Ricardo Gonçalves and Peggy Giakoumelos explore one area where consumers can make savings with an expert in the field. From supermarkets to rents, nutrition to petrol and so much more, learn about the strategies used to get you to spend more, and more importantly, what you can do, to spend less.
What is the best way to start a discussion with your employer about getting a pay rise? In this episode we break down how to approach your boss, what type of industries are more likely to get a pay rise now, and negotiating more money when you start a new job. Dave Cawley from Hays recruitment looks at what strategies work and what strategies do not.
16 Apr 2025
Cost of Living Secrets: Subscriptions
Streaming services, meal plans, product deliveries, gym memberships just some of the subscription services on offer. What are the ways some companies encourage you to subscribe and to what extent do they make it hard to unsubscribe?
9 Apr 2025
Cost of Living Secrets: Insurance
With so many different types of insurance - car, home, health and travel - it can be difficult to know what’s needed and what’s not. How essential is insurance and how can you negotiate a better price? Jodi Bird is the insurance expert from CHOICE and helps us look at the current market.
2 Apr 2025
Cost of Living Secrets: Housing
The average new home loan size hit a record high in December 2024. According to the bureau of statistics that is now $666,000, making it difficult for first time buyers to enter the market. Curtin University’s Professor Rachel Ong ViforJ looks closely at the pros and cons of housing entry schemes such as the first homebuyers grant and shared equity schemes.
2 Apr 2025
Cost of Living Secrets: Financial Planning
What kind of financial planners are out there, and do you even need one? This episode looks closely at financial planning, the costs, what to do if you cannot afford one and how to spot a reputable financial planner. Ben Nash from Pivot Wealth also explains what kind of financial planning you need at different life stages.
2 Apr 2025
Cost of Living Secrets: Side Hustles
Thinking of a side hustle or a second job? ABS data in September 2024 showed 986,400 people had multiple jobs. From mowing lawns, supplying digital services, to becoming a delivery driver, Amanda Rose from Western Sydney Women talks tax implications, promoting your services and how to charge appropriately.
28 May 2024
Cost of Living Secrets: Petrol
Petrol is one of the biggest weekly expenses for households and while prices have come down from their recent records, they’re still historically high.
21 May 2024
Cost of Living Secrets: Nutrition
With food prices continuing to bite at the checkout, more and more Australians are on the lookout for ways to save on one of life's most basic and essential necessities: food.
14 May 2024
Cost of Living Secrets: Renting
Rents have reached a record high in Australia as demand outstrips supply in some areas, elevating cost of living pressures for tenants. So what can be done about it?
7 May 2024
Cost of Living Secrets: Mortgages
Interest rates are increasing likely to stay high for longer because inflation is still a problem, meaning borrowers expecting a rate cut will have to wait even longer. But there are things that can be done to help reduce your mortgage rate in the meantime.
30 Apr 2024
Cost of Living Secrets: Visiting your doctor
In this episode of Cost of Living Secrets with Ricardo Goncalves and Peggy Giakoumelos, we talk about saving when visiting your doctor. New South Wales and ACT chair of the Royal Australian College of General Practitioners Dr Rebekah Hoffman shares her tips on:
23 Apr 2024
Cost of Living Secrets: Supermarkets
In the first episode of Cost of Living Secrets with Ricardo Gonçalves and Peggy Giakoumelos, we talk about saving at the supermarket.
3 Apr 2024
Coming Soon: Cost of Living Secrets
Ricardo Gonçalves and Peggy Giakoumelos explore one area where consumers can make savings with an expert in the field.
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
YouTube views
235,163,435
Score snapshot 15 Sept 2025
Spotify
5.0 / 5
2 ratings
Podcast Authority Score: 59 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
53
Social presence
0
YouTube
93
Engagement
68
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