About Ep.0 | Podcast Trailer: The Need for Better Financial Clarity in eCommerce
Hosted by Stephen Brown, COO of LedgerGurus and co-owner of DTC brand Sole Toscana, this podcast is your go-to resource for mastering the financial side of ecommerce.
Stephen and his team have worked with hundreds of brands through LedgerGurus which specializes in ecommerce accounting. Add to that his hands-on experience with Sole Toscana, gives him unique insights into the challenges and opportunities ecommerce businesses face.
On The eCommerce Finance Podcast, we dive deep into the financial side of ecommerce. Any topic is open for discussion as everything you do in business has a financial impact. Be prepared to go deep with experts and brand leaders on a variety of topics with an understanding of their financial impacts.
Join us as we bring you practical tips, expert insights, and real-world strategies to help you thrive with ecommerce.
Tune in and transform your ecommerce business today!
E38: Accounts Payable Fraud: How Ecommerce Businesses Lose Six Figures to Fake Invoices
Stop accounts payable fraud before it hits your bottom line. Learn how to protect your ecommerce business from risky overseas inventory payments.
In this episode of the ecommerce finance podcast, Stephen Brown and Rachel Wright break down the mechanics of accounts payable fraud. We examine real-world scenarios where businesses lose capital to sophisticated scams and discuss the exact internal controls needed to secure your outgoing payments.
This discussion is essential for finance teams and ecommerce owners looking to strengthen their payment security. By identifying common red flags in international vendor transactions, you will gain actionable strategies for preventing business fraud and safeguarding your inventory budget against unauthorized outflows.
Today’s Key Takeaways:
Why Ecommerce Businesses Are the Highest-Value Target for Accounts Payable Fraud
The $60,000 Fake Invoice With a Real Company Name and EIN
How Business Email Compromise Lets Hackers Spoof Your Vendor and Your CEO
Separation of Duties in Accounts Payable
When to Add Multiple Approvers to Your Bill Payment Process
Vendor Management Permissions
Lookalike Domain Tricks: .co vs .com and rn vs m
Why International Wire Fraud Is Almost Impossible to Recover From
How AI Voice Cloning and Better Grammar Are Erasing Fraud Warning Signs
The 30-Second Review That Prevents Most Payment Fraud
Chapters:
00:00 Understanding Accounts Payable Fraud
01:52 Real-Life Horror Stories of Fraud
05:21 Psychological Tactics Used by Fraudsters
09:49 Preventative Measures: Separation of Duties
14:13 The Importance of Vendor Management
19:00 Identifying Red Flags in Communication
22:54 The Future of Fraud: AI and Voice Spoofing
Guest Info:
Rachel Wright, accounts payable and senior accounting specialist at LedgerGurus. Rachel works directly with ecommerce clients on AP processing, vendor management, and payment controls, and has personally caught multiple fraudulent invoices before they were paid.
--
LedgerGurus handles accounts payable for ecommerce businesses, including vendor verification and the approval controls covered in this episode. More at ledgergurus.com. (https://ledgergurus.com/contact-us/)
22 Jul 2026
E37: Ecommerce Fintech Risks: What Happens When Your Payment App Goes Bankrupt?
Fintech touches nearly every part of an ecommerce operation, from buy now pay later at checkout to bill pay on the back end, and most brands evaluate these tools on features and price alone. Understanding ecommerce fintech risks matters far more than comparing feature lists, and the collapse of Parker made that clear. The ecommerce credit card startup filed Chapter 7 with almost no warning to customers, leaving merchants scrambling to figure out what they owed and to whom.
Stephen Brown and Stacy Walker break down a four-part framework for evaluating any fintech vendor: vendor risk, financial risk, operational risk, and strategic risk. The conversation covers why most fintechs are venture-backed and unprofitable, how they sit on top of partner banks like Thread Bank, and what a Silicon Valley Bank style failure could mean if it hit the fintech layer instead of traditional banking.
Key Takeaways
What Happens to Your Money When a Fintech Company Goes Out of Business
The Four Risk Categories Every Ecommerce Brand Should Evaluate Before Choosing a Fintech App
Why Free Bill Pay Is Just a Price Increase Waiting to Happen
How to Vet Whether a Fintech Startup Will Still Exist in Three Years
Why Percentage of Sale Pricing Punishes You for Growing
What FDIC Protection Actually Covers and How Long It Takes to Get Your Money Back
The Case for Keeping One Account at a Too Big to Fail Bank
Why Fintech Accounting Integrations Wreck Your Books
Who Is Actually Responsible for PCI Compliance in Your Payment Stack
The One Question That Matters Most When Evaluating a Fintech Vendor
Chapters:
00:00 Understanding FinTech and Its Risks
02:53 Vendor Risks in FinTech
09:33 Financial Risks and Fee Structures
16:01 Operational Risks in FinTech Applications
19:56 Strategic Risks and Compliance
23:27 The Future of FinTech and AI
26:00 Key Questions for Evaluating FinTech Vendors
Guest Info:
Stacy Walker is the Director of Growth at LedgerGurus, where she leads the sales and growth strategy for one of the ecommerce industry’s most specialized accounting firms. With a background that spans business development, sales, and marketing, Stacy brings a front-line perspective on what ecommerce brands are actually dealing with, having spent years talking directly with seven and eight-figure sellers navigating everything from scaling challenges to profitability gaps.
Stacy Walker on LinkedIn (https://www.linkedin.com/in/stacy-walker-a88949193/)
--
Building your own tools versus sticking with SaaS is a tough call, and this episode gives you a framework to decide with confidence. If you need help with ecommerce accounting, LedgerGurus can help. (https://ledgergurus.com/ecommerce-accounting-services/?utm_source=youtube&utm_medium=podcast&utm_campaign=e36)
8 Jul 2026
Build or Buy: Is It Cheaper to Vibe Code with AI or Use SaaS?
Stop overpaying for rigid software. Learn how to build AI internal tools for your ecommerce business to save money and increase efficiency.
Stephen Brown and Stacy Walker from Ledger Gurus join The Ecommerce Finance Podcast to break down why expensive, off-the-shelf software is often the wrong choice for growing brands. Instead of relying on limited platforms that force you to adapt your workflow, they explain how custom AI internal tools can provide the exact functionality your team needs to scale.
This conversation focuses on the hidden costs associated with choosing the wrong ecommerce software solutions. You will learn how to evaluate when it makes sense to build versus buy, and how simple AI integrations can solve specific accounting or operational bottlenecks without the massive expense of enterprise-level subscriptions.
Subscribe for weekly ecommerce finance breakdowns, and comment below if you want to see a walkthrough of specific AI tools for your accounting stack.
Key Takeaways:
Is It Cheaper to Build Software or Buy SaaS?
The Hidden Maintenance Costs of Custom Software
What Is the Builder Conundrum and Why It Matters
Security Risks Every Vibe Coder Ignores
Compliance Rules That Can Trigger a Lawsuit
When Building Your Own Software Actually Makes Sense
The Build vs. Buy Decision Framework
How Critical Software Failures Impact Your Business
Why AI-Native Vendors Are the Next Generation of Software
Chapters:
00:00 The Rise of AI and Vibe Coding
02:38 The Hidden Costs of Building Software
05:12 The Builder Conundrum
08:03 Security and Compliance Considerations
11:06 When to Build vs. Buy Software
13:43 The Pros and Cons of Vibe Coding
16:17 The Future of Software Development
19:20 Final Thoughts on Building Software
Guest Info:
Stacy Walker is the Director of Growth at LedgerGurus, where she leads the sales and growth strategy for one of the ecommerce industry’s most specialized accounting firms. With a background that spans business development, sales, and marketing, Stacy brings a front-line perspective on what ecommerce brands are actually dealing with, having spent years talking directly with seven and eight-figure sellers navigating everything from scaling challenges to profitability gaps.
Stacy Walker on LinkedIn (https://www.linkedin.com/in/stacy-walker-a88949193/)
--
Building your own tools versus sticking with SaaS is a tough call, and this episode gives you a framework to decide with confidence. If you need help with ecommerce accounting, LedgerGurus can help. (https://ledgergurus.com/ecommerce-accounting-services/?utm_source=youtube&utm_medium=podcast&utm_campaign=e36)
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Apple Podcasts (US)
5.0 / 5
5 ratings
Spotify
5.0 / 5
5 ratings
Contact Ep.0 | Podcast Trailer: The Need for Better Financial Clarity in eCommerce
Guest appearances
Books guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
Host of Ep.0 | Podcast Trailer: The Need for Better Financial Clarity in eCommerce?
Claim your podcast to manage its listing and keep your show details accurate.
Pod Engine is an independent podcast discovery and analytics service and is not affiliated with or endorsed by this podcast. Artwork and show content belong to their owners. Full legal notice.
Explore this show Podcast research with Pod Engine