Dream Home Podcast

About Dream Home Podcast

Welcome to the Dream Home Podcast, where real estate meets strategy! Hosted by industry veteran John Nagle, this podcast dives deep into the world of homeownership, mortgage solutions, and real estate investment. Each episode features top Realtors, Builder Sales Counselors, and industry experts in home sales, staging, insurance, credit building, financial planning, tax strategies, and more. Whether you are a first-time homebuyer, a seasoned investor, or a real estate professional, you will find valuable insights, expert advice, and success stories to help you navigate your real estate journey.

Publisher

John Nagle

Category

business · business

Language

en

Explicit

No

First episode

9 Apr 2025

Latest episode

2 Oct 2026

Latest episodes

45 episodes in the feed.

1. 

   2 Oct 2026

   Episode 45: The Mortgage Loophole Banks Never Explain: Pay Your House Off in 10 Years, Not 30

   What if the money already flowing through your checking account could help reduce your mortgage balance and potentially cut years off your loan? In Episode 45 of the Dream Home Podcast, host John Nagle sits down with Dave Herbst, Vice President of AIO Finance at CMG Financial | CMG Home Loans, to explain the All In One Loan (AIO)—a mortgage strategy that combines home financing and everyday banking into one financial tool. Dave breaks down how the All In One Loan works, how positive cash flow can reduce mortgage principal, and why your interest rate isn’t the only factor that determines the true cost of a mortgage. 💰 HOW DOES THE ALL IN ONE LOAN WORK? The All In One Loan combines a first-lien line of credit with an integrated checking account. When income is deposited, available funds can automatically reduce the mortgage principal. As you spend money on everyday expenses, those funds remain accessible. Instead of letting extra cash sit idle, your money can temporarily work against your mortgage balance, potentially lowering the amount of interest charged over time. 🔑 IN THIS EPISODE, YOU’LL LEARN: ✅ What the All In One Loan is and how it works ✅ How your checking account can help reduce mortgage principal ✅ Why rate, principal balance, and time all impact mortgage costs ✅ How positive cash flow can accelerate mortgage payoff ✅ Why liquidity matters when making extra principal payments ✅ How the AIO differs from a traditional 30-year mortgage ✅ How its variable interest rate and SOFR index work ✅ Why this strategy is generally designed for cash-flow-positive borrowers ✅ How homeowners may build equity faster while keeping access to their money ✅ Why the All In One Loan may not be appropriate for everyone 📊 RATE VS. TIME One of the biggest takeaways from this episode is that mortgage cost isn’t determined by interest rate alone. Dave explains three important factors: ➡️ Interest Rate ➡️ Principal Balance ➡️ Time in Debt By focusing on reducing principal and the amount of time a balance is carried, homeowners may be able to significantly reduce long-term interest costs. 🎙️ ABOUT OUR GUEST Dave Herbst Vice President, AIO Finance CMG Financial | CMG Home Loans Learn more: https://www.allinoneloan.com/ (https://www.allinoneloan.com/) YouTube: https://www.youtube.com/@allinoneloan (https://www.youtube.com/@allinoneloan) Featured Video: https://youtu.be/SkNXvvY-4_g?si=Dj4DU-h6_VExrPBI (https://youtu.be/SkNXvvY-4_g?si=Dj4DU-h6_VExrPBI) 🎙️ ABOUT THE DREAM HOME PODCAST Join real estate and mortgage expert John Nagle as he dives into homeownership, real estate investing, mortgages, and financial freedom through conversations with industry professionals and inspiring success stories. https://www.youtube.com/@DreamHomePodcast (https://www.youtube.com/@DreamHomePodcast) 🏡 PRESENTED BY CMG HOME LOANS John Nagle | CMG Home Loans 📞 214.785.6010 https://www.cmghomeloans.com/mysite/John-Nagle (https://www.cmghomeloans.com/mysite/John-Nagle) 📲 CONNECT WITH JOHN Facebook: https://www.facebook.com/profile.php?id=100095491900431 (https://www.facebook.com/profile.php?id=100095491900431) LinkedIn: https://www.linkedin.com/in/johndnagle/ (https://www.linkedin.com/in/johndnagle/) Instagram: https://www.instagram.com/johnnagleteam/ (https://www.instagram.com/johnnagleteam/) Twitter: https://twitter.com/johnnagleteam (https://twitter.com/johnnagleteam) YouTube: https://www.youtube.com/@DreamHomePodcast (https://www.youtube.com/@DreamHomePodcast) https://www.youtube.com/@DreamHomeStrategist (https://www.youtube.com/@DreamHomeStrategist) https://www.youtube.com/@JohnNagleTeam (https://www.youtube.com/@JohnNagleTeam) 🏦 LICENSING INFORMATION Personal NMLS# 2137908 Corporate NMLS# 1820 Branch NMLS# 1699057 https://www.nmlsconsumeraccess.org/ (https://www.nmlsconsumeraccess.org/) Equal Housing Opportunity ⚠️ DISCLAIMER The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose. 🔎 HASHTAGS #AllInOneLoan #MortgagePayoff #PayOffMortgageEarly #MortgageStrategy #MortgageTips #HomeLoans #MortgageEducation #Homeownership #FinancialFreedom #MortgageInterest #HomeEquity #CashFlow #RealEstateInvesting #PersonalFinance #WealthBuilding #CMGHomeLoans #CMGFinancial #DaveHerbst #JohnNagle #DreamHomePodcast

2. 

   19 Jun 2026

   Episode 44: Why 97% of Your Money Problems Started Before Age 7 | Julie Murphy

   In this powerful episode of Dream Home Podcast, John Nagle welcomes Julie M. Murphy, Founder of JMC Wealth, CLU, ChFC, MBA, CFP®, and Chief Visionary Officer. Julie joins the show to talk about a big idea: many of our money habits, fears, and beliefs started when we were very young. Yes, before we could even spell “mortgage.” Together, John and Julie discuss how childhood experiences can shape the way we think about money, wealth, success, and financial freedom. This episode is perfect for anyone who wants to better understand their money mindset, make smarter financial choices, and build a stronger future. Whether you are buying your first home, growing your wealth, planning for retirement, or helping clients as a real estate professional, this conversation will help you look at money in a whole new way. ✨ Connect with our Guest at: https://jmcwealth.com/ (https://jmcwealth.com/) https://juliemurphy.com/ (https://juliemurphy.com/) 📧 Guest Email: JMC Wealth Inquiries: info@jmcwealth.com JulieMurphy.com Inquiries: julie@juliemurphy.com 🌐 Guest Websites and Resources: JMC Wealth: https://jmcwealth.com/ (https://jmcwealth.com/) Julie Murphy: https://juliemurphy.com/ (https://juliemurphy.com/) Impact Course: https://www.impactyourlifenow.com/offers/Po2K89W4/checkout (https://www.impactyourlifenow.com/offers/Po2K89W4/checkout) Free Impact Workshop: https://www.impactyourlifenow.com/impact-workshop-registration-evergreen-newsletter (https://www.impactyourlifenow.com/impact-workshop-registration-evergreen-newsletter) Free Worksheets: https://www.impactyourlifenow.com/Free-Downloads (https://www.impactyourlifenow.com/Free-Downloads) Books: https://juliemurphy.com/store (https://juliemurphy.com/store) 📲 Guest Social Media: Instagram: https://www.instagram.com/awakenwithjulie/ (https://www.instagram.com/awakenwithjulie/) Facebook: https://www.facebook.com/AwakenWithJulie/ (https://www.facebook.com/AwakenWithJulie/) YouTube: https://www.youtube.com/@JulieMurphy (https://www.youtube.com/@JulieMurphy) TikTok: https://www.tiktok.com/@awakenwithjulie?lang=en (https://www.tiktok.com/@awakenwithjulie?lang=en) LinkedIn: https://www.linkedin.com/in/juliemariemurphy/ (https://www.linkedin.com/in/juliemariemurphy/) Company Name: CMG Home Loans Host: John Nagle Podcast Name: Dream Home Podcast Podcast Description: Join real estate and mortgage expert John Nagle as he dives into the world of homeownership, investments, and financial freedom. Featuring industry professionals, success stories, and everything in between. Podcast URL: https://www.youtube.com/@DreamHomePodcast (https://www.youtube.com/@DreamHomePodcast) Sponsor Name: CMG Home Loans Sponsor URL: https://www.cmghomeloans.com/mysite/John-Nagle (https://www.cmghomeloans.com/mysite/John-Nagle) NMLS Numbers: Personal NMLS# 2137908 Corporate NMLS# 1820 Branch NMLS# 1699057 Licensing Information: https://www.nmlsconsumeraccess.org/ (https://www.nmlsconsumeraccess.org/) Equal Housing Opportunity Contact Number: 214.785.6010 Social Media Links: Facebook: https://www.facebook.com/profile.php?id=100095491900431 (https://www.facebook.com/profile.php?id=100095491900431) LinkedIn: https://www.linkedin.com/in/johndnagle/ (https://www.linkedin.com/in/johndnagle/) Instagram: https://www.instagram.com/johnnagleteam/ (https://www.instagram.com/johnnagleteam/) Twitter: https://twitter.com/johnnagleteam (https://twitter.com/johnnagleteam) YouTube Links: https://www.youtube.com/@DreamHomePodcast (https://www.youtube.com/@DreamHomePodcast) https://www.youtube.com/@DreamHomeStrategist (https://www.youtube.com/@DreamHomeStrategist) https://www.youtube.com/@JohnNagleTeam (https://www.youtube.com/@JohnNagleTeam) Hashtags: #DreamHomePodcast #JohnNagle #JulieMurphy #JMCWealth #MoneyMindset #FinancialFreedom #WealthBuilding #HomeOwnership #FirstTimeHomeBuyer #RealEstateInvesting #MortgageTips #RealEstateEducation #MortgageAdvisor #HomeLoanHelp #BuyingAHome #HomeFinancing Disclaimer: The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

3. 

   12 Jun 2026

   Episode 43: How Michelle Rushing Built a Top 1% Real Estate Business on Trust, Not Hype

   In this episode of Dream Home Podcast, host John Nagle welcomes Michelle Rushing, Broker, Team Lead, CSC, Referral Channel Certified℠, and Luxury Collection Specialist with The Michelle Rushing Group, Berkshire Hathaway HomeServices Starck Real Estate. Michelle shares how she built a Top 1% real estate business by focusing on trust, service, relationships, and doing the right thing for her clients. No hype. No gimmicks. Just real work, real care, and real results. This episode is perfect for homebuyers, sellers, real estate agents, and anyone who wants to understand what it takes to build a strong real estate business that lasts. Michelle’s story is a great reminder that in real estate, people remember how you treat them. Fancy signs are nice, but trust pays the bills. 😉 Connect with our Guest at: Website: https://michellerushinggroup.starckre.com/ (https://michellerushinggroup.starckre.com/) Facebook: https://www.facebook.com/MichelleRushingGroup/ (https://www.facebook.com/MichelleRushingGroup/) Instagram: https://www.instagram.com/MichelleRushingGroup/ (https://www.instagram.com/MichelleRushingGroup/) Instagram: https://www.instagram.com/michellerushingrealtor/ (https://www.instagram.com/michellerushingrealtor/) Phone: (847) 414-3882 Email: Mrushing@starckre.com 📌 Episode Information Company Name: CMG Home Loans Host: John Nagle Podcast Name: Dream Home Podcast Podcast Description: Join real estate and mortgage expert John Nagle as he dives into the world of homeownership, investments, and financial freedom. Featuring industry professionals, success stories, and everything in between. Podcast URL: https://www.youtube.com/@DreamHomePodcast (https://www.youtube.com/@DreamHomePodcast) Sponsor Name: CMG Home Loans Sponsor URL: https://www.cmghomeloans.com/mysite/John-Nagle (https://www.cmghomeloans.com/mysite/John-Nagle) Company Website: https://www.dreamhomepodcast.com (https://www.dreamhomepodcast.com) NMLS Numbers: Personal NMLS# 2137908 Corporate NMLS# 1820 Branch NMLS# 1699057 Licensing Information: https://www.nmlsconsumeraccess.org/ (https://www.nmlsconsumeraccess.org/) Equal Housing Opportunity Address: 2591 Dallas Parkway, Suite 505, Frisco, TX 75034 Contact Number: 214.785.6010 Contact Email: jnagle@johnnagleteam.com Social Media Links: Facebook: https://www.facebook.com/profile.php?id=100095491900431 (https://www.facebook.com/profile.php?id=100095491900431) LinkedIn: https://www.linkedin.com/in/johndnagle/ (https://www.linkedin.com/in/johndnagle/) Instagram: https://www.instagram.com/johnnagleteam/ (https://www.instagram.com/johnnagleteam/) Twitter: https://twitter.com/johnnagleteam (https://twitter.com/johnnagleteam) YouTube Link: https://www.youtube.com/@DreamHomePodcast (https://www.youtube.com/@DreamHomePodcast) https://www.youtube.com/@DreamHomeStrategist (https://www.youtube.com/@DreamHomeStrategist) https://www.youtube.com/@JohnNagleTeam (https://www.youtube.com/@JohnNagleTeam) Hashtags: #DreamHomePodcast #JohnNagle #MichelleRushing #MichelleRushingGroup #BerkshireHathawayHomeServices #StarckRealEstate #HomeOwnership #RealEstateTips #MortgageTips #BuyingAHome #SellingAHome #RealEstateEducation #FirstTimeHomeBuyer #LuxuryRealEstate #RealEstateAgent #HomeLoanHelp #MortgageAdvisor #CMGHomeLoans Disclaimer: The information is intended to be viewed for informational purposes only. The content contained herein is not guaranteed or endorsed by the company, or any company mentioned, nor is this content meant to be an offer of credit. The information contained in this video may not be wholly or at all applicable to every situation or jurisdiction. You are strongly encouraged to consult your professional mortgage advisor before acting upon any information in this video. The information provided is for use as a training tool only. The information is not intended, nor should it be relied upon for any other purpose.

Who has been a guest on Dream Home Podcast

Names identified in recent episode analyses. Showing up to five guests.

• Shoba Jagernauth
• Christine Beckwith
• James Keoughan
• Ivy Stanton
• Artemisa Boston

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

14,797

Score snapshot 15 Sept 2025

Podcast Authority Score: 45 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

43

Social presence

90

YouTube

72

Engagement

0

Contact Dream Home Podcast

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

Questions about Dream Home Podcast