Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

About Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money? She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next. Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending. You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure. Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence. Because doing well on paper should feel good in real life, too. Previously known as Everyone’s Talkin’ Money.

Publisher

Shari Rash | Financial Advisor for Women & Founder of GWA Wealth

Category

business · education

Language

en

Explicit

No

First episode

25 Mar 2016

Latest episode

14 Oct 2026

Latest episodes

395 of 1,451 episodes have a transcript.

1. 

   14 Oct 2026TRANSCRIPT

   What Insurance Do I Actually Need If I’m Single?

   If you’re single, your insurance needs look different than someone whose household has two incomes. And if you’re the only person bringing in a paycheck, protecting that income may matter a whole lot more than you realize. In this episode of She’s Talkin’ Money, I’m walking through the insurance benefits you probably selected during open enrollment years ago — and helping you figure out what you actually have, what you may need more of, and what you might be paying for without really understanding why. We start with disability insurance, because for many single women, their ability to earn an income for the next 20 or 30 years may be one of their biggest financial assets. I’ll explain how short-term and long-term disability coverage works, what percentage of your income may actually be replaced, why benefit caps matter for higher earners, and why the definition of “disabled” inside your policy can completely change whether you receive benefits. We’ll also get into how to read the insurance deductions on your paycheck, when employer-provided coverage may not be enough, why relying entirely on insurance tied to your job can create problems if you leave or start a business, and whether a single woman actually needs life insurance. I’ll also explain when life insurance does make sense even if you don’t have children, why supplemental life, accident, critical illness, and other add-on policies deserve a second look, and why your beneficiary designations may matter more than what your will says. If open enrollment is coming up, don’t automatically click “same as last year.” Take a few minutes to understand what you’re actually paying for — and whether the coverage would really protect you if your paycheck suddenly stopped. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @shestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices

2. 

   6 Oct 2026TRANSCRIPT

   Is Saving $1 million Enough to Retire?

   Host Anna Balaban breaks down the crucial factors determining if $1 million is sufficient for retirement, considering age, spending, investments, and other income sources.

3. 

   29 Sept 2026TRANSCRIPT

   Should I Pay Off My Mortgage or Invest?

   Host Shari Rash, founder of GWA Wealth, guides listeners through deciding whether to pay off a mortgage or invest, revealing how mortgage rates and liquidity impact this crucial financial choice.

Inside a recent episode

What Insurance Do I Actually Need If I’m Single?

Published 14 Oct 2026 · Transcript excerpt

[…] And then we have ADND, or accidental death and dismemberment. This pays only if you die or are seriously injured in an accident. So this is not for an illness, this is an accident. and it's often bundled in with your free life insurance. Then we have short-term disability. This replaces part of your paycheck if you can't work for a shorter stretch, usually a few weeks to a few months. Short-term disability also kicks in during maternity leave. Then we have long-term disability. This replaces part of your paycheck if you're out longer. It usually starts after the short-term runs out, and long-term disability can pay for years. […]

Who has been a guest on Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

Names identified in recent episode analyses. Showing up to five guests.

• Stephanie Seferian
• Michelle Taylor
• Shana
• Vanessa

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

77,116

Score snapshot 15 Sept 2025

Apple Podcasts (US)

4.2 / 5

640 ratings

Podcast Authority Score: 93 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

99

Social presence

94

YouTube

72

Engagement

97

Contact Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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Questions about Everyone's Talkin' Money | Personal Finance Tips To Stress Less and Live More