Down To Finance

About Down To Finance

Down to Finance is your go-to podcast, breaking down the world of finance for adolescents into digestible, relatable, and engaging episodes. This podcast is tailored to millennials and Gen Z’ers of today's society. Whether you're just starting your financial journey like us, or are already hot under the spreadsheets, you can always improve your game. Hosted by Jake, each episode of "Down to Finance" combines real-life stories, expert interviews, and practical tips to empower you with your financial knowledge, literacy and to assist with the hard financial conundrums the youth are currently facing. From budgeting basics to investing insights, we'll explore a wide range of topics that impact your wallet, wisdom and wellbeing. Join us as we get Down to Finance. Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

Publisher

Down To Finance

Category

business · business · education

Language

en

Explicit

No

First episode

17 Sept 2023

Latest episode

24 Dec 2023

Latest episodes

8 episodes in the feed.

1. 

   24 Dec 2023

   Getting Down To Supers Potential Part 2

   First of all Merry Christmas and Happy New Year. In this part 2 of the superannuation Christmas special Expect to learn How to merge two super accounts How important is it to look at your super account fees 5 tips for middle to low-income earners to get the most out of their super Why are there specific super accounts for different work industries? How setting up the right superannuation account while you are young can make you millions! Hope you guys enjoy the holidays, same with the DTF crew, this will be the final episode for a couple of weeks while we go on break. But we will be back in the New Year so stay tuned on our socials as we still will be active throughout that period! Money In The NEWS - https://www.9news.com.au/motoring/nsw-number-1-vehicle-plate-heads-to-auction/8b4c5d75-2063-4347-9f11-2e343566b10f ( https://www.9news.com.au/motoring/nsw-number-1-vehicle-plate-heads-to-auction/8b4c5d75-2063-4347-9f11-2e343566b10f) Recommended Book - https://www.amazon.com.au/Diary-CEO-Laws-Business-Life/dp/1529146518/ref=asc_df_1529146518/?tag=googleshopdsk-22&linkCode=df0&hvadid=649997435719&hvpos=&hvnetw=g&hvrand=15145409299334230219&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9071903&hvtargid=pla-2196113048076&psc=1&mcid=6fe9e271cce93b45b28fa80901af1b7d (https://www.amazon.com.au/Diary-CEO-Laws-Business-Life/dp/1529146518/ref=asc_df_1529146518/?tag=googleshopdsk-22&linkCode=df0&hvadid=649997435719&hvpos=&hvnetw=g&hvrand=15145409299334230219&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9071903&hvtargid=pla-2196113048076&psc=1&mcid=6fe9e271cce93b45b28fa80901af1b7d) DTF Contact Info DTF Instagram - https://www.instagram.com/downtofinancepodcast/ (https://www.instagram.com/downtofinancepodcast/) DTF Email - Downtofinancepodcast@gmail.com Disclosure statement Please be aware that we are not financial advisors and the content presented in our show "Down to Finance" is intended for educational purposes only. Any information, insights or opinions that are shared on the show are not to be construed as financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions. Your financial situation and goals are unique, and professional guidance is essential in order to address your specific needs and circumstances Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

2. 

   10 Dec 2023

   Superannuation Unwrapped

   Superannuation Unwrapped // In this two-part series Expect to learn What even is super, is it a stock? Can you access your super before age 67 What super fund should I be with? What super fund should I be with depending on my work industry? Can I lose all my money in super? URL Money In The News - https://www.theguardian.com/business/2023/nov/08/half-of-australia-left-without-internet-or-phone-as-optus-crashes ( https://www.theguardian.com/business/2023/nov/08/half-of-australia-left-without-internet-or-phone-as-optus-crashes) Recommended Book - https://www.amazon.com.au/Diary-CEO-Laws-Business-Life/dp/1529146518/ref=asc_df_1529146518/?tag=googleshopdsk-22&linkCode=df0&hvadid=649997435719&hvpos=&hvnetw=g&hvrand=15145409299334230219&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9071903&hvtargid=pla-2196113048076&psc=1&mcid=6fe9e271cce93b45b28fa80901af1b7d (https://www.amazon.com.au/Diary-CEO-Laws-Business-Life/dp/1529146518/ref=asc_df_1529146518/?tag=googleshopdsk-22&linkCode=df0&hvadid=649997435719&hvpos=&hvnetw=g&hvrand=15145409299334230219&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9071903&hvtargid=pla-2196113048076&psc=1&mcid=6fe9e271cce93b45b28fa80901af1b7d) DTF Contact Info DTF Instagram - https://www.instagram.com/downtofinancepodcast/ (https://www.instagram.com/downtofinancepodcast/) DTF Email - Downtofinancepodcast@gmail.com Disclosure statement Please be aware that we are not financial advisors and the content presented in our show "Down to Finance" is intended for educational purposes only. Any information, insights or opinions that are shared on the show are not to be construed as financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions. Your financial situation and goals are unique, and professional guidance is essential in order to address your specific needs and circumstances Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

3. 

   26 Nov 2023

   DTF Discussions - Sam Panetta

   From dropping out of high school and pursing a career as a spray painter to now working as a financial broker and co-founder of his company Aureus Financial, Sam has worked with hundreds of clients to pursue their own lifestyle dreams and financial goals. Sam began his own investment journey at the ripe age of eighteen when he put his first deposit down on a home. Since then, Sam has studied economics, accounting, and property, and through his knowledge has accumulated a substantial investment portfolio incorporating real estate, managed funds and stakes in high-performing Australian businesses. Expect To Learn How can young people strike a balance between enjoying life in the present and planning for their financial future? Is your 20s fundamental in setting the foundations for future wealth? Or is it more a trial era of your life? What are some potential financial mistakes that young people should be aware of, and how they can avoid them? What Sam recommends for adolescents wanting to begin their investing journey but don't know exactly where to start? URL Sams Insta - https://www.instagram.com/sampanetta_/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA== (https://www.instagram.com/sampanetta_/?utm_source=ig_web_button_share_sheet&igshid=OGQ5ZDc2ODk2ZA==) Sams Website - https://www.aureusfinancial.com.au/ (https://www.aureusfinancial.com.au/) Sam podcast - https://open.spotify.com/show/6cg0FN46XdSwRkcqcY4Qsa?si=225759615c164d98 (https://open.spotify.com/show/6cg0FN46XdSwRkcqcY4Qsa?si=225759615c164d98) Sams Recommended book - https://www.amazon.com.au/Enjoy-Journey-Creating-Wealth-Living-ebook/dp/B0797DMZBD (https://www.amazon.com.au/Enjoy-Journey-Creating-Wealth-Living-ebook/dp/B0797DMZBD) // https://www.amazon.com.au/Principles-Life-Work-Ray-Dalio/dp/1501124021 (https://www.amazon.com.au/Principles-Life-Work-Ray-Dalio/dp/1501124021) DTF Contact Info DTF Instagram - https://www.instagram.com/downtofinancepodcast/ (https://www.instagram.com/downtofinancepodcast/) DTF Email - Downtofinancepodcast@gmail.com Disclosure statement Please be aware that we are not financial advisors and the content presented in our show "Down to Finance" is intended for educational purposes only. Any information, insights or opinions that are shared on the show are not to be construed as financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions. Your financial situation and goals are unique, and professional guidance is essential in order to address your specific needs and circumstances Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

4. 

   12 Nov 2023

   Getting Into Bed With Tax Part 2

   Following on from our Part 1 Tax Episode where we learned what tax is and why we pay it, we jump straight back under the covers to discuss how to lodge a tax return. Expect to learn: Our 5-step process when lodging a tax return Work-related deductions you could claim Why your income statement is so important Timing Segments How to lodge a tax return -1min 30sec How Jake and Callum lodged a tax return - 3min 30sec How the government knows how much tax you pay - 4min 04sec Tax rates under 18 years old - 9min 40sec The tax you pay as a minor who has left school or full-time worker - 11min 50sec Money in the news - 12min 33sec Deductions - 14 min 12 sec 5-step guide to lodging a tax return - 24 Min 30 sec Recommended book - 32 min 30 Sec URL ATO - https://my.gov.au/en/about/help/mygov-website/link-services-to-your-account/link-the-australian-taxation-office (https://my.gov.au/en/about/help/mygov-website/link-services-to-your-account/link-the-australian-taxation-office) Deductions you can claim - https://www.ato.gov.au/individuals/income-deductions-offsets-and-records/deductions-you-can-claim/ (https://www.ato.gov.au/individuals/income-deductions-offsets-and-records/deductions-you-can-claim/) Money in the news - https://www.accc.gov.au/consumers/petrol-and-fuel (https://www.accc.gov.au/consumers/petrol-and-fuel) Recommended book - https://www.aureusfinancial.com.au/enjoy-the-journey/ ( https://www.aureusfinancial.com.au/enjoy-the-journey/) Contact Info Email - Downtofinancepodcast@gmail.com Instagram - Downtofinancepodcast Disclosure statement Please be aware that we are not financial advisors and the content presented in our show "Down to Finance" is intended for educational purposes only. Any information, insights or opinions that are shared on the show are not to be construed as financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions. Your financial situation and goals are unique, and professional guidance is essential in order to address your specific needs and circumstances Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

5. 

   29 Oct 2023

   Getting Into Bed With Tax

   Upsetting the Taxman isn't a good thing. In this two-part series, we discuss how to stay off his radar by providing you with everything you need to know about tax. Expect to learn: What tax is and why a Tax File Number is so important? The domino effect? If I have two jobs do I pay more tax? Is it worth claiming the tax-free threshold? Timing segments What tax is all about - 3.40 What is a TFN - 9.13 Tax brackets- 10.45 Tax-free threshold - 13.20 Money in the news - 18.00 Different types of taxes - 20.30 Recommended book - 29.00 URL ATO - https://my.gov.au/en/about/help/mygov-website/link-services-to-your-account/link-the-australian-taxation-office (https://my.gov.au/en/about/help/mygov-website/link-services-to-your-account/link-the-australian-taxation-office) 2023 - 2024 tax brackets - https://www.industrysuper.com/understand-super/tax-and-super/tax-brackets/ (https://www.industrysuper.com/understand-super/tax-and-super/tax-brackets/) Money in the news - https://frontofficesports.com/saudi-arabia-reportedly-offers-1-1-billion-for-kylian-mbappe/ ( https://frontofficesports.com/saudi-arabia-reportedly-offers-1-1-billion-for-kylian-mbappe/) Recommended book - https://www.amazon.com/Cant-Hurt-Me-Master-Your/dp/1544512287 (https://www.amazon.com/Cant-Hurt-Me-Master-Your/dp/1544512287)// https://www.amazon.com.au/Enjoy-Journey-Creating-Wealth-Living-ebook/dp/B0797DMZBD (https://www.amazon.com.au/Enjoy-Journey-Creating-Wealth-Living-ebook/dp/B0797DMZBD) Contact Info Email - Downtofinancepodcast@gmail.com Instagram - Downtofinancepodcast Disclosure statement Please be aware that we are not financial advisors and the content presented in our show "Down to Finance" is intended for educational purposes only. Any information, insights or opinions that are shared on the show are not to be construed as financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions. Your financial situation and goals are unique, and professional guidance is essential in order to address your specific needs and circumstances Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

6. 

   15 Oct 2023

   DTF Discussions - The Financial Psychologist

   Jane Monica Jones is Australia's leading Financial Therapist and Trauma Informed Financial Wellbeing Specialist. She is a qualified professional in the study of the psychological and behavioural challenges with money and financial management practices. Jane is an inspiring and compassionate speaker who is the founder of the Financial Therapy (https://www.financialtherapy.org/) podcast, as well as the author of her book The Billionaire Buddha (https://www.amazon.com/gp/product/1719276722/ref=as_li_tl?ie=UTF8&tag=postcards0f-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=1719276722&linkId=7b9fbecf2e967a49b814909099becc31). What To Expect: How eating certain foods can increase your need to spend money Mental health around money Is there a point in saving while young? How your brain neurotransmitters affect your spending decisions Url Janes Insta - https://www.instagram.com/janemonicajones/ (https://www.instagram.com/janemonicajones/) Janes website - https://www.janemonicajones.com/resources ( https://www.janemonicajones.com/resources) Money smart - https://moneysmart.gov.au/ (https://moneysmart.gov.au/) Contact Info DTF Instagram - https://www.instagram.com/downtofinancepodcast/ ( https://www.instagram.com/downtofinancepodcast/) DTF Email - Downtofinancepodcast@gmail.com Disclosure statement Please be aware that we are not financial advisors and the content presented in our show "Down to Finance" is intended for educational purposes only. Any information, insights or opinions that are shared on the show are not to be construed as financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions. Your financial situation and goals are unique, and professional guidance is essential in order to address your specific needs and circumstances Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

7. 

   30 Sept 2023

   The Secrets Behind The Savings Playbook - "Second Base"

   First base can be daunting, however after listening to part one "The Savings Blueprint" we hope you have built up the courage to open a savings account and move on to today's episode, the Secrets Behind The Savings Playbook 'Second Base'. Expect to learn; How a savings plan can help you strike a balance between your savings goals and daily lifestyle by providing a structure What an emergency fund is, and how it can act as your sugar mommy/daddy! Tips and Tricks that will earn and save you some extra cash for your second date Hopefully from this episode, you feel comfortable moving on from second base! If that is the case we would really appreciate it if you rate our show on all streaming platforms as well as follow us on Instagram. Timing segments Savings structure - 3.24 Emergency fund - 15.05 Money in the news - 21.05 Tips and Tricks - 23.00 Recommended book - 35:50 Url Canstar "high-interest accounts" - https://www.canstar.com.au/savings-accounts/ (https://www.canstar.com.au/savings-accounts/) My 7-11 "fuel lock" - https://www.7eleven.com.au/my-7-eleven.html (https://www.7eleven.com.au/my-7-eleven.html) Mark vs. Elon - https://www.cnbc.com/2023/08/14/mark-zuckerberg-calls-off-elon-musk-cage-match.html#:~:text=Less%20than%20two%20months%20after,I%20offered%20a%20real%20date. ( https://www.cnbc.com/2023/08/14/mark-zuckerberg-calls-off-elon-musk-cage-match.html#:~:text=Less%20than%20two%20months%20after,I%20offered%20a%20real%20date.) Equity Mates 'Get Started Investing' book - https://equitymates.com/get-started-investing/ (https://equitymates.com/get-started-investing/) Spenditude - https://www.amazon.com.au/Spenditude-Life-changing-Attitude-Paul-Gordon/dp/0730372030 (https://www.amazon.com.au/Spenditude-Life-changing-Attitude-Paul-Gordon/dp/0730372030) Contact info Email - Downtofinancepodcast@gmail.com Instagram - downtofinancepodcast Disclosure statement Please be aware that we are not financial advisors and the content presented in our show "Down to Finance" is intended for educational purposes only. Any information, insights or opinions that are shared on the show are not to be construed as financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions. Your financial situation and goals are unique, and professional guidance is essential in order to address your specific needs and circumstances Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

8. 

   17 Sept 2023

   The Savings Blueprint - "First Base"

   After 6 months in the friend zone, it's time to finally get down to it and reveal our little secret. Callum and Jake are stoked to announce the release of our new Podcast 'Down To Finance'. In our first episode "The Savings Blueprint", you are introduced to Jake and Callum where we discuss: Why and how we became interested in finance as well as our current financial situation How we met and why we became partners How our parents had an influence on our ability to save as well as kickstart our investing journey Everyone starts from the beginning, however, how many people start in the right place? Whether you are working, studying or enjoying life, having a basic money foundation when it comes to savings is an important first step when addressing your finances. That is why this episode breaks down the foundations of savings and in doing so, compares the current interest rates the major banks have to offer as well as their terms and conditions. To contact DTF Instagram - downtofinancepodcast Email - downtofinancepodcast@gmail.com Timing segments 0 -15 minutes - Callum and Jake's back story 15-30 minutes- Building savings foundations 30 minutes - Money in the news brake 34 minutes - Book recommendation Url Links Current interest rates - https://www.finder.com.au/savings-accounts/high-interest-rates-accounts?futm_medium=cpc&futm_source=google&futm_campaign=1654081669~67488803230&futm_term=savings%20accounts%20finder~e~g&futm_content=~~Cj0KCQjw0vWnBhC6ARIsAJpJM6f9xnldT2HxEhQijYAhK84_80EHlAKZ2PQHaODZS9cFUmoClXU2hJ0aAmzWEALw_wcB~&gclid=Cj0KCQjw0vWnBhC6ARIsAJpJM6f9xnldT2HxEhQijYAhK84_80EHlAKZ2PQHaODZS9cFUmoClXU2hJ0aAmzWEALw_wcB (https://www.finder.com.au/savings-accounts/high-interest-rates-accounts?futm_medium=cpc&futm_source=google&futm_campaign=1654081669~67488803230&futm_term=savings%20accounts%20finder~e~g&futm_content=~~Cj0KCQjw0vWnBhC6ARIsAJpJM6f9xnldT2HxEhQijYAhK84_80EHlAKZ2PQHaODZS9cFUmoClXU2hJ0aAmzWEALw_wcB~&gclid=Cj0KCQjw0vWnBhC6ARIsAJpJM6f9xnldT2HxEhQijYAhK84_80EHlAKZ2PQHaODZS9cFUmoClXU2hJ0aAmzWEALw_wcB) ING Savings account - https://campaigns.ing.com.au/everyday-banking?cid=ps:goo:gadw:ing-oe-AmandaAI-Brand:e:ing&gad=1&gclid=Cj0KCQjw0vWnBhC6ARIsAJpJM6f9LG39_QBTP5qS5cBGpMno8am6lLovbQQOipAE7eSC7h5kJsWtyVQaAuOyEALw_wcB&gclsrc=aw.ds (Ing Savings account) Apple VR Headset - https://www.tomsguide.com/news/apple-vr-and-mixed-reality-headset-release-date-price-specs-and-leaks (https://www.tomsguide.com/news/apple-vr-and-mixed-reality-headset-release-date-price-specs-and-leaks) Barefoot Investor (recommended book) - https://www.barefootinvestor.com/ (https://www.barefootinvestor.com/) Disclosure statement Please be aware that we are not financial advisors and the content presented in our show "Down to Finance" is intended for educational purposes only. Any information, insights or opinions that are shared on the show are not to be construed as financial advice. We strongly recommend consulting with a qualified financial professional before making any financial decisions. Your financial situation and goals are unique, and professional guidance is essential in order to address your specific needs and circumstances. Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

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Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.