About Emma in Switzerland – Understanding Swiss Pensions
With the podcast Emma in Switzerland – Understanding Swiss Pensions, Profond imparts pension knowledge in a new way. In five entertaining episodes, Emma talks to pension fund expert Laura and learns how pension provision in Switzerland works.
The content was developed by experts, and the audio was generated with the support of AI. This provides expats and others interested in the topic with straightforward, user-friendly access to a complex subject.
Protecting Your Loved Ones – How Swiss Pensions Provide Security Beyond Retirement
In this episode, Emma and Laura explain how the Swiss occupational pension protects your loved ones in the event of your death or disability.
You’ll learn how survivor benefits work, why registering a life partner is important, how beneficiary designation rules apply, and what a pension with capital protection means.
This episode is a clear and practical guide for expats who want to ensure financial security for their families. However, please keep in mind that we can only give you general information about the Swiss pension system. We strongly recommend consulting a professional advisor to clarify your personal situation.
Topics Covered:
Protection function of the Swiss second pillar
Benefits in case of death before and after retirement
Survivor pensions and lump-sum death benefits
Disability benefits and waiting periods
Registration of life partners
Beneficiary designation rules (Begünstigtenordnung)
Pension with capital protection
Why expats should review their family protection setup
Official Sources:
https//www.profond.ch/en (https//www.profond.ch/en)
www.profond.ch/en/expats (http://www.profond.ch/en/expats)
The content was developed by experts, and the audio was generated with the support of AI. This provides expats and others interested in the topic with straightforward, user-friendly access to a complex subject.
2 Jul 2026
Leaving Switzerland – What Happens to Your Pension Assets?
In this episode, Emily and Laura explain what happens to your Swiss pension assets when you leave the country.
You’ll learn how AHV entitlements work after you leave the country, how second pillar payouts differ between EU/EFTA and non-EU/EFTA countries, what happens to Pillar 3a, and why it’s essential to clarify your taxes early.
It’s a practical guide for expats planning their next international move.
Topics Covered:
AHV entitlements after departure
Second pillar payout rules
EU/EFTA vs. non-EU/EFTA relocation
Pillar 3a withdrawal
Swiss withholding tax at payout
Importance of early tax clarification
Official Sources:
https://www.profond.ch/en/private-individuals/information-expats (https://www.profond.ch/en/private-individuals/information-expats)
https://www.sfbvg.ch/en (https://www.sfbvg.ch/en)
The content was developed by experts, and the audio was generated with the support of AI. This provides expats and others interested in the topic with straightforward, user-friendly access to a complex subject.
18 Jun 2026
How to read your Profond Pension Certificate
The Swiss pension certificate can be overwhelming – especially for expats.
In this episode, Emma and Laura break down the pension certificate step by step and teach you how to read it with confidence.
Topics covered:
Insured salary and contributions
Retirement assets and projections
Death and disability benefits
Key planning information
Official source:
https://www.profond.ch/en/pension-certificate-profondconnect (https://www.profond.ch/en/pension-certificate-profondconnect)
The content was developed by experts, and the audio was generated with the support of AI. This provides expats and others interested in the topic with straightforward, user-friendly access to a complex subject.
4 Jun 2026
The Second Pillar Explained – How Your Occupational Pension Really Works
In this episode, Emma and Laura explain how the Swiss second pillar works – from contributions and investments to interest and retirement benefits.
Designed especially for expats, this episode helps you understand how your occupational pension is built, how it grows over time, and what role it plays in your financial future.
Topics Covered:
Purpose of the Swiss second pillar
Employee and employer contributions
Risk, savings and administrative contributions
How pension assets are invested
Why interest rates matter
How pensions are calculated at retirement
Pension fund choice and employee influence
Official Sources:
https://www.profond.ch/en (https://www.profond.ch/en)
https://www.fedlex.admin.ch/en/home (https://www.fedlex.admin.ch/en/home)
The content was developed by experts, and the audio was generated with the support of AI. This provides expats and others interested in the topic with straightforward, user-friendly access to a complex subject.
19 May 2026
The Three Pillars – How Switzerland Builds Your Financial Future
In this first episode, Emma and Laura explain Switzerland’s three‑pillar pension system in clear, practical terms. It’s perfect for expats who want to understand how retirement planning works in Switzerland.
Topics Covered:
Explanation of all three pillars
How they work together
Mandatory participation rules
Why it matters for expats
Official Sources:
https://www.profond.ch/en/start (https://www.profond.ch/en/start)
https://www.fedlex.admin.ch/eli/cc/1983/797_797_797/de (https://www.fedlex.admin.ch/eli/cc/1983/797_797_797/de) (only in German, French & Italian)
https://www.youtube.com/watch?v=ARUKH4CLaBk (https://www.youtube.com/watch?v=ARUKH4CLaBk)
The content was developed by experts, and the audio was generated with the support of AI. This provides expats and others interested in the topic with straightforward, user-friendly access to a complex subject.
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Spotify
5.0 / 5
2 ratings
Contact Emma in Switzerland – Understanding Swiss Pensions
Guest appearances
Does not typically book guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
Host of Emma in Switzerland – Understanding Swiss Pensions?
Claim your podcast to manage its listing and keep your show details accurate.
Pod Engine is an independent podcast discovery and analytics service and is not affiliated with or endorsed by this podcast. Artwork and show content belong to their owners. Full legal notice.
Explore this show Podcast research with Pod Engine
