Stay connected and get the latest insights, analysis and news from the leading fin-tech companies, merchants and payments including Microsoft, Mastercard, Samsung, LVMH, Hilton and more. The podcast features insights and interviews from Digital Commerce Alliance (formerly CardLinx) members around the world. Stay connected and subscribe to DCA's Commerce Code Podcast

DCA Commerce Code
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Podcast Overview
Stay connected and get the latest insights, analysis and news from the leading fin-tech companies, merchants and payments including Microsoft, Mastercard, Samsung, LVMH, Hilton and more. The podcast features insights and interviews from Digital Commerce Alliance (formerly CardLinx) members around the world. Stay connected and subscribe to DCA's Commerce Code Podcast
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Publishing Since
3/21/2020
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Recent Episodes

March 25, 2026
Episode 190: Orchestrating the Future of Credit: How Alternative Data Pipelines are Changing the Lending Landscape
<p>This week on Commerce Code, we speak with Rikard Bandebo from <a target="_blank" rel="noopener noreferrer" href="https://www.vantagescore.com/"><strong>VantageScore</strong></a> and Arvind Ronta from <a target="_blank" rel="noopener noreferrer" href="https://www.pentadatainc.com/"><strong>Pentadata</strong></a>. A little about the companies - </p><p></p><ul><li>VantageScore is a leading credit scoring company whose model is especially predictive because it uses new data sources that make it possible to provide credit scores to people even if they have limited credit history.</li><li>Pentadata is a big reason VantageScore is able to do this. Pentadata is a financial data orchestration platform – which means its customers can access many different kinds of financial data through a single point of contact, or, in software terms, a single API.</li></ul><p></p><p>Rikard and Arvind have joined us to talk about:</p><p></p><ul><li>What’s making credit scores more accurate - things like rent and utility payments that are big predictors of consumer payment behavior, but which have been omitted from credit scoring until recently.</li><li>What it takes to get new kinds of data like that into the credit scoring system - it’s not as easy as it looks!</li><li>And what all of this means for the marketplace, from consumers to businesses.</li></ul>

November 10, 2025
Episode 189: The Great Shopping Shift: How AI is Rewriting the Rules of Commerce
Tim DeSoto, CEO and Founder of Goodlife, discusses how Goodlife uses AI to enhance the shopping experience for consumers, saving them time and money in this interview.

September 17, 2025
Episode 188: What AI Really Means for Loyalty Programs: Speed, Personalization, and Data Protection
Mark Lesiw, Co-Founder of Olive, discusses using AI tools to rapidly build a customer loyalty app, demonstrating the potential for speed and innovation in loyalty program development in an interview.
192 total episodes available with 22 transcripts
Recent guests on DCA Commerce Code
Guests from recent episodes — sign up to see every guest that has ever appeared on this show.
Tim DeSoto
Guest
Mark Lesiw
Guest
Keith Smith
Guest
Shawn Conahan
Guest
Chrissy Maitland
Guest
John Taylor Garner
Guest
Atif Mirza
Guest
Paul Siegfried
Guest
Avinash Chukka
Guest
Brett Watson
Guest
Jeff Hudson
Guest
Peter Schultze
Guest
Deep-dive analytics for DCA Commerce Code
Frequently asked questions
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- What is DCA Commerce Code?
- How often does this podcast release new episodes?
This podcast updates daily.
- Where can I listen to this podcast?
This podcast is available on 9 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
- Does this podcast accept guests?
Yes, this podcast regularly features guests.
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