Welcome to 'Everywhere We Belong', a podcast from Belong, a finance technology company from Bangalore, India. We cover topics relevant to NRIs and global Indians everywhere.
From ₹1.5 Crore Debt to ₹12 Crore Portfolio | NRI Investment Strategy
"I took a leap too high and had no protection. That property taught me everything about risk."
Meet Dr. Atul Sawant, a radiologist who had ₹1.5 crore in debt while investing in India. He now makes over 6% yields in Dubai. Here's how he did it.
In this episode, he breaks down:
How he recovered from ₹1.5 crore debt in India
The 70-20-10 portfolio allocation that creates millionaires
The escrow account protection that makes Dubai investing safer
Currency & country diversification that saved his portfolio
The one mistake NRIs keep making with Indian property
Chapters
00:00 - Intro
01:48 - Personal Journey
02:15 - Move to Abu Dabhi
03:28 - Investing Journey
05:11 - Portfolio Allocation
07:02 - Real Estate Investment Journey
10:34 - India vs Dubai Real Estate
14:15 - Dubai Real Estate amid Current Geopolitical Issues
15:35 - How Dubai Protects Investor Capital
16:40 - Myth vs Fact: Dubai EMIs
18:15 - Impact of another Financial Crisis on Dubai Real Estate
20:20 - Advice for NRIs Planning to Invest in India
About Belong
Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.
Explore Belong:
Website: https://getbelong.com (https://getbelong.com)
App: https://app.getbelong.com/LywZ/YT (https://app.getbelong.com/LywZ/YT)
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Join our WhatsApp community: https://community.getbelong.com/ (https://community.getbelong.com/)
15 Apr 2026TRANSCRIPT
5 NRI Mistakes Ruining Your Indian Savings (FIX NOW)
Are you unknowingly losing money than you should, just because nobody told you the rules?
In this video, we break down the 5 most common financial traps that quietly drain NRI wealth every single year. No scams, no bad investments — just rules that work differently than most people think.
If you're an NRI with money parked in India, this one is worth watching till the end.
Chapters:
0:00 - ₹9 Lakh Lost Without Doing Anything Wrong
0:51 - Trap 1
2:12 - Trap 2
3:31 - Trap 3
5:06 - Trap 4
7:01 - Trap 5
9:03 - Do These 3 Things This Week
About Belong
Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.
Explore Belong:
Website: https://getbelong.com
App: https://app.getbelong.com/LywZ/YT
Instagram: https://www.instagram.com/getbelong
LinkedIn: https://www.linkedin.com/company/getbelong
X: https://x.com/GetBelong
Join our WhatsApp community: https://community.getbelong.com/
9 Apr 2026TRANSCRIPT
Lived Abroad for 19 Years… Now Financially Free in India (The Reality)
Is the "Return to India" dream actually sustainable, or is it just a romanticized escape?
In this episode of NRI Wealth Stories, Aditi sits down with Bhasker Jaiswal, who spent nearly two decades building a life and career abroad before making the ultimate move back home.
His story is a blueprint for anyone caught between two worlds, trying to build lasting wealth while staying true to their roots.
Chapters
0:00 - 1% More Capital vs 1% More Return
1:23 - Bhasker Jaiswal Career Journey
2:15 - Why He Moved Abroad?
3:46 - ₹50 Lakh Gone in 2 Months in India
5:10 - Financial Challenges After Coming Back to India
8:46 - How Much Money Do You Need Before Coming Back to India
9:03 - Inside His $1.5M Portfolio
11:11- How Currency Ate His Returns
13:29 - Why He Never Picks Stocks
14:08 - Hardik Pandya's Financial Lesson
15:04 - The Biggest NRI Misconception
17:11 - Why Nobody Ever Has "Enough"
18:00 - What Does Rich Actually Mean?
About Belong
Belong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.
Explore Belong:
Website: https://getbelong.com
App: https://app.getbelong.com/LywZ/YT
Instagram: https://www.instagram.com/getbelong
LinkedIn: https://www.linkedin.com/company/getbelong
X: https://x.com/GetBelong
Join our WhatsApp community: https://community.getbelong.com/
Inside a recent episode
From ₹1.5 Crore Debt to ₹12 Crore Portfolio | NRI Investment Strategy
Published 20 Apr 2026 · Transcript excerpt
[…] My aim is to create a portfolio. I am not looking after quick returns. because what I feel that we can only quickly we can only lose money I have never seen somebody get rich very quickly but I have seen so many people get broke very quickly so I think this layer wise approach and having a currency and country diversification is very important but that knowledge comes only with time the earlier you get the better for me it came when I was around 35 Can you walk us through your real estate investing journey or one second what can you do before that you can tell me your portfolio allocation. How is your entire amount is allocated in a percentage wise? […]
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