Financial Foundations

About Financial Foundations

Welcome to the "Financial Foundations" podcast, your gateway to the fascinating realm of finance, brought to you by Base Wealth Management. In this show, we delve deep into the world of money, guided by seasoned experts who will unravel the complexities of finance and provide you with invaluable insights and practical advice. Hosted by Dustin Taylor and Alex Wolfe, CFP®.

Publisher

Dustin Taylor

Category

business · business

Language

en

Explicit

No

First episode

20 Oct 2023

Latest episode

8 Oct 2026

Latest episodes

4 of 44 episodes have a transcript.

1. 

   8 Oct 2026TRANSCRIPT

   Health Insurance Beyond Your Employer: What to Know Before You Switch

   Host Dustin Taylor interviews insurance agent Jessica Barnhill about navigating individual health insurance options when leaving an employer or starting a business.

2. 

   7 Apr 2026TRANSCRIPT

   LLC vs S Corp: What Business Owners Should Know About Taxes

   If you're a small business owner or running a side hustle, choosing the right business structure can have important tax implications. In this episode of Financial Foundations, we sit down with a senior accountant to walk through the key differences between sole proprietorships, LLCs, partnerships, and S Corporations—along with common considerations business owners should be aware of. We discuss: -How business structure affects tax reporting -Differences between LLCs, partnerships, and S Corps -How self-employment taxes are applied -W-2 income vs distributions in an S Corporation -When an S Corp election may be considered -Common tax misconceptions among business owners -The importance of planning for taxes throughout the year This episode is designed to provide general educational insights to help you better understand how these structures work. ⚠️ This content is for informational purposes only and should not be considered tax or legal advice. Please consult with a qualified professional regarding your specific situation. #SmallBusinessTaxes #SCorp #LLC #TaxPlanning #Entrepreneur #SideHustle #FinancialEducation #BusinessOwner #Accounting #FinancialFoundations Base Wealth Management ("the Firm") is an SEC registered investment adviser located in Lakewood Ranch, Florida. Registration does not imply any specific level of skill or training, and the content of this communication has not been approved or verified by the United States Securities and Exchange Commission or any state securities authority. BWM may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results, and no strategy can ensure success or protect against loss in declining markets. For additional information, please review the Firm's Form ADV, available at www.adviserinfo.sec.gov.

3. 

   3 Dec 2025TRANSCRIPT

   Choosing the Right Employer-Sponsored Plan for Your Business

   In this episode of Financial Foundations, Dustin Taylor, Kyle Howell, and Alex Wolfe, CFP®, sit down with retirement plan specialist Marc Piccirillo to unpack how employer-sponsored plans really work behind the scenes. If you are a business owner wondering whether you should offer a 401(k), a SIMPLE IRA, or something else entirely, this conversation walks through the practical tradeoffs, the hidden responsibilities, and the incentives you might be leaving on the table. Marc explains how plan sponsors, recordkeepers, and third-party administrators all fit together, why recent legislation has made it easier and cheaper to start a plan, and how offering the right benefits can help you become an "employer of choice" and even make your business more attractive at sale. In this episode, you'll learn: What "employer-sponsored plan" actually means and how 401(k), 403(b), and SIMPLE IRA plans differ The key responsibilities and risks a plan sponsor takes on How recordkeepers and TPAs support the day-to-day administration of a plan How Secure Act changes and state-mandated plans are reshaping the retirement landscape for employers When it makes sense to move from a SIMPLE or SEP IRA to a 401(k) as your business grows Why starting something now, even at low contribution levels, can be more important than waiting for the "perfect" plan Guest: Marc Piccirillo, retirement plan specialist focused on employer-sponsored plans for small and mid-sized businesses. Resources and contact: Visit basewealthmanagement.com for more articles, videos, and podcast episodes. Send your questions or episode ideas to question@basewealthmanagement.com to be featured in a future episode. Disclosures: Investment advisory services provided by Base Wealth Management, LLC doing business as Base Wealth Management, as a registered investment advisor. Base Wealth Management ("BWM") is a Registered Investment Adviser. Registration as an investment adviser does not imply a certain level of skill or training, and the content of this communication has not been approved or veri>ed by the U.S. Securities and Exchange Commission or any state securities authority. BWM provides individualized advisory services only to persons in states where it is properly registered or exempt from registration. All investments involve risk, including the potential loss of principal, and no strategy can guarantee a pro>t or protect against loss. NOTICE: This email communication, including all attachments transmitted with it, may contain confidential information intended solely for the use of the addressee. If the reader or recipient of this communication is not the intended recipient, or you believe that you have received this communication in error, please notify the sender immediately by return email and PROMPTLY delete this email, including all attachments, without reading them or saving them in any manner. The unauthorized use, dissemination, distribution, or reproduction of this email, including attachments, is strictly prohibited and may be unlawful.

Inside a recent episode

Health Insurance Beyond Your Employer: What to Know Before You Switch

Published 8 Oct 2026 · Transcript excerpt

[…] It's what you want to do with your life. But that question mark of How do I get health insurance if it's not automatically provided to me? That's where I come in. Do you see a lot of people that, you know, they may be changing jobs, but what about people that were let go from a company? They're trying to navigate like Cobra versus private insurance. Do you see that happen when people come to you for that? Every week. Cobra is an extension of the employer plan that you're losing. whether you chose to lose a job or leave a job or whether you're terminated, right? Sometimes the COBRA, the extension of your employer plan is paid for three months, especially when you're terminated. […]

Who has been a guest on Financial Foundations

Names identified in recent episode analyses. Showing up to five guests.

• Jessica Barnhill
• Anissa Morris
• Sarah DiMonaco
• Howard Jonas
• Jennifer Weil

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

756,752

Score snapshot 15 Sept 2025

Apple Podcasts (US)

5.0 / 5

3 ratings

Spotify

5.0 / 5

3 ratings

Podcast Authority Score: 62 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

75

Social presence

0

YouTube

93

Engagement

32

Contact Financial Foundations

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

Questions about Financial Foundations