
Debt Free in 30
Hosted by Doug Hoyes and Ted Michalos and Doug and Ted · Doug Hoyes
4.6from 141 ratings
- 632
- Episodes
- 139
- Transcribed
- 141
- Ratings
- Daily
- Cadence
- 2014
- First episode
- 1M
- YouTube views
About Debt Free in 30
Each week Doug Hoyes talks to industry experts about debt, money, and personal finance. Don't be confused; listen as the guest experts cut through the jargon and share practical advice.
- Publisher
- Doug Hoyes
- Category
- business · business
- Language
- en
- Explicit
- No
- First episode
- 1 Sept 2014
- Latest episode
- 10 Oct 2026
Latest episodes
139 of 632 episodes have a transcript.

10 Oct 2026TRANSCRIPT
632 – Why Your Debt Feels Smaller Than It Actually Is

3 Oct 2026TRANSCRIPT
631 – Carrying a Credit Card Balance? What It Really Costs You

26 Sept 2026TRANSCRIPT
630 – Maxed Out? The Real Problem Isn't Your Credit Limit
Inside a recent episode

632 – Why Your Debt Feels Smaller Than It Actually Is
Published 10 Oct 2026 · Transcript excerpt
[…] And so you may not think of the car loan as a debt, but it is. You may not think of the installment plan you got for your vacation as a debt, but it is. A lot of people, for some reason, don't lump in payday loans with the with their debts when we ask them so i've got three credit cards and a line of credit but you also have three payday loans and an installment loan that for some reason you don't mention when we talk initially so it's all a question of um perception or rather self-deception is that a better way to describe it that's perhaps a way to we got to seven minutes on the show before i mentioned payday loans and i brought it up there you brought it up i didn't even have to have to poke the bear Yeah, I think I would use the term layering. […]
Read the full transcript with a Pod Engine plan.
See plansReach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
- YouTube views
- 1,184,567
- Score snapshot 15 Sept 2025
- Apple Podcasts (US)
- 4.2 / 5
- 67 ratings
- Spotify
- 4.9 / 5
- 74 ratings
Podcast Authority Score: 95 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
- Quality
- 99
- Social presence
- 94
- YouTube
- 86
- Engagement
- 96
Contact Debt Free in 30
- Guest appearances
- Books guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
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Questions about Debt Free in 30
Who hosts Debt Free in 30?
Doug Hoyes and Ted Michalos and Doug and Ted host the show. Published by Doug Hoyes.
How often do new episodes come out?
The show publishes daily, based on its RSS feed.
Does Debt Free in 30 take guests?
Yes. Guests have been identified in episode analyses.
Where can I read transcripts?
139 of 632 episodes have a transcript on Pod Engine. Full transcripts are available with a Pod Engine plan.
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