Fiduciary Alchemy was born from a hard truth: you often do not see the cracks in your plans until life forces you to. For host Craig Andrews, that moment came after waking up from a six-week coma. On this show, Craig welcomes wealth managers, tax strategists, and estate planners who help families prepare for a long, prosperous life while also protecting the people they love if life takes an unexpected turn. Listen in to build a plan that honors your family through all of life’s twists and turns.
The Live Oak Lesson - Human Connection in the Age of AI with Craig Andrews
A centuries-old live oak twists, turns, and grows into something impossible to duplicate. Plant one under controlled conditions and it may grow straight—but it loses the irregular beauty that makes the original unforgettable. Craig Andrews sees the same tension in the rush to replace human work with AI.
Craig is an AI power user, yet he draws a firm line around writing, storyboarding, and finding the story. AI can reproduce familiar patterns at astonishing speed, but when every company uses those same patterns, the result is marketing that sounds like everyone else. Worse, teams that surrender the work risk weakening the very storytelling skills that help them stand out.
The cost becomes sharper when a customer needs real help. Craig recounts trying to resolve a FedEx problem after packages addressed to his home were repeatedly delivered 3.4 miles away. The automated support flow could not solve the problem or connect him with the human judgment the situation required. Sales faces the same limit: people buy from people, and trust cannot simply be automated.
The lesson is not to reject AI. It is to use AI as augmentation rather than replacement. Let it support customer service, sales, and marketing—but keep humans responsible for the writing, the story, and the moments where connection matters most.
Learn more about Craig and allies4me at https://allies4me.com/ (https://allies4me.com/).
Apply to be a guest on Fiduciary Alchemy at https://fiduciaryalchemy.com/podcast/apply/ (https://fiduciaryalchemy.com/podcast/apply/).
Learn more about Fiduciary Alchemy at https://fiduciaryalchemy.com/ (https://fiduciaryalchemy.com/).
30 Sept 2026
Create a World Your Family Wants to Join with Charlie Carr
A family meeting can look responsible on paper and still fail in the room. If the conversation is only about trusts, investments, estate plans, and how the money should be used, the people who most need to care may quietly check out. Charlie Carr, Founder of Big Canyon Advisors, joins Craig Andrews to talk about why lasting legacy work has to reach beyond the balance sheet.
Charlie argues that the strongest family meetings are built around education, purpose, story, values, and family unity. The financial update belongs there, but it should not dominate the agenda. The better question is whether the next generation is being invited into a world they actually want to join, because adult children cannot be ordered into legacy the way young children can be ordered to take out the trash.
Craig and Charlie also get into the power of family stories, including the mistakes and failures that often get buried. Charlie explains why those stories shape culture, prepare successors, and give families language they can use long before crisis arrives. His rule is simple: policy before need. Create the governance, communication habits, and family meeting rhythm before a person or conflict makes the policy feel personal.
You can reach Charlie by email at charlie@bigcanyonadvisors.com.
Want to learn more about Charlie Carr's work? Visit Big Canyon Advisors at http://www.bigcanyonadvisors.com (http://www.bigcanyonadvisors.com/).
Connect with Charlie on LinkedIn at https://www.linkedin.com/in/carrcharlie/ (https://www.linkedin.com/in/carrcharlie/).
Think you'd be a great guest on the show? Apply at https://fiduciaryalchemy.com/podcast/apply/ (https://fiduciaryalchemy.com/podcast/apply/).
Want to learn more about Craig Andrews' work? Check out https://fiduciaryalchemy.com/ (https://fiduciaryalchemy.com/).
25 Sept 2026TRANSCRIPT
When the Will Is Not Enough with Martha Underwood
Most families think the plan is in place because the accounts exist, the advisor knows the portfolio, and the will or trust has been signed. Then something happens. A parent is unconscious. The bills are due. The hospital needs answers. And the people who love them most discover they do not know where the money is, who to call, or what they are allowed to touch.
Martha Underwood lived that version of the problem after her father fell from a roof after Hurricane Irma. Her mother knew pieces of the picture, but not enough to operate under pressure. Martha and her sister started cataloging assets, bills, liabilities, documents, and access points because the family was spread across states and needed a system that could work even when the person with the answers was unavailable.
That experience became the foundation for Prismm, a digital vault platform built around wealth transfer and legacy planning. This conversation gets into the part of planning that paperwork alone does not solve: who gets access, when they get it, and how much they should see. Not every child or sibling needs the same information. But the right trusted person needs the right information before the crisis turns everyone's brain to static.
Craig and Martha also unpack why beneficiary records can matter more than families assume. A will or trust may express the intent, but stale or missing beneficiary designations at the institution can create a very different outcome. For advisors and estate attorneys, that makes the vault less of a convenience tool and more of a relationship-protection system for the next generation.
Want to learn more about Martha Underwood's work? Visit Prismm at http://getprismm.com (http://getprismm.com/).
Connect with Martha Underwood on LinkedIn at https://www.linkedin.com/in/marthaunderwood/ (https://www.linkedin.com/in/marthaunderwood/).
You can also reach Martha directly at martha@getprismm.com.
Think you'd be a great guest on the show? Apply at https://fiduciaryalchemy.com/podcast/apply/ (https://fiduciaryalchemy.com/podcast/apply/).
Want to learn more about Craig Andrews' work? Check out https://fiduciaryalchemy.com/ (https://fiduciaryalchemy.com/).
Inside a recent episode
When the Will Is Not Enough with Martha Underwood
Published 25 Sept 2026 · Transcript excerpt
[…] The will typically handles stuff, right? Things that will transfer to whoever you designated to transfer it to. But from a banking perspective, the account holder beneficiary relationship will supersede that will so my dad might have said oh i'm at acne bank and martha should get all the money in acne bank and i wrote that in my will but she put my sister but on when she he signed up for the account put my sister's beneficiary i can't go to that bank and say hey here's my will here's the will give me the money out of the account because that's i'm not the beneficiary of record my sister is And that's who he designated as the person to get the money when he opened the account. […]
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