Dollars and Hops

About Dollars and Hops

Two best friends since the 6th grade who have grown to share a passion for craft beer and personal finance. Scott and Lance share what they have learned and what they are continuing to learn in the world of personal finance to help you optimize your financial future. From methods and philosophy on money, investing, tools used, strategies, headlines, tackling listener questions, and the craft beer Hops Showdown each episode - The Dollars and Hops Podcast keeps it educational, relevant, engaging and fun. www.dollarsandhops.com Subscribe wherever you listen!

Publisher

Dollars and Hops

Category

business

Language

en

Explicit

No

First episode

21 Sept 2020

Latest episode

10 Aug 2026

Latest episodes

1 of 50 episodes have a transcript.

1. 

   10 Aug 2026TRANSCRIPT

   050 | We’re Back! | Cold Storage Bitcoin Hack | Trump Accounts?

   Host [Host Name] interviews [Guest Name] about Bitcoin's performance, a significant cold storage hack, and the new Trump investment accounts for children.

2. 

   3 May 2024

   049 | Bitcoin ETF's | How Do I Create Generational Wealth? | Tecate or Sol?

   We’re back!!! Today going to do a deep dive into Bitcoin ETFs Money Hack of the Week: Cancel unused subscriptions. Go to settings on iphone, click your name, tap subscriptions to review active subs Amazon: Accounts and lists: Other subscriptions Check your credit card statements Main Topic: The Bitcoin ETF What is it? A way to buy into BITCOIN without opening a crypto wallet. Nice thing about an ETF is that it’s like owning a security Will get 1099 tax statements - don’t need to track on your own Also - very secure. REGULATED Essentially you’re buying into a fund that owns the bitcoin.  The price of the ETF fluctuates just like the price of bitcoin. What are some of the best Bitcoin ETF funds? Is it safe? Do we think Bitcoin will go up in value? Will institutional investors drive the price up? Range in cost (expense ratio) from .19% to 1.5% Franklin Bitcoin ETF EZBC - .19% E.R. Bitwise Bitcoing ETF - BITB -.2% E.R. These funds essentially just hold Bitcoin in a coinbase account Questions that need answers -PLEASE WRITE US AT QUESTIONS@DOLLARSANDHOPS.COM (mailto:QUESTIONS@DOLLARSANDHOPS.COM) What are some strategies for listeners to build and pass on generational wealth, ensuring financial stability for future generations? I have a 401k at work - what should I invest in to stay diversified- what’s best?

3. 

   16 Oct 2023

   048 | Average And Median Net Worth By Age - How Do You Stack Up?

   Money Hack of the Week: Diversify your assets Is your net worth all in stocks?  All in real estate? All in your company’s stock?  Do you own bonds? If you’re all in stocks - do you own all US based investments or do you also have international investments? Take a hard look at your net worth - see if it may make sense to diversify your assets a bit. While we love real estate, I don’t have all of my assets in real estate, we also own stocks, both domestic and international. Main Topic - Net worth by Age What is net worth?  Assets - Liabilities Why is this important - helps you determine if you’re on track for retirement How to track Net Worth - episode 1 - show notes Net worth is not your personal worth Average Net Worth By Age Age -- Average net worth -- 4% Rule Under 35 - $76,300 - $3,052.00 35–44 - $436,200 - $17,448.00 45–54 - $833,200 - $33,328.00 55–64 - $1,175,900 - $47,036.00 65–74 - $1,217,700- $48,708.00 75+ - $977,600 - $39,104.00 Median Net Worth by Age Age -- Median net worth Under 35 - $13,900 35–44 - $91,300 45–54 - $168,600 55–64 - $212,500 65–74 - $266,400 75+ - $254,800 Action Step:  Do you know your net worth?  If not, download a copy of the net worth tracker on our website under the show notes - episode 1 - track your net worth and make sure you’re making progress toward your financial goals.

Inside a recent episode

050 | We’re Back! | Cold Storage Bitcoin Hack | Trump Accounts?

Published 10 Aug 2026 · Transcript excerpt

[…] And this isn't the first time this has happened. It's the first time it's happened with cold card, but there's been all kinds of other hacks. And that is something that you need to evaluate as far as your investment thesis. If you are going to go into crypto, because if you're going to own it outside of like an ETF or, you know, some large institution, there's a real risk that you could just get hacked. and lose your Bitcoin, which is quite frankly terrifying. It's not like it lives in a bank in a safety deposit box or it lives in investments in a Vanguard or a Fidelity account where they have all of their assets that you're investing in within the brokerage house. […]

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

22 ratings

Spotify

5.0 / 5

3 ratings