Welcome to the Michelle Insurance Pro Podcast.
I’m Michel-Ange Cherival, a licensed Life and Health Insurance Professional, Author, and entrepreneur dedicated to helping individuals, families, and business owners protect what matters most while building lasting financial legacies.
On this podcast, you’ll learn about:
• Life Insurance
• Health Insurance
• Medicare Education
• Final Expense Planning
• IUL Education
• Financial Literacy
• Entrepreneurship & Insurance Careers
My mission is simple:
Protect Families. Build Legacies.
Whether you’re looking to better understand your insurance options, strengthen your financial knowledge, or build a successful career in the insurance industry, you’ll find practical education, real-life insights, and meaningful conversations designed to help you make informed decisions with confidence.
Education before enrollment. Always.
When Is the Best Time to Buy Life Insurance?
In this episode of the Michelle Insurance Pro Podcast, I explain why timing matters when purchasing life insurance. Learn how your age, health, and planning ahead can affect your coverage options and premiums, and why waiting may cost more than you expect.
Education before enrollment. Always.
16 Jul 2026
Choosing the Right Beneficiary
Who should you name as your life insurance beneficiary?
In this episode of the Michelle Insurance Pro Podcast, I explain the difference between a primary beneficiary and a contingent beneficiary, why beneficiary designations matter, and what to consider when planning for minor children.
Choosing the right beneficiary is an important step in making sure your life insurance policy reflects your wishes and helps protect the people you love.
Education before enrollment. Always.
16 Jul 2026
Why do business owners need life insurance?
Why do business owners need life insurance?
In this episode of the Michelle Insurance Pro Podcast, I explain why life insurance is an important part of protecting not only your family but also your business. Learn how the right coverage can support business continuity, help protect your financial responsibilities, and provide peace of mind for the future.
Education before enrollment. Always.
16 Jul 2026
Common Life Insurance Myths
Common Life Insurance Myths
In this episode of the Michelle Insurance Pro Podcast, I discuss some of the most common myths about life insurance and explain the facts behind them. Learn why life insurance may be more affordable than you think, who can benefit from coverage, and why making informed decisions is so important.
Education before enrollment. Always.
16 Jul 2026
What Is an Indexed Universal Life, or IUL?
What Is an Indexed Universal Life (IUL)?
In this episode of the Michelle Insurance Pro Podcast, I explain what an Indexed Universal Life (IUL) policy is, how it works, and how it differs from other types of life insurance.
You’ll learn about permanent life insurance, cash value growth potential, and the key factors to consider when deciding whether an IUL aligns with your financial goals.
My mission is to provide clear, educational information that empowers you to make informed decisions about protecting your family and building long-term financial security.
Education before enrollment. Always.
16 Jul 2026
What Is Final Expense Insurance?
What is final expense insurance, and why is it important?
In this episode of the Michelle Insurance Pro Podcast, I explain what final expense insurance is, how it works, and why many families choose it to help cover funeral costs and other end-of-life expenses.
Planning ahead can provide peace of mind and help protect your loved ones from unexpected financial burdens.
Education before enrollment. Always.
16 Jul 2026
Term Life vs. Whole Life: What’s the Difference?
Term life or whole life—which one is right for you?
In this episode of the Michelle Insurance Pro Podcast, I explain the key differences between term life insurance and whole life insurance, including how each one works and who may benefit from them.
The best life insurance policy is the one that fits your goals, your budget, and your family’s needs.
Education before enrollment. Always.
16 Jul 2026
Who Needs Life Insurance?
Who really needs life insurance?
Many people believe life insurance is only for parents or older adults, but that’s one of the biggest misconceptions.
In this episode of the Michelle Insurance Pro Podcast, I explain who should consider life insurance, why it matters, and how the right coverage can help protect your loved ones and your financial future.
Whether you’re single, married, raising a family, or a business owner, this episode will help you understand who can benefit from life insurance and why planning ahead matters.
Education before enrollment. Always.
16 Jul 2026
What Is Life Insurance? A Beginner’s Guide
What Is Life Insurance? A Beginner’s Guide
Life insurance is one of the most misunderstood financial tools available. In this episode, I explain what life insurance is, how it works, why it matters, and who may benefit from having coverage.
Whether you’re protecting your family, planning for the future, or simply looking to better understand your options, this episode will provide a clear foundation to help you make informed financial decisions.
If you find this episode helpful, be sure to follow the Michelle Insurance Pro Podcast and share it with someone who could benefit from this information.
Thank you for listening.
Protect Families. Build Legacies.
Education before enrollment. Always.
16 Jul 2026
Welcome to the Michelle Insurance Pro Podcast
Welcome to the Michelle Insurance Pro Podcast!
In this introductory episode, I reintroduce myself, share the vision behind this podcast, and explain what you can expect in the episodes ahead.
We’ll cover topics including:
• Life Insurance
• Health Insurance
• Medicare Education
• Final Expense Planning
• Indexed Universal Life (IUL)
• Financial Literacy
• Entrepreneurship
• Insurance Careers
Whether you’re looking to protect your family, strengthen your financial knowledge, or build a successful career in the insurance industry, this podcast is here to educate, empower, and inspire you to make informed decisions.
My mission is simple:
Protect Families. Build Legacies.
Thank you for joining me on this journey. I look forward to sharing practical education, real-life insights, and meaningful conversations that help you protect what matters most.
Education before enrollment. Always.
13 Mar 2021
The power of Credit
Financial Literacy Resource. The power of credit,how your score is calculated.
31 Oct 2020
Be Positive
Never let anyone say you can't. Always be positive.
10 Oct 2020
Embrace Failure
Best motivational audio. To get something you never had, you have to do something you never did.
7 Oct 2020
The power of positivity
A positive attitude brings much gratitude. Think positive, be positive, speak positive,. Do it every day, make it a habit. Face the fear, Think big, listen to yourself.....BE POSITIVE, THINK BIGGER..
6 Oct 2020
Retirement planning
How to prepare for your retirement. Steps you can take to retire confidently.
Contact Change Is Within Us/ Invisible Happiness
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