About Credit Union Regulatory Guidance Including: NCUA, CFPB, FDIC, OCC, FFIEC
This podcast provides you the ability to listen to new regulatory guidance issued by the National Credit Union Administration, and occasionally the F D I C, the O C C, the F F I E C, or the C F P B. We will focus on new and material agency guidance, and historically important and still active guidance from past years that NCUA cites in examinations or conversations. This podcast is educational only and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated. We also have another podcast called With Flying Colors where we provide tips for achieving success with the N C U A examination process and discuss hot topics that impact your credit union.
Americas Credit Unions Letter to NCUA Chair John Crews
www.marktreichel.com
https://www.linkedin.com/in/mark-treichel/
This letter is from Scott F. Simpson, President and C E O of America's Credit Unions. It is dated October fifth, twenty twenty-six, and is addressed to the Honorable John Crews, Chairman of the National Credit Union Administration. The subject is Comprehensive List of Issues Facing the Credit Union Movement.
Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!
We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.
Hire us and gain:
• Peace of mind during your exam process
• Insider knowledge of NCUA procedures and expectations
• Strategies to address potential issues before they become problems
• Continuous access to our extensive subject matter expertise
With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union achieves flying colors in its next examination.
Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.
19 Aug 2026
GENIUS Act Regulations on Payment Stablecoin Issuance, Offer, and Sale.
www.marktreichel.com
https://www.linkedin.com/in/mark-treichel/
Treasury has issued a notice of proposed rulemaking implementing section 3 of the GENIUS Act — the provisions governing who may issue, offer, or sell payment stablecoins in the United States. The proposal would add a new part 1523 to title 12 of the CFR.
This episode is a condensed audio version of the proposal. What we cover:
Who may issue: only permitted payment stablecoin issuers, plus foreign issuers meeting the section 18(a) criteria. Knowing participation in an unlawful issuance carries a fine up to $1 million per violation and up to five years imprisonment.
Treasury's proposed definitions of "issue," "issuer," and "located in the United States" — terms the statute left undefined.
Why Treasury concluded a stablecoin issuer can simultaneously be a digital asset service provider.
The two "deemed not to" safe harbors: what a foreign issuer or a digital asset service provider must do — reasonable belief, implemented policies and controls, no U.S.-targeted advertising — to stay outside the prohibitions.
Due diligence a digital asset service provider must perform before relying on a foreign issuer's representation about lawful-order compliance.
Exemptions, safe harbors, severability, and Treasury's four proposed interpretations.
The two alternatives Treasury is weighing, including a Regulation S-style offshore transaction framework.
Note for credit unions: Question 5 asks whether a digital asset redeemable only in credit union shares should be treated as a payment stablecoin. Worth watching.
Comments are due October 19, 2026, at regulations.gov.
If your credit union would like help preparing for an NCUA exam, visit MarkTreichel.com.
Ready for the LinkedIn post whenever you are.
Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!
We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.
Hire us and gain:
• Peace of mind during your exam process
• Insider knowledge of NCUA procedures and expectations
• Strategies to address potential issues before they become problems
• Continuous access to our extensive subject matter expertise
With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union achieves flying colors in its next examination.
Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.
5 Aug 2026
Is an NCUA DOR an Enforcement Action?
www.marktreichel.com
https://www.linkedin.com/in/mark-treichel/
Is an NCUA DOR an Enforcement Action?
https://www.marktreichel.com/post/is-an-ncua-dor-an-enforcement-action
Are you worried about an NCUA exam in process or looming on the horizon? Don't face it alone!
We're ex-NCUA insiders with decades of experience, ready to guide you to success. Our team understands the intricacies of NCUA examinations from the inside out.
Hire us and gain:
• Peace of mind during your exam process
• Insider knowledge of NCUA procedures and expectations
• Strategies to address potential issues before they become problems
• Continuous access to our extensive subject matter expertise
With our access retainer, you'll have on-demand support from former NCUA experts. We're here to ensure your credit union achieves flying colors in its next examination.
Contact Credit Union Exam Solutions today to learn more about our services and how we can help your credit union succeed.
Podcast Authority Score: 51 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Pod Engine is an independent podcast discovery and analytics service and is not affiliated with or endorsed by this podcast. Artwork and show content belong to their owners. Full legal notice.
Explore this show Podcast research with Pod Engine
