Crellin Walters Financial Planning Podcast

About Crellin Walters Financial Planning Podcast

In today’s fast-evolving financial landscape, this podcast series is designed to help educate clients and the broader community on navigating retirement planning and safeguarding their finances. Season one focused on various scams that people might fall prey to, offering valuable insights on how to protect themselves. In season two, the spotlight shifts to financial planning strategies specifically tailored for retirement, helping listeners prepare for their financial future with confidence.

Publisher

Crellin Walters

Category

business · education

Language

en

Explicit

No

First episode

22 Jul 2023

Latest episode

20 Dec 2024

Latest episodes

14 episodes in the feed.

1. 

   20 Dec 2024

   Estate Planning (Wills & POAs)

   Financial planner John Keating, Director at Keating Law, explains why having a comprehensive estate plan is crucial for everyone, including a Will, Power of Attorney, and Superannuation death benefit nomination.

2. 

   4 Dec 2024

   Superannuation – Part 2: Tax Consequences for Your Adult Children

   Crellin Walters shares insights on minimizing tax consequences for adult children inheriting superannuation, empowering listeners to make informed decisions about their financial legacy.

3. 

   19 Nov 2024

   Superannuation – Part 1: Contributions Types

   Season 2, Episode 4 - Tune in with David and Aaron as they break down the complexities of Superannuation contributions and make it easy to understand. Superannuation is a crucial part of any retirement plan and one of the most tax-efficient ways to build your income for later years. By the end of this episode, you'll have a clear understanding of the different types of contributions you can make, and how each can work to your advantage in boosting your retirement savings. You'll also gain valuable insights into how much income you might need to retire comfortably, without the fear of running out of money as you age. Links to assist in the concepts mentioned in this episode: Superannuation Concessional Contributions - https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/concessional-contributions-cap Superannuation Non-Concessional Contributions - https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/caps-limits-and-tax-on-super-contributions/non-concessional-contributions-cap Downsizer Contribution Eligibility Requirements - https://www.ato.gov.au/individuals-and-families/super-for-individuals-and-families/super/growing-and-keeping-track-of-your-super/how-to-save-more-in-your-super/downsizer-super-contributions AFSA Retirement Standard (Comfortable Income) - https://www.superannuation.asn.au/resources/retirement-standard/ Scam Preventions (Scam Watch News and Alerts) - https://www.scamwatch.gov.au/about-us/news-and-alerts This podcast series is proudly brought to you by Studio GC. Check out our sound ideas for you 👉 https://studiogc.com.au DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

4. 

   30 Oct 2024

   Centrelink Explained – Before & After Retirement

   Season 2, Episode 3 – Join David and Aaron as they discuss common Centrelink entitlements and benefits that their clients receive when planning for retirement. They also provide examples of how their clients maximise these entitlements, allowing them to live comfortably by utilising government support rather than relying solely on their own funds. Links to assist in understanding: Centrelink / A guide to Australian Government Payments - https://www.servicesaustralia.gov.au/sites/default/files/2024-09/co029-2409.pdf Scam Prevention - https://beconnected.esafety.gov.au/ To Register for the Podcast Challenge – 26th November presentation “Protect yourself against Scams” - https://register.gotowebinar.com/rt/7768000599874229855 This podcast series is proudly brought to you by Studio GC. Check out our sound ideas for you 👉 https://studiogc.com.au DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

5. 

   15 Oct 2024

   Annuities (Fixed Term and Lifetime)

   Season 2, Episode 2 – Join David and Aaron, along with India Smitham from Challenger, as they discuss how annuities work. After listening, you will have a deeper understanding of this type of retirement product, the intricacies of how they work, and the benefits they offer, especially for part Age Pension recipients. Links to assist in understanding the types of annuities and annuity strategies mentioned in this episode: Annuities – Turn your super or other savings into a guaranteed income when you retire: https://moneysmart.gov.au/retirement-income/annuities Challenger – Are you getting the Age Pension you’re entitled to? https://www.challenger.com.au/personal/retirement/insights/are-you-getting-the-age-pension-youre-entitled-to?pid=c_LFWC_399APCusarticlecontent_df_ Challenger - Statutory Fund explained + Video: https://www.challenger.com.au/personal/why-invest/about-the-guarantee Scam Prevention - Connecting to public Wi-Fi and hotspots: https://www.cyber.gov.au/protect-yourself/staying-secure-online/connecting-to-public-wi-fi This podcast series is proudly brought to you by Studio GC. Check out our sound ideas for you 👉 https://studiogc.com.au DISCLAIMER: This podcast contains general financial information only. This means the information does not take into account your objectives, financial situation, or needs. Therefore, you should consider if the information is appropriate for you and your needs before acting on it. If you’re unsure about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

6. 

   23 Sept 2024

   Account Based Pensions / Allocated Pensions

   Season 2, Episode 1 – Join David and Aaron as they break down how Account-Based Pensions, also known as Allocated Pensions, work. By the end of this episode, you'll gain a deeper understanding of this retirement product, its intricacies, and the benefits it offers. Helpful links mentioned in the episode: Account-Based Pension Calculator (Find out how long your retirement funds could last): https://moneysmart.gov.au/retirement-income/account-based-pension-calculator Australian Government Cyber Crime Quiz (Scroll to the bottom and click 'Start Quiz'): https://www.cyber.gov.au/learn-basics/explore-basics/recognise-and-report-scams This podcast series is proudly brought to you by Studio GC. Check out our sound ideas for you 👉 https://studiogc.com.au DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

7. 

   23 Sept 2024

   Season 2 – What to Expect

   Season 2, Episode 0 – Join David and Aaron as they provide an overview of what’s in store for season 2. They’ll introduce the upcoming topics and episodes, giving you a preview of what to expect. Topics will include: Account-Based Pensions Annuities Centrelink Tax and Estate Planning Superannuation Contributions Additionally, each episode will feature a scam prevention tip to help keep your finances secure. Enjoy season 2 of our podcast! This podcast series is proudly brought to you by Studio GC. Check out our sound ideas for you 👉 https://studiogc.com.au DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

8. 

   25 Oct 2023

   SCAMS – How do we Protect our Computers and Phones (Part 2)

   Episode 7 - Join David and Aaron as they continue their discussion with Ross, the owner of 'Affordable Geeks.' We continue with the second part of our discussion with Ross about computer safety and hone in on the use of iPhones, iPads, Android or other handheld devices and how to keep them safe from the threat of Hackers and Scammers. Ross breaks down the technical jargon and explains in simple terms what we should and shouldn’t worry about when using our phones and tablets and also provides some crucial tips for protecting yourself and your devices. He also shares the devastating story about one of the largest scams that he has encountered which will leave you shocked. Affordable Geeks also have a great offer for our listeners that could see you get FREE Antivirus Software, however you have to listen to this episode to hear how to claim. Links mentioned in this episode: Affordable Geeks - https://affordablegeeks.com.au/ Trend Micro Antivirus - https://www.trendmicro.com/en_au/forHome.html Malwarebytes - https://www.malwarebytes.com/ AdBlock - https://getadblock.com/en/ DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

9. 

   9 Oct 2023

   SCAMS – How do we Protect our Computers and Phones (Part 1)

   Episode 6 - Join David and Aaron as they talk to Ross, the owner of ‘Affordable Geeks.' Ross is a computer expert who shares with us some awesome hints and tips to keep your Computers, Phones and Devices continually safe from the threat of Hackers and Scammers. After listening to Ross, it will make you aware of any areas on your computers or devices that are vulnerable and it will also raise your awareness and knowledge base, ultimately preventing you from being the next cyber crime victim. Affordable Geeks also have a great offer for our listeners that could see you get FREE Antivirus Software, however you have to listen to this episode to hear how to claim. Links mentioned in this episode: Affordable Geeks - https://affordablegeeks.com.au/ Trend Micro Antivirus - https://www.trendmicro.com/en_au/forHome.html Malwarebytes - https://www.malwarebytes.com/ DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

10. 

    25 Sept 2023

    SCAMS – Real Life Crypto Currency Scam VICTIM Speaks Out!

    Episode 5 - Join David and Aaron as they talk to Gary, a victim of a Crypto Currency Scam as he shares his story of how it happened and what he did after he realised it was a scam. Gary was tricked through advertising promoting Crypto Currency and how much they return and how easy it is to invest as the hook, and it shows the level of harassment the scammer takes if they think you’re a chance of handing over your hard-earned savings. We want to thank Gary for sharing his story because it is one that took a large mental toll on him. He hopes that sharing his story will help at least one person not suffer the same experience he did. Important Message – Never let anyone you don’t know take remote access of your computer, laptop, tablet or phone no matter what the circumstances are. DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

11. 

    11 Sept 2023

    SCAMS – IDENTITY THEFT: What it is and what to do if it happens to you!

    Episode 4 – Join David and Aaron as they cover a client requested and loaded topic of what is Identity Theft? They breakdown exactly what it is, tips on how you can prevent it and they also give you a ‘what to do’ guide if it ever happens to you. Links to the credit score companies discussed in this episode are below if you want to enquire into what your credit score is or more importantly, if you want to place a credit ban on your report if you think you are a victim of Identity Theft. Experian - https://www.experian.com.au/consumer/request-a-ban Illion - https://www.illion.com.au/credit-report-ban-request/ Equifax - https://www.equifax.com.au/eform/submit/credit-ban/ Also the contact info for ID Care - https://www.idcare.org/contact-us DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

12. 

    28 Aug 2023

    SCAMS – BANKS: What Are They Doing To Keep Your Money SAFE?

    Episode 3 - Join David and Aaron as they peel back the layers of the BIG4 Banks to see what they are doing for their customers / you, so that our listeners can be educated on what precautions their banks are taking to protect their life savings. You may, or may not be surprised in the findings... DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

13. 

    14 Aug 2023

    SCAMS – Real Life Scam VICTIM Speaks Out!

    Episode 2 - Join David and Aaron as they talk to Bev, a victim of a phone-based scam as she shares her story of how it happened and what she did after she realised it was a scam. We thank her for her courage in speaking out as she too was someone that always said, "It will never happen to me." This scam is seriously everyone’s worst nightmare! As mentioned in the show – ‘The Little Black Book of Scams’ Here is the link to this great resource / booklet outlining all the types of scams out there (Text messages / Emails / Phone / Website / Social Media & APP based Scams). https://www.scamwatch.gov.au/research-and-resources/the-little-black-book-of-scams DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

14. 

    22 Jul 2023

    SCAMS – How Can We Be Safe?

    Episode 1 - Scams have become a part of our everyday life. Join David and Aaron as they talk about the current scams that are common today and how you identify and deal with a potential scammer. They understand that the best defence against these criminals is through education and understanding the variety of ways in which you could become the next victim. DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Spotify

5.0 / 5

6 ratings