Dirt, Dollars & Decisions brings farming and finance together for real conversations about the decisions producers make every day. Hosted by farmers and bankers Willie and Chad, the show covers markets, equipment, lending, input costs, technology, weather, succession, rural communities and everything else that comes with running a farm. Presented by Farmers State Bank.
This episode is all about your questions.
In Episode 5 of Dirt, Dollars, and Decisions, Willie and Chad sit down to respond to questions, comments, and conversations sent in by listeners.
From farming and finances to equipment, operations, and the decisions that come with agriculture, they work through what listeners had to say and share their own thoughts and experiences along the way.
Have a question or topic you want Willie and Chad to cover next? Keep sending them in. Your question might make the next episode.
Sponsored by Farmers State Bank. Member FDIC.
19 Oct 2026
Episode 4: Budget Sheets, Assets & Knowing Your Numbers
How well do you really know your numbers?
In Episode 4 of Dirt, Dollars, and Decisions, Willie and Chad break down the financial side of running an operation, including budget sheets, assets, expenses, and the information you should be paying attention to throughout the year.
They talk about why keeping good records matters, how understanding what you own and what you owe can help with decision-making, and why having a clear picture of your finances can make conversations with your lender easier.
Whether you are running a farm, managing a business, or simply trying to get a better handle on your finances, this episode is about knowing where you stand before making your next move.
Sponsored by Farmers State Bank. Member FDIC.
5 Oct 2026
Episode 3: Finance for Kids & Parents
When should kids start learning about money?
In Episode 3 of Dirt, Dollars, and Decisions, Willie and Chad talk about helping kids build a strong financial foundation and the role parents can play along the way.
From saving and spending to budgeting, earning money, and having conversations about finances at home, this episode looks at simple ways families can start building healthy money habits early.
Whether you’re raising young kids, teenagers, or preparing them for their first steps into adulthood, this conversation is all about making financial education part of everyday life.
Sponsored by Farmers State Bank. Member FDIC.
21 Sept 2026
Episode 2: Diversity in Ag?
Agriculture looks different across every operation, career path, and community.
In Episode 2 of Dirt, Dollars, and Decisions, Willie and Chad talk about diversity across the agriculture industry, from the wide range of farming operations and careers to the experiences and perspectives that continue to shape ag today.
They discuss how the industry is changing, the opportunities that exist throughout agriculture, and why there is no single path into the ag world.
Sponsored by Farmers State Bank. Member FDIC.
9 Sept 2026
Episode 1: Young Farmers?
What does it really take to get started in farming today?
In the first episode of Dirt, Dollars, and Decisions, Willie and Chad sit down to talk about the opportunities and challenges facing young farmers, what it looks like to get started in agriculture, and some of the financial decisions that come with building a farming operation.
From finding opportunities and working with lenders to thinking long term about the future of the farm, Willie and Chad share their perspective from years of working with farmers and agricultural businesses across North Iowa.
Welcome to Dirt, Dollars, and Decisions, where we talk agriculture, money, and the decisions that shape rural communities.
Presented by Farmers State Bank. Member FDIC.
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