- 19
- Episodes
- 2
- Ratings
- Monthly
- Cadence
- 2025
- First episode
About Chapter 3 Lifestyle
I Have Plans is for women who know there’s still a whole lot of life left to live — and have no intention of quietly fading into the background. Hosted by Michelle Wollet, this is a podcast about creating a life you actually want now. We’ll talk about home, money, work, relationships, travel, entertaining, starting something new, letting go of what you’re done with, and figuring out what comes next. Some weeks will be practical. Some will be personal. Some might make you rethink what you thought this stage of life was supposed to look like. No reinvention required. You’re still you. You just may have different plans. Michelle Wollet. I Have Plans.
- Publisher
- Michelle Wollet
- Category
- education · leisure · society & culture
- Language
- en
- Explicit
- No
- First episode
- 12 Feb 2025
- Latest episode
- 2 Jun 2026
Latest episodes
19 episodes in the feed.

2 Jun 2026
The Part Nobody Talks About: The Grief of Leaving a Home You've Loved"
The Emotional Side of Leaving a Home You’ve Loved Licensed real estate broker Michele Wollet introduces “Chapter 3 Lifestyle” by sharing a client story about “Susan,” who delayed selling for eight months despite perfect financial planning because the home held memories of her late husband and family life. Michele explains that a home is “the container of your life,” and that emotional attachment can be stronger than attachment to possessions, jobs, or even some relationships. She outlines five common emotions that surface when considering a move: grief, guilt, fear of the unknown, loss of identity, and complicated family dynamics. She offers five ways to work through them: name feelings, allow emotions without letting them dictate decisions, create an intentional goodbye, talk to someone to be heard, and focus on what you’re moving toward. Susan ultimately sold after honoring her feelings and found community and comfort in her new condo. 00:00 The House You Can’t Leave 04:11 Why Homes Hold Us 06:23 Five Feelings That Block Moves 10:21 Five Ways To Move Forward 12:51 Susan’s Breakthrough Story 14:08 Closing Thoughts And Next Episode

19 May 2026
Beyond Zillow: Calculating Your True Home Sale Profits"
The One Number You Need Before Selling: Calculating Real Net Proceeds Michele Wollet, a licensed real estate broker with 40 years of experience, explains that retirees should focus on their real net proceeds—what actually lands in their bank account after selling—rather than Zillow’s estimate, which can be off by 2% to over 6% and doesn’t account for a home’s unique factors. She outlines how to calculate net proceeds by starting with a realistic comparable-based sale price and subtracting agent commission (typically 5–6%), seller closing costs (about 1–3%), repairs and staging, remaining mortgage balance, moving costs, and potential capital gains taxes (noting the IRS exclusion of $250,000 single/$500,000 married if residency requirements are met). Using a $350,000 example, she shows net proceeds of $310,750 and urges listeners to run their own numbers, seek an honest agent CMA, and evaluate whether the result supports their next chapter. 00:00 Calculating Your Real Net Proceeds 12:07 Opening Hook

13 May 2026
Should I stay or should I go now? Unpacking the Real Motivation for Moving
What Problem Are You Really Trying to Solve Before You Move? Michelle Wollet, a licensed real estate broker with 40 years of experience, explains that before selling a home in “chapter three,” the most important question is: “What problem are you actually trying to solve?” Using a client story about “Carol,” who almost downsized but realized she was lonely after her husband’s death, Michelle argues many people think they have a real estate problem when they actually have a life problem. She breaks down four common motivations—too much house, needing cash, moving closer to kids, and feeling it’s time—and urges listeners to test whether alternatives (services, modifications, clear family expectations, and real financial math beyond Zillow) could solve the issue. She assigns homework to write the real problem and teases next week’s episode on a key number most people never calculate. 00:00 Chapter Three Begins 00:17 Carol Changes Course 02:02 The One Key Question 03:47 Reason One Too Much House 05:12 Reason Two Need Cash 06:35 Reason Three Near Kids 09:32 Reason Four Its Time 10:39 Paper Framework Exercise 12:07 Carols Real Problem 13:30 Homework And Next Week 14:29 Final Sendoff

8 May 2026
"What Nobody Is Telling You About Your Home in Retirement"
Chapter Three Lifestyle: A Sharper Focus on Real Estate Decisions After 50 Licensed real estate broker Michelle Wollet announces a shift in her show Chapter Three Lifestyle to focus more directly on the major real estate decisions people face in their 50s and beyond, noting that homeowners 55+ average over $200,000 in home equity and often lack a plan. Drawing on 40 years of experience, she aims to provide weekly, no-agenda guidance on when selling does or doesn’t make sense, how to access equity without regret, the true math of downsizing, retirement relocation and evaluating new markets, reverse mortgages (who they help and who they don’t), the emotional grief of leaving a long-time home, and what it takes to age in place. She asks listeners to subscribe, leave reviews, follow on social media, and watch for an upcoming free guide for people over 50 navigating housing choices. 00:00 Big Equity Wake Up 01:14 Meet Michelle And The Mission 02:02 Why The Show Is Shifting 03:13 The Real Estate Questions 04:27 What We Will Cover Weekly 05:55 My Chapter Three Too 06:56 Three Ways To Support 07:53 Next Week And Goodbye

6 Apr 2026
Returning to Reality: Building the life we love after vacation
Why Coming Home From Vacation Feels So Hard—and How to Make Life Feel Lighter Michelle from Chapter Three Lifestyles returns after being absent due to feeling overwhelmed and taking a vacation, and discusses why coming home can feel heavy instead of refreshing. After a long, cold, dark winter in Michigan, she and Joe traveled from Michigan to Nashville for a day, then through Florida to the Keys, creating a warm, relaxed routine that made returning to work and responsibilities feel overwhelming and even depressing. She describes feeling clearer, brighter, and healthier while away, and noticing that reversing when she returned. Michelle questions whether post-vacation dread signals something off in how life is structured and encourages simplifying, shifting perspective from “going back” to “rebuilding,” tuning out some news, and focusing on personal wellbeing through small changes like stretching, getting sunshine, or taking a short grounding walk. She invites listeners to share thoughts and support others feeling the same. 00:00 Back From Vacation Blues 01:22 Warm Routine To Reality 01:50 Road Trip To The Keys 02:17 Freedom Versus Responsibility 03:44 Make Life Feel Lighter 04:29 Tune Out The Noise 05:19 Small Daily Vacation Habits 06:35 Wrap Up And Call To Action

25 Feb 2026
Letting go to live Lighter
Letting Go to Live Lighter After 50 Michelle welcomes listeners back to Chapter Three Lifestyles and talks about how to feel lighter after 50 by focusing on subtraction rather than adding more routines or goals. She offers three places to start letting go: physical space (decluttering as unfinished business, including clearing a closet, releasing “skinny clothes,” and building a capsule wardrobe to reduce chaos), emotional obligation (recognizing people-pleasing and the habit of feeling responsible for other adults’ feelings, choosing clarity over obligation), and mental noise (quieting the internal “should” dialogue and letting go of managing others’ perceptions in order to live more intentionally). She encourages doing one small act of letting go this week—one item, one obligation, or one thought—and invites viewers to like, share, and keep going as they design a life that fits them. 00:00 Welcome and Theme 01:08 Why Life Feels Heavy 02:03 Subtraction Not Addition 02:51 Declutter Your Space 03:51 Closet Reset and Identity 05:13 Release Emotional Obligation 07:23 Quiet the Inner Critic 07:50 Choose Meaning and Wake Up 09:21 One Small Letting Go 10:12 Wrap Up and Encouragement

10 Feb 2026
Lighten up! Designing a lighter life after 50
Designing a Lighter Life After 50 In this episode, Michelle discusses the importance of redesigning life after 50, focusing on making small, intentional shifts to create relief and support rather than seeking escape. She emphasizes that this stage of life is less about dramatic change and more about practical adjustments that align with our current needs and energy levels. By addressing areas causing friction and decision fatigue, women can create a more supportive and sustainable life. The conversation touches on redefining work, money, and daily routines to foster a sense of ease and freedom. 00:00 Welcome and Introduction 00:28 The Need for a Lighter Life After 50 01:58 The Concept of Escape 04:11 The Problem with Postponing Relief 05:33 The Power of Design 07:14 Practical Steps to Simplify Life 09:09 The Importance of Honesty and Support 11:08 Creating Space and Flexibility 12:54 Conclusion and Final Thoughts

31 Jan 2026
Capsule Kitchen reset
In this episode of Chapter Three Lifestyles, Michelle introduces the concept of the capsule kitchen, a streamlined approach designed to alleviate the stress and unpredictability of traditional meal planning. She explains how most meal plans fail due to unrealistic assumptions about consistent energy and motivation. The capsule kitchen focuses on selecting a small, enjoyable set of meals that overlap ingredients, reducing the mental load associated with daily cooking decisions. Michelle emphasizes the importance of trust and reliability over variety, offering a practical guide to help listeners create their own capsule kitchens. She concludes with an encouragement to view repetition as wisdom, preparing for a deeper discussion on this topic in the next episode. 00:00 Introduction to Capsule Kitchens 01:21 The Flaws of Traditional Meal Plans 02:22 The Concept of a Capsule Kitchen 02:59 Benefits of a Capsule Kitchen 04:24 Building Trust Through Repetition 04:56 Conclusion and Next Steps The Link to the work sheet : https://www.chapter3lifestyle.com/pl/2148741796

13 Jan 2026
I am not starting over , Finding ease in Midlife
ntroduction to Capsule Living: Finding Ease in Midlife In this episode of Chapter Three Lifestyles, Michelle discusses a profound shift in her approach to life. Moving away from the constant need to start over, she introduces the concept of 'Capsule Living' — a simple, repeatable way of living designed to reduce decision fatigue and create ease, especially in midlife. Michelle underscores the exhaustion that comes from the perpetual cycle of new beginnings and highlights the importance of stabilizing routines and simplifying decisions. The episode sets the stage for future discussions on applying this method to various aspects of life such as food, home, and personal routines, starting with the kitchen in the next episode. 00:00 Welcome to Chapter Three Lifestyles 00:55 The Exhaustion of Constant Reinvention 02:57 Discovering the Capsule Living Method 04:15 Applying Capsule Living to Everyday Life 05:45 Looking Ahead: Capsule Kitchen 06:45 Conclusion and Next Steps

13 Dec 2025
Quiet Confidence in Midlife
Embracing Quiet Confidence in Midlife In this episode of Chapter Three Lifestyles, Michelle addresses the common struggle with confidence that many women face in midlife. She discusses 'quiet confidence,' a steady, internal assurance that comes from within, and shares her personal experiences of doubt and reinvention. Michelle explains how life changes such as evolving careers, grown children, and shifting energies can impact our sense of self-assurance. She introduces the 'Chapter Three Confidence Check,' a tool to help recognize and overcome fear, ground oneself in truth, and take small steps towards building confidence. Throughout the episode, Michelle emphasizes that confidence in midlife is not loud or flashy but rather a steady, intentional choice to believe in oneself. Mel Robbins’ 5 Second Rule (5-4-3-2-1 method) — concept created by Mel Robbins. – This episode includes a personal interpretation of confidence-building practices inspired by my own life experiences. 00:00 Introduction and Today's Topic: Quiet Confidence 01:23 Understanding Midlife Confidence 02:02 Personal Struggles and Vulnerability 03:48 Embracing Quiet Confidence 05:18 Practical Steps to Build Confidence 06:16 Daily Rituals for Confidence 07:44 Final Thoughts and Encouragement

5 Dec 2025
The Pause Before the Holidays: Finding Peace in a Busy Season
Embracing the Holiday Pause: Finding Peace in a Busy Season In this episode, Michelle discusses the importance of creating an intentional pause before the hectic holiday season fully takes over. She shares personal stories of holiday overwhelm and the powerful lessons she learned from slowing down. The episode highlights strategies to take a step back, including the 'holiday pause night' ritual and a three-question gut check to ensure decisions align with a peaceful, fulfilling lifestyle. Michelle’s actionable tips aim to help listeners prepare their hearts for a calmer, more intentional holiday season. 00:00 Introduction and Holiday Overwhelm 00:39 The Importance of a Pause 01:59 Personal Stories of Overcommitment 03:27 Lessons from a Slower Holiday Season 04:57 Creating Your Holiday Pause Ritual 06:00 The Chapter Three Gut Check 07:15 Final Thoughts and Action Steps 07:44 Closing Remarks and Social Media

4 Dec 2025
Clearing the Path: Making Space for the New You
Clearing the Path: Making Space for the New You In this episode of Chapter 3 Lifestyles, Michelle discusses the importance of making space in our lives for new beginnings. She shares her personal experience of downsizing her home, highlighting the physical, emotional, and mental benefits of decluttering. Michelle explains the concept of 'comfort of clutter' and provides practical tips for reducing clutter in various aspects of life. She also introduces a '15-minute reset' strategy for quick and effective decluttering, and addresses the emotional and mental clutter caused by commitments and relationships. To help set boundaries, Michelle offers three simple ways to say no without guilt. The episode encourages listeners to think about the positive impact of a lighter, more intentional lifestyle, and ends with a reflective note on crafting the next chapter of their lives. 00:00 Introduction: Making Space for New Beginnings 00:57 The Downsize: From 4700 to 1100 Square Feet 01:50 The Comfort of Clutter: Why We Hold On 03:00 Clearing Physical Space: The 15-Minute Reset 04:19 Emotional and Mental Space: Saying No to Drains 05:40 The Release Ritual: Identifying and Removing Drains 07:08 Letting Go of the Big Office Dream 08:55 Setting Boundaries: Saying No Without Guilt 10:36 Conclusion: Crafting Your Next Chapter

3 Dec 2025
Living Midlife Like a Vacation, Embracing Change and Finding Joy
Living Midlife Like a Vacation: Embracing Change and Finding Joy In this episode of Chapter 3 Lifestyles, host Michelle—a wife, mom, and real estate broker turned storyteller—discusses the beauty and complexity of midlife. She emphasizes the importance of giving yourself permission to slow down and press reset without feeling like you’re starting over. Through personal anecdotes and reflective questions, Michelle encourages listeners to embrace the freedom that comes with this stage of life, to seek more peace, joy, and self-fulfillment. She shares her own journey of shifting roles, traveling in a motorhome, and finding joy in simpler, more meaningful moments. The episode concludes with a challenge for listeners to take a morning for themselves, to reflect and write about what they want the next chapter of their lives to feel like. 00:00 Welcome to Chapter Three Lifestyles 01:04 Embracing Midlife Transitions 02:32 Finding Freedom in Midlife 04:21 Reconnecting with What Makes You Feel Alive 05:21 Slowing Down and Savoring Life 07:14 Reflective Questions for Your Next Chapter 07:59 Chapter Three Challenge of the Week 09:19 Final Thoughts and Staying Connected

25 Jul 2025
Dig Deeper Discovery Method, Rediscover Your Dreams
Rediscovering Dreams: The Five Why Method for Women Over 50 In this episode of Chapter three Lifestyles, host Michelle Wollet addresses the common frustration of setting the same goals repeatedly without acting on them. She introduces the 'Dig Deeper Discovery Method,' a five-step process to uncover the deeper motivations behind your goals. Using relatable examples, Michelle encourages women over 50 to reconnect with their true desires and provides a free workbook to facilitate this journey across various life areas. The episode concludes with a motivational message about clarity, courage, and starting anew in this powerful chapter of life. 00:00 Welcome to Chapter Three Lifestyles 01:18 The Frustration of Unmet Goals 02:05 Rediscovering Your Dreams 02:59 The Dig Deeper Discovery Method 03:53 Applying the Five Why Method 04:49 Free Workbook for Clarity 05:35 Empowerment and Next Steps 06:34 Conclusion and Upcoming Topics 🎁 Get Your Free Workbook – The Dig Deeper Discovery Method™ Ready to finally figure out what’s really behind your goals — and how to move forward with confidence? 👉 Click here to grab your free workbook https://www.chapter3lifestyle.com/pl/2148687263

23 May 2025
Is This All There Is? Midlife Wake-Up Calls and What to Do With Them
Host discusses midlife wake-up calls, exploring the restlessness many women experience after 50 and offering steps to reconnect with oneself.

23 May 2025
Michelle "Where is the Podcast?"
Michelle shares a personal message about overcoming perfectionism to consistently create content for her audience.

28 Feb 2025
Get out of a Rut!
Revitalize Your Routine: Embrace the Staycation In this episode, Michelle shares her tips on how to break free from the monotony of daily routines through the concept of a staycation. As winter drags on, and the daily grind feels uninspiring, she encourages listeners to explore their own cities and nearby areas with fresh eyes. By planning local adventures, such as visiting a new restaurant or attending a local concert, Michelle explains how these small, memorable experiences can boost your mood and mental well-being. She provides practical steps to creating a staycation, from making a list of local spots to visit, to planning themed days and discovering hidden gems in your neighborhood. The episode emphasizes the importance of investing in your mental health by incorporating mini-vacations into your life, and turning everyday environments into sources of inspiration and joy. 00:00 Introduction and Winter Blues 01:02 Breaking Free from Routine 01:45 The Staycation Concept 02:28 Exploring Your Own City 02:57 Personal Staycation Experience 05:02 Planning Your Own Staycation 07:56 Practical Staycation Ideas 12:11 Reflecting on Routine and Adventure 16:40 Final Thoughts and Encouragement

12 Feb 2025
Let's figure this out! Road Map
Empowering Women Over 50: Starting Your Next Adventure In this episode of Chapter Three Lifestyles, host Michelle Wollet invites women over 50 to embark on new journeys in life. Michelle emphasizes the importance of taking control, setting personal goals, and breaking them down into achievable steps. Through encouraging self-reflection and proactive planning, she provides practical advice on how to rediscover personal interests and pursue new dreams. She also shares her own experience of starting this podcast after years of planning. Listeners are encouraged to use a downloadable worksheet to help kickstart their journey. Whether it's exploring new hobbies, tackling a bucket list, or reinventing oneself, Michelle inspires and empowers listeners to make the most out of this exciting chapter in their lives. 00:00 Welcome to Chapter Three Lifestyles 00:55 Embracing Your Next Adventure 01:29 Taking Control of Your Happiness 02:26 Discovering Your True Passions 02:52 Setting and Achieving Your Goals 04:54 Creating a Realistic Timeline 05:39 Overcoming Setbacks and Staying Motivated 06:24 Sharing Your Journey 08:18 Conclusion and Resources

12 Feb 2025
The Journey Begins: Discovering Your New Path After 50"
Chapter 3 Lifestyles: Embracing Life After 50 with Michelle Woolett In the inaugural episode of 'Chapter 3 Lifestyles,' host Michelle Woolett introduces the podcast geared towards women over 50 looking to reinvent and embrace their next life adventure. Michelle shares her personal journey through life's challenges, including a family accident and a cancer diagnosis, which led her to rediscover her purpose. She discusses the podcast's focus on topics like starting new careers, managing menopause, health, fashion, and overall happiness. Michelle aims to create a supportive community where women can find inspiration, share experiences, and design their lives with intention. 00:00 Welcome to Chapter Three Lifestyles 00:54 Meet Your Host: Michelle Woolett 01:44 A Personal Journey: Overcoming Challenges 03:45 Why a Podcast? 04:42 What to Expect from Chapter 3 Lifestyle 06:07 Join the Journey
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