Debt Sucks Podcast

About Debt Sucks Podcast

The Debt Sucks podcast is all about tackling the messiness of debt, adulting, and taking control of your finances without losing your mind. I’ll be sharing practical tips, real talk, and strategies like the Debt Sucks Plan to help people crush their debt and live a life of freedom.

Publisher

Ben Matthews

Category

education

Language

en

Explicit

No

First episode

21 Jan 2025

Latest episode

7 Oct 2026

Latest episodes

89 episodes in the feed.

1. 

   7 Oct 2026

   My Life — What Are You Actually Building?

   How much of your life actually feels like it belongs to you? Money is only one way to measure the cost of debt because financial obligations can also consume your time, relationships, attention, and ability to make choices. This episode brings together the ideas of "My Money," "My Time," "My People," and "My Energy" to show how small financial improvements can gradually give you more ownership over your life. True wealth may have less to do with looking successful and more to do with having margin, choices, peace, and the quiet confidence that you can handle whatever happens next. Topics Ben Matthews explores in this episode: (00:00) Discover how money, time, relationships, and energy combine to answer a much bigger question about how much of your life actually belongs to you. (01:33) Learn why financial control is less about preventing every problem and more about controlling what happens after something goes wrong. (03:25) See how converting monthly payments into hours worked can reveal the true amount of your life you're trading for the things you buy. (05:21) Understand how financial stress follows you into relationships and why changing "me versus you" into "us versus the problem" can protect the people who matter. (06:17) Learn how eliminating one debt at a time can close mental tabs and gradually return more money, time, attention, and energy to your life. (07:17) Discover the idea of "quiet confidence" and why being prepared matters more than needing everything in life to go perfectly. (08:15) Ask whether the lifestyle you're paying for reflects what you genuinely value or what you hope other people will think about you. (12:38) Explore a different definition of wealth built around choices, margin, time, energy, meaningful relationships, peace, and greater ownership of your life. Learn more: https://debtsucks.info Talk with Ben Matthews: 803-799-1700 Subscribe to the Debt Sucks Podcast! Apple: https://apple.co/3Fz2vXE Spotify: https://open.spotify.com/show/5vTVtMFd6BlbeA5gqTQW9i YouTube: https://www.youtube.com/@DebtSucksPod?sub_confirmation=1 Facebook: https://facebook.com/debtsuxspod Instagram: https://instagram.com/debtsuckspod TikTok: https://tiktok.com/@debtsuckspod X: https://x.com/debtsuckspod The Debt Sucks Podcast is your fun, no-BS approach to debt relief. Say goodbye to stress, shame, and debt. Hosted by consumer bankruptcy attorney Ben Matthews, this is your weekly dose of real, relatable advice on crushing debt. If you’re dealing with mounting bills or sick of living paycheck to paycheck, we’re here to help you take control of your finances and find your way out. This episode was produced by Story On Media: https://www.storyon.co/

2. 

   30 Sept 2026

   My Energy - How Much of You Is Left at the End of the Day?

   Debt drains energy. Take My Energy back. Financial stress can quietly drain your mental and emotional energy long before it creates an obvious crisis, with bills, debt, uncertainty, and repeated decisions constantly running in the background. This episode explores eight practical ways to reduce that burden, from getting debt onto paper and creating financial rules to building emergency savings, simplifying accounts, and focusing on one financial problem at a time. The goal is not simply to have more money, but to reclaim more attention, peace, choice, and energy for the life and people that matter most. Topics Ben Matthews explores in this episode: (00:00) How background financial stress silently drains daily mental and emotional capacity. (02:01) Why evaluating the "energy rate" of debt matters just as much as tracking balance and interest. (02:50) How transferring debt details onto a single worksheet gets problems out of your head and creates a clear plan. (04:00) Methods for reducing daily decision fatigue through automation and set financial rules. (04:48) The benefits of giving money a set weekly appointment rather than worrying seven days a week. (05:48) How targeting small debts with high emotional friction frees up instant mental space. (06:42) How an emergency fund absorbs minor disasters before they turn into multi-layered financial fires. (09:39) Practical techniques for eliminating daily microstress, such as canceling subscriptions and turning off shopping alerts. Learn more: https://debtsucks.info Talk with Ben Matthews: 803-799-1700 Subscribe to the Debt Sucks Podcast! Apple: https://apple.co/3Fz2vXE Spotify: https://open.spotify.com/show/5vTVtMFd6BlbeA5gqTQW9i YouTube: https://www.youtube.com/@DebtSucksPod?sub_confirmation=1 Facebook: https://facebook.com/debtsuxspod Instagram: https://instagram.com/debtsuckspod TikTok: https://tiktok.com/@debtsuckspod X: https://x.com/debtsuckspod The Debt Sucks Podcast is your fun, no-BS approach to debt relief. Say goodbye to stress, shame, and debt. Hosted by consumer bankruptcy attorney Ben Matthews, this is your weekly dose of real, relatable advice on crushing debt. If you’re dealing with mounting bills or sick of living paycheck to paycheck, we’re here to help you take control of your finances and find your way out. This episode was produced by Story On Media: https://www.storyon.co/

3. 

   23 Sept 2026

   My People — Who Gets The Best of Me?

   Is money stress ruining your relationship? Financial stress and debt often extend beyond bank accounts to damage personal relationships, leaving loved ones with depleted emotional energy and unnecessary friction. By shifting from individual blame to a unified team approach, partners can utilize practical tools like short weekly check-ins and emergency savings to align their goals. Ultimately, establishing financial control builds deeper trust and ensures family members receive the very best version of you. Topics Ben Matthews explores in this episode: (01:34) Discover how debt and money stress can create irritability, resentment, secrecy, blame, distraction, and arguments inside relationships. (02:39) Learn why small purchases can trigger enormous fights when the deeper issue is fear, uncertainty, or a lack of financial breathing room. (03:34) Start from the same financial truth so everyone understands the numbers and can attack the actual problem instead of attacking each other. (04:29) Shift money conversations from “me versus you” to “us versus the problem” and create short, productive weekly money meetings. (06:18) Explore how childhood experiences with money can shape what security, spending, saving, freedom, and financial danger mean to different people. (07:16) Create one shared financial win that gives everyone something meaningful to work toward while building greater financial stability. (09:08) Stop keeping score, establish healthier boundaries for difficult conversations, and focus on creating a financial system that feels fair and respectful. Learn more: https://debtsucks.info Talk with Ben Matthews: 803-799-1700 Subscribe to the Debt Sucks Podcast! Apple: https://apple.co/3Fz2vXE Spotify: https://open.spotify.com/show/5vTVtMFd6BlbeA5gqTQW9i YouTube: https://www.youtube.com/@DebtSucksPod?sub_confirmation=1 Facebook: https://facebook.com/debtsuxspod Instagram: https://instagram.com/debtsuckspod TikTok: https://tiktok.com/@debtsuckspod X: https://x.com/debtsuckspod The Debt Sucks Podcast is your fun, no-BS approach to debt relief. Say goodbye to stress, shame, and debt. Hosted by consumer bankruptcy attorney Ben Matthews, this is your weekly dose of real, relatable advice on crushing debt. If you’re dealing with mounting bills or sick of living paycheck to paycheck, we’re here to help you take control of your finances and find your way out. This episode was produced by Story On Media: https://www.storyon.co/

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

73,718

Score snapshot 15 Sept 2025

Apple Podcasts (US)

5.0 / 5

2 ratings

Spotify

5.0 / 5

3 ratings

Podcast Authority Score: 59 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

57

Social presence

90

YouTube

76

Engagement

32

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Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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