June 23, 2026
How to Fund Your Child's Future Without Financial Stress
<div class="OutlineElement Ltr SCXW75635797 BCX0"> <p class="Paragraph SCXW75635797 BCX0"><span class= "TextRun SCXW75635797 BCX0" lang="EN-GB" xml:lang="EN-GB" data-contrast="auto"><span class= "NormalTextRun SCXW75635797 BCX0">Every parent wants to give their child the best possible start, but between school fees, uniforms, laptops, camps, sport, music, tutoring and </span><span class= "NormalTextRun SCXW75635797 BCX0">uni</span><span class= "NormalTextRun SCXW75635797 BCX0">, the cost of "giving them options" can add up fas</span><span class= "NormalTextRun SCXW75635797 BCX0">t and cause financial stress. </span></span><span class="EOP SCXW75635797 BCX0" data-ccp-props="{}"> </span></p> </div> <div class="OutlineElement Ltr SCXW75635797 BCX0"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">In this episode of </span><span class="NormalTextRun SCXW75635797 BCX0">Wealth Builder</span><span class="TextRun SCXW75635797 BCX0" lang="EN-GB" xml:lang="EN-GB" data-contrast="auto"><span class= "NormalTextRun SCXW75635797 BCX0">, Nick is joined by Marie Lazar from Futurity Investment Group to unpack how families can </span><span class= "NormalTextRun SCXW75635797 BCX0">plan</span><span class= "NormalTextRun SCXW75635797 BCX0"> for education costs before they become a major </span><span class= "NormalTextRun SCXW75635797 BCX0">cash flow</span><span class= "NormalTextRun SCXW75635797 BCX0"> stress. Because choosing the school is only </span><span class= "NormalTextRun SCXW75635797 BCX0">part of </span><span class= "NormalTextRun SCXW75635797 BCX0">the decision</span><span class= "NormalTextRun SCXW75635797 BCX0">, t</span><span class= "NormalTextRun SCXW75635797 BCX0">he bigger question is how you are going to fund it in a way that still works for the rest of your financial life.</span></span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{"134233117":false,"134233118":false,"201341983":0,"335551550":1,"335551620":1,"335559685":0,"335559737":0,"335559738":0,"335559739":160,"335559740":279}"> </span></p> </div> <div class="OutlineElement Ltr SCXW75635797 BCX0"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">They talk through the real cost of education in Australia, why the extras are often what catch families off guard, and how different funding options compare, from savings accounts and offset accounts to share portfolios, family gifts and education bonds. You'll also hear how education bonds work, who they may suit, and why they can be worth considering as part of a broader wealth-building plan.</span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{}"> </span></p> </div> <div class="OutlineElement Ltr SCXW75635797 BCX0"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">In this episode:</span><span class="EOP Selected SCXW75635797 BCX0" data-ccp-props="{}"> </span></p> </div> <div class="ListContainerWrapper SCXW75635797 BCX0"> <ul class="BulletListStyle1 SCXW75635797 BCX0" role="list"> <li class="OutlineElement Ltr SCXW75635797 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="1" data-aria-level="1"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">How much education could really cost from primary school through to year 12</span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW75635797 BCX0"> <ul class="BulletListStyle1 SCXW75635797 BCX0" role="list"> <li class="OutlineElement Ltr SCXW75635797 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="2" data-aria-level="1"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">The hidden extras many families forget to plan for</span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW75635797 BCX0"> <ul class="BulletListStyle1 SCXW75635797 BCX0" role="list"> <li class="OutlineElement Ltr SCXW75635797 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="3" data-aria-level="1"> <p class="Paragraph SCXW75635797 BCX0"><span class= "TextRun SCXW75635797 BCX0" lang="EN-GB" xml:lang="EN-GB" data-contrast="auto"><span class= "NormalTextRun SCXW75635797 BCX0">Why </span><span class= "NormalTextRun SCXW75635797 BCX0">planning</span><span class= "NormalTextRun SCXW75635797 BCX0"> </span><span class= "NormalTextRun SCXW75635797 BCX0">early can give parents and grandparents more options later</span></span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{"134233117":false,"134233118":false,"201341983":0,"335551550":1,"335551620":1,"335559737":0,"335559738":0,"335559739":160,"335559740":279}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW75635797 BCX0"> <ul class="BulletListStyle1 SCXW75635797 BCX0" role="list"> <li class="OutlineElement Ltr SCXW75635797 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="4" data-aria-level="1"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">How education bonds work and what makes them different</span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW75635797 BCX0"> <ul class="BulletListStyle1 SCXW75635797 BCX0" role="list"> <li class="OutlineElement Ltr SCXW75635797 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="5" data-aria-level="1"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">The key trade-offs between savings, offsets, investments and education bonds</span><span class="EOP Selected SCXW75635797 BCX0" data-ccp-props="{}"> </span></p> </li> </ul> </div> <div class="ListContainerWrapper SCXW75635797 BCX0"> <ul class="BulletListStyle1 SCXW75635797 BCX0" role="list"> <li class="OutlineElement Ltr SCXW75635797 BCX0" role="listitem" aria-setsize="-1" data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props= "{"335552541":1,"335559685":720,"335559991":360,"469769226":"Symbol","469769242":[8226],"469777803":"left","469777804":"","469777815":"hybridMultilevel"}" data-aria-posinset="6" data-aria-level="1"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">What to think about before choosing the right strategy for your family</span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{}"> </span></p> </li> </ul> </div> <div class="OutlineElement Ltr SCXW75635797 BCX0"> <p class="Paragraph SCXW75635797 BCX0"><span class= "TextRun SCXW75635797 BCX0" lang="EN-GB" xml:lang="EN-GB" data-contrast="auto"><span class= "NormalTextRun SCXW75635797 BCX0">This episode is for parents and grandparents who want to help fund a child's future without </span><span class= "NormalTextRun SCXW75635797 BCX0">the </span><span class= "NormalTextRun SCXW75635797 BCX0">last-minute</span><span class= "NormalTextRun SCXW75635797 BCX0"> scramble to make it work financially</span></span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{}"> </span></p> </div> <div class="OutlineElement Ltr SCXW75635797 BCX0"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">READY TO SORT YOUR FINANCES AND BUILD WEALTH WITH A CLEAR PLAN?</span><span class= "LineBreakBlob BlobObject DragDrop SCXW75635797 BCX0"><span class= "SCXW75635797 BCX0"> </span><br class= "SCXW75635797 BCX0" /></span><span class= "TextRun SCXW75635797 BCX0" lang="EN-GB" xml:lang="EN-GB" data-contrast="auto"><span class= "NormalTextRun SCXW75635797 BCX0">Wealth Builder is </span><span class= "NormalTextRun SCXW75635797 BCX0">our </span><span class= "NormalTextRun SCXW75635797 BCX0">specialised </span><span class="NormalTextRun SCXW75635797 BCX0">12</span><span class="NormalTextRun SCXW75635797 BCX0">-</span><span class="NormalTextRun SCXW75635797 BCX0">month </span><span class="NormalTextRun SCXW75635797 BCX0">financial advice </span><span class= "NormalTextRun SCXW75635797 BCX0">program </span><span class= "NormalTextRun SCXW75635797 BCX0">for people in their 30s and 40s</span><span class="NormalTextRun SCXW75635797 BCX0">. You can learn more about it </span></span><a class= "Hyperlink SCXW75635797 BCX0" href= "https://www.guidancefs.com.au/wealth-builder" target="_blank" rel= "noreferrer noopener"><span class="NormalTextRun SCXW75635797 BCX0" data-ccp-charstyle="Hyperlink">here</span></a><span class= "NormalTextRun SCXW75635797 BCX0">. </span><span class= "LineBreakBlob BlobObject DragDrop SCXW75635797 BCX0"><span class= "SCXW75635797 BCX0"> </span><br class= "SCXW75635797 BCX0" /></span><span class= "LineBreakBlob BlobObject DragDrop SCXW75635797 BCX0"><span class= "SCXW75635797 BCX0"> </span><br class= "SCXW75635797 BCX0" /></span><span class= "NormalTextRun SCXW75635797 BCX0">WANT TO STAY ACROSS WHAT'S MOVING THE MARKETS?:</span><span class= "LineBreakBlob BlobObject DragDrop SCXW75635797 BCX0"><span class= "SCXW75635797 BCX0"> </span><br class= "SCXW75635797 BCX0" /></span><a class="Hyperlink SCXW75635797 BCX0" href="https://www.getdrip.com/forms/41864157/submissions/new" target="_blank" rel="noreferrer noopener"><span class= "NormalTextRun SCXW75635797 BCX0" data-ccp-charstyle= "Hyperlink">Subscribe to GainingCHOICE</span></a><span class= "NormalTextRun SCXW75635797 BCX0">, our weekly email unpacking the key headlines and</span><span class= "LineBreakBlob BlobObject DragDrop SCXW75635797 BCX0"><span class= "SCXW75635797 BCX0"> </span><br class= "SCXW75635797 BCX0" /></span><span class= "NormalTextRun SCXW75635797 BCX0">what to pay attention to.</span><span class="EOP Selected SCXW75635797 BCX0" data-ccp-props= "{"335551550":1,"335551620":1}"> </span></p> </div> <div class="OutlineElement Ltr SCXW75635797 BCX0"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">GOT A FINANCE QUESTION FOR PAUL?:</span><span class= "LineBreakBlob BlobObject DragDrop SCXW75635797 BCX0"><span class= "SCXW75635797 BCX0"> </span><br class= "SCXW75635797 BCX0" /></span><span class= "NormalTextRun SCXW75635797 BCX0">Send it to </span><a class= "Hyperlink SCXW75635797 BCX0" href= "mailto:paul@financialautonomy.com.au" target="_blank" rel= "noreferrer noopener"><span class="NormalTextRun SCXW75635797 BCX0" data-ccp-charstyle= "Hyperlink">paul@financialautonomy.com.au</span></a><span class= "NormalTextRun SCXW75635797 BCX0">, and it could be featured in his Ask an</span><span class= "LineBreakBlob BlobObject DragDrop SCXW75635797 BCX0"><span class= "SCXW75635797 BCX0"> </span><br class= "SCXW75635797 BCX0" /></span><span class= "NormalTextRun SCXW75635797 BCX0">Expert column each Sunday in The Age and Sydney Morning Herald.</span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{"134233117":false,"134233118":false,"335557856":16777215,"335559738":0,"335559739":240}"> </span></p> </div> <div class="OutlineElement Ltr SCXW75635797 BCX0"> <p class="Paragraph SCXW75635797 BCX0"><span class= "NormalTextRun SCXW75635797 BCX0">You can also find all our links </span><a class="Hyperlink SCXW75635797 BCX0" href= "https://bio.site/guidancefinancialservices" target="_blank" rel= "noreferrer noopener"><span class="NormalTextRun SCXW75635797 BCX0" data-ccp-charstyle="Hyperlink">here</span></a><span class= "NormalTextRun SCXW75635797 BCX0">.</span><span class= "EOP Selected SCXW75635797 BCX0" data-ccp-props= "{}"> </span></p> </div>