Where can I listen to this podcast?

This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.

Financial Reset with The Finance Angel

Claim This Podcast

by Katelyn Angel | The Finance Angel

5.0(1 reviews)

22 episodes

Updated Daily

Accepts GuestsHas SponsorsLocation 🇺🇸

Podcast Overview

Personal finance podcast for anyone ready to get out of debt, budget smarter, and build a financial plan that actually works. Financial Reset with The Finance Angel is a judgment-free space hosted by Katelyn Angel, where real financial situations — student loans, credit card debt, financial stress, and more — get broken down into practical steps you can take today. Whether you’re starting your debt-free journey, rebuilding after a financial setback, or just ready for a fresh start with money, this show is for you. Each week you’ll hear anonymous financial reset conversations and listener Q&As covering: • How to build a budget that sticks • Paying off debt (even on a low income) • Managing financial anxiety • Creating a realistic long-term money plan Ready to reset your finances? Subscribe and start listening today. ❓ Submit a listener question: https://forms.gle/j2tsV9SitX31Xffi8 🎙️ Apply to be a guest: https://forms.gle/s9x7a3w5ec73Wvyn7 💸 Budgeting templates: https://thefinanceangel.gumroad.com 🔗 All links: https://linktr.ee/katelyn_angel 📲 Follow @the.finance.angel on Instagram, TikTok & Pinterest | The Finance Angel on Facebook

Language

🇺🇲

Publishing Since

3/13/2026

Visit Website View on Apple Podcasts RSS Feed

1 verified contact email on file for Financial Reset with The Finance Angel

Pitch yourself as a guest, propose sponsorships, or reach out directly to the host.

See contact details

Recent Episodes

July 22, 2026

Episode 20: Why Making More Money Still Doesn't Fix Your Finances (Lifestyle Inflation Explained)

In this milestone episode, Katelyn breaks down lifestyle inflation. The sneaky reason a raise or new job so often doesn't translate into more savings or breathing room. She unpacks the psychology behind why our spending creeps up to meet our income (hedonic adaptation, social comparison, and the "I deserve this" story), shares a personal example of how a lifestyle upgrade left her without a cushion when her health needs changed, and walks through a five-step reset for keeping more of what you earn, without giving up the joy of spending on what actually matters to you.In this episode:<ul><li>What lifestyle inflation actually is (and why it's rarely one big purchase)</li><li>A real dollar example of how a $10,000 raise can quietly disappear</li><li>The psychology behind why our brains let this happen</li><li>5 signs you might be in lifestyle creep right now</li><li>A 5-step reset to protect your raises going forward</li></ul>Free Resource: Grab the free Financial Reset Starter Guide →<a href="https://thefinanceangel.gumroad.com/l/FREEBIE?layout=profile"> </a>https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signupBudget Templates & Digital Products:<a href="https://thefinanceangel.gumroad.com/"> https://thefinanceangel.gumroad.com/</a>Listen to the full episode:<a href="https://thefinanceangel.org/podcast">https://thefinanceangel.org/podcast</a> Also on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, Goodpods, Castbox, Overcast, and Pocket Casts.All my links in one place:<a href="https://thefinanceangel.org/connect">https://thefinanceangel.org/connect</a>Follow along: Instagram: @the.finance.angel TikTok: @the.finance.angel Facebook:<a href="https://www.facebook.com/share/15iH1zgeJCN"> https://www.facebook.com/share/15iH1zgeJCN</a> Pinterest:<a href="https://pin.it/2QIbmy5HU"> https://pin.it/2QIbmy5HU</a> LinkedIn:<a href="https://www.linkedin.com/in/katelyn-klaus/"> https://www.linkedin.com/in/katelyn-klaus/</a> Email: katelyn@thefinanceangel.orgSupport the show:<a href="https://thefinanceangel.gumroad.com/coffee"> https://thefinanceangel.gumroad.com/coffee</a>Research & further reading:<ul><li>Lyubomirsky, S. (2011). Hedonic Adaptation to Positive and Negative Experiences. — on why the happiness boost from a raise fades faster than we expect:<a href="https://sonjalyubomirsky.com/wp-content/uploads/2024/03/Lyubomirsky-2011.pdf"> https://sonjalyubomirsky.com/wp-content/uploads/2024/03/Lyubomirsky-2011.pdf</a></li><li>Sheldon, K.M. & Lyubomirsky, S. The Hedonic Adaptation Prevention (HAP) Model, Greater Good Science Center, UC Berkeley — on how to make a happiness boost actually stick:<a href="https://greatergood.berkeley.edu/images/uploads/The_Challenge_of_Staying_Happier.pdf"> https://greatergood.berkeley.edu/images/uploads/The_Challenge_of_Staying_Happier.pdf</a></li><li>PNC Insights, What Does It Mean to Pay Yourself First? — practical breakdown of pre-allocating savings by income level:<a href="https://www.pnc.com/insights/personal-finance/save/pay-yourself-first.html"> https://www.pnc.com/insights/personal-finance/save/pay-yourself-first.html</a></li></ul>New episodes every Wednesday and Friday. 🎙️

July 17, 2026

Episode 19: Why Everyone Else Seems Ahead of You Financially (And Why That's Not True)

Scrolling can wreck your money mindset before you even open your banking app. In this episode of Financial Reset with The Finance Angel, we're breaking down the comparison trap. Why your brain does this to you, what's actually hiding behind everyone else's highlight reel (debt, family help, timing, luck), and why there's no universal financial timeline. Plus three action steps to get you back in your own lane for good.In this episode:<ul><li>The psychology behind why we compare ourselves financially (hint: it's not a personal failing)</li><li>What's really hiding behind other people's "ahead of you" lifestyle — debt, family money, timing</li><li>Why there's no universal financial timeline, and what that means for your progress</li><li>3 action steps: auditing your financial feed, defining your own finish line, and tracking your own progress</li></ul>Free Resource: Grab the FREE Financial Reset Starter Guide →<a href="https://thefinanceangel.gumroad.com/l/FREEBIE?layout=profile"> </a>https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signupBudget Templates:<a href="https://thefinanceangel.gumroad.com/"> https://thefinanceangel.</a>org/shopGot a question for a future episode? Ask here →<a href="https://docs.google.com/forms/d/1uXTtpzhrn-wbRLwY9C7LXBWEFJqvZzXISfo3Cl0xsrg/viewform"> https://docs.google.com/forms/d/1uXTtpzhrn-wbRLwY9C7LXBWEFJqvZzXISfo3Cl0xsrg/viewform</a>Listen everywhere:<a href="https://thefinanceangel.org/listen-to-the-pod/"> https://thefinanceangel.org/</a>podcastSupport the show:<a href="https://thefinanceangel.gumroad.com/coffee"> https://thefinanceangel.gumroad.com/coffee</a>Connect with The Finance Angel:<ul><li>Instagram: @the.finance.angel</li><li>TikTok: @the.finance.angel</li><li>Pinterest:<a href="https://pin.it/2QIbmy5HU"> https://pin.it/2QIbmy5HU</a></li><li>Facebook:<a href="https://www.facebook.com/share/15iH1zgeJCN"> https://www.facebook.com/share/15iH1zgeJCN</a></li><li>LinkedIn:<a href="https://www.linkedin.com/in/katelyn-klaus/"> https://www.linkedin.com/in/katelyn-klaus/</a></li><li>Email: hello@thefinanceangel.org</li><li>All Socials: <a href="https://thefinanceangel.org/connect" target="_blank" rel="noopener noreferer">https://thefinanceangel.org/connect</a></li></ul> Financial Reset with The Finance Angel drops new episodes every Wednesday and Friday.Research & Sources:<ul><li>Social comparison theory: Leon Festinger, 1954 (foundational psychology research on why humans evaluate themselves against others)</li><li>Federal Reserve, Report on the Economic Well-Being of U.S. Households: data on household debt and financial fragility</li><li>Consumer Financial Protection Bureau (CFPB) : Buy Now, Pay Later usage trends</li><li>Journal of Financial Therapy: research on financial comparison, shame, and money anxiety</li></ul>

July 15, 2026

Episode 18: Why You're Obsessed With Your Credit Score (And What Actually Matters)

Ever tap open your banking app, see that little credit score number, and feel your whole mood shift depending on what pops up? You're not imagining it, and you're definitely not alone. In this episode of Financial Reset with The Finance Angel, we're breaking down why that three-digit number has so much power over our emotional lives, what it's actually measuring (hint: way less than you think), and the five things that build real financial security while your score just comes along for the ride.Key Takeaways:<ul><li>Your credit score is a lending risk tool, not a report card on your worth, discipline, or intelligence</li><li>The five FICO factors: payment history (35%), amounts owed (30%), length of credit history (15%), new credit (10%), credit mix (10%)</li><li>Income, savings, and investments aren't part of the score at all</li><li>Net worth, cash flow, emergency fund, debt payoff strategy, and investing are the metrics that actually move the needle</li><li>This week's Financial Reset: calculate your net worth (and maybe hide the credit score tab for 30 days)</li></ul>The Pattern: Chasing a number that updates in real time feels productive, but monitoring isn't the same as building. The goal isn't to stop caring about your score; it's to stop letting it be the centerpiece of your financial identity.Free Resource: Grab the free Financial Reset Starter Guide to start building the habits that actually move your net worth: <a href="https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signup" target="_blank" rel="noopener noreferer">https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signup</a>Want more? Check out the full library of budget templates, including the net worth tracker mentioned in this episode: <a href="https://thefinanceangel.org/shop" target="_blank" rel="noopener noreferer">https://thefinanceangel.org/shop</a>Research & Further Reading:<ul><li>myFICO: "What's In Your FICO Score" (breakdown of the five scoring factors): <a href="https://www.myfico.com/credit-education/whats-in-your-credit-score">https://www.myfico.com/credit-education/whats-in-your-credit-score</a></li><li>Consumer Financial Protection Bureau: Emergency Savings and Financial Security report: <a href="https://files.consumerfinance.gov/f/documents/cfpb_mem_emergency-savings-financial-security_report_2022-3.pdf">https://files.consumerfinance.gov/f/documents/cfpb_mem_emergency-savings-financial-security_report_2022-3.pdf</a></li><li>CFPB: Saving for Financial Shocks and Emergencies digest: <a href="https://files.consumerfinance.gov/f/cfpb_fin-ed-digest_saving-for-emergencies.pdf">https://files.consumerfinance.gov/f/cfpb_fin-ed-digest_saving-for-emergencies.pdf</a></li></ul> Listen everywhere: <a href="https://thefinanceangel.org/podcast" target="_blank" rel="noopener noreferer">https://thefinanceangel.org/podcast</a>Let's connect: All my socials and contact info live here → <a href="https://thefinanceangel.org/connect " target="_blank" rel="noopener noreferer">https://thefinanceangel.org/connect </a>| Email: <a href="mailto:katelyn@thefinanceangel.org">hello@thefinanceangel.org</a>Got a question you want answered on the show? Submit it here: <a href="https://docs.google.com/forms/d/1uXTtpzhrn-wbRLwY9C7LXBWEFJqvZzXISfo3Cl0xsrg/edit?usp=drivesdk">https://docs.google.com/forms/d/1uXTtpzhrn-wbRLwY9C7LXBWEFJqvZzXISfo3Cl0xsrg/edit?usp=drivesdk</a> (pending link confirmation)New episodes of Financial Reset with The Finance Angel drop every Wednesday and Friday. 💛

22 total episodes available

Deep-dive analytics for Financial Reset with The Finance Angel

Frequently asked questions

Have a different question and can't find the answer you're looking for? Reach out to our support team by sending us an email and we'll get back to you as soon as we can.

What is Financial Reset with The Finance Angel?: Personal finance podcast for anyone ready to get out of debt, budget smarter, and build a financial plan that actually works.

Financial Reset with The Finance Angel is a judgment-free space hosted by Katelyn Angel, where real financial situations — student loans, credit card debt, financial stress, and more — get broken down into practical steps you can take today.

Whether you’re starting your debt-free journey, rebuilding after a financial setback, or just ready for a fresh start with money, this show is for you. Each week you’ll hear anonymous financial reset conversations and listener Q&As covering: • How to build a budget that sticks • Paying off debt (even on a low income) • Managing financial anxiety • Creating a realistic long-term money plan

Ready to reset your finances? Subscribe and start listening today.

❓ Submit a listener question: https://forms.gle/j2tsV9SitX31Xffi8

🎙️ Apply to be a guest: https://forms.gle/s9x7a3w5ec73Wvyn7

💸 Budgeting templates: https://thefinanceangel.gumroad.com

🔗 All links: https://linktr.ee/katelyn_angel

📲 Follow @the.finance.angel on Instagram, TikTok & Pinterest | The Finance Angel on Facebook
How often does this podcast release new episodes?: This podcast updates daily.
Where can I listen to this podcast?: This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
Does this podcast accept guests?: Information about guest appearances is not available.

Legal Disclaimer

Pod Engine is not affiliated with, endorsed by, or officially connected with any of the podcasts displayed on this platform. We operate independently as a podcast discovery and analytics service.

All podcast artwork, thumbnails, and content displayed on this page are the property of their respective owners and are protected by applicable copyright laws. This includes, but is not limited to, podcast cover art, episode artwork, show descriptions, episode titles, transcripts, audio snippets, and any other content originating from the podcast creators or their licensors.

We display this content under fair use principles and/or implied license for the purpose of podcast discovery, information, and commentary. We make no claim of ownership over any podcast content, artwork, or related materials shown on this platform. All trademarks, service marks, and trade names are the property of their respective owners.

While we strive to ensure all content usage is properly authorized, if you are a rights holder and believe your content is being used inappropriately or without proper authorization, please contact us immediately at hey@podengine.ai for prompt review and appropriate action, which may include content removal or proper attribution.

By accessing and using this platform, you acknowledge and agree to respect all applicable copyright laws and intellectual property rights of content owners. Any unauthorized reproduction, distribution, or commercial use of the content displayed on this platform is strictly prohibited.