzH8WqekNZ0WjW)
Places to get an unchanging lightning address:
LightningAddress.com (https://lightningaddress.com/)
Strike (https://invite.strike.me/QSP1B5)
Fountain (https://fountain.fm/refer/bitcoinfi-a47839ccd5)
GetAlby (https://getalby.com/)
Bitrefill (https://www.bitrefill.com/invite/ibcq5p41)
==============================
Note: Swan Bitcoin and Born to be Free are my only affiliate relationships and I am a brand ambassador for Early Bird - the rest are mutually beneficial referral links.
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
26,801,706
Score snapshot 15 Sept 2025
Apple Podcasts (US)
5.0 / 5
20 ratings
Spotify
5.0 / 5
10 ratings
Podcast Authority Score: 78 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
88
Social presence
0
YouTube
93
Engagement
77
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