Financial Reset with The Finance Angel

About Financial Reset with The Finance Angel

Money stuff feels heavy, but it doesn't have to stay that way. Financial Reset with The Finance Angel is your judgment-free space to talk about the psychology behind our money habits: the shame, the anxiety, the self-sabotage, and the mindset shifts that actually stick. New episodes every Wednesday and Friday, plus a monthly true-crime money deep dive with Money, Power & Patterns. You're in the right place, bestie. Find your favorite platform to start listening at thefinanceangel.org/podcast.

Publisher

Katelyn Angel | The Finance Angel

Category

education

Language

en

Explicit

No

First episode

13 Mar 2026

Latest episode

30 Sept 2026

Latest episodes

36 episodes in the feed.

1. 

   30 Sept 2026

   Episode 33: When Spending Is Emotional

   Ever caught yourself thinking "I'm already broke, might as well buy it?" You're not alone, and you're definitely not broken. This week we're talking about the emotional side of spending: the shame spirals, the "responsible on paper but drowning underneath" feeling, and why willpower alone was never going to fix this. I also get vulnerable about my own money story… specifically the "future me will figure it out" mindset I had with my student loans back in undergrad, and the very real math lesson double-digit interest rates taught me later. 💸 We're pushing back on the idea that emotional spending is just a discipline problem, and talking through what actually helps. Including when it might be time to loop in a licensed therapist alongside your financial reset. 💛 You are allowed to grieve a hard financial season. You are also allowed to be proud of how far you've already come. 🎁 Grab my FREE Financial Reset Starter Guide: https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signup (https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signup) 💌 Got a money question for a future episode? Submit it here — no judgment, ever: https://forms.gle/HFAsbQut3VMgACUV7 (https://forms.gle/HFAsbQut3VMgACUV7) 🛍️ Shop templates & tools: https://thefinanceangel.org/shop (https://thefinanceangel.org/shop) ☕ Support the podcast: https://thefinanceangel.gumroad.com/coffee (https://thefinanceangel.gumroad.com/coffee) 🌐 All the links, all the places: https://thefinanceangel.org/connect (https://thefinanceangel.org/connect) 📱 Instagram & TikTok: @the.finance.angel 📚 Research & references used in this episode: 988 Suicide & Crisis Lifeline — free, confidential support by call or text, 24/7: 988lifeline.org Psychology Today Therapist Finder — for listeners seeking a licensed therapist: psychologytoday.com/us/therapists Consumer Financial Protection Bureau — how student loan interest capitalization works: consumerfinance.gov Association for Financial Counseling & Planning Education (AFCPE) — financial-trauma-informed counseling resources: afcpe.org 💛 Your spending patterns don't make you a bad person. New episodes every Wednesday, with Money, Power & Patterns dropping the first Friday every other month. (Next 10/2/2026)

2. 

   23 Sept 2026

   Episode 32: ADHD & Money (Why Consistency Feels Impossible)

   Ever download a budgeting app with the BEST intentions… use it beautifully for nine days… and then just stop? No drama, no big trigger…  you just stopped? 💛 This one's for you. In this episode of Financial Reset with The Finance Angel, Katelyn is talking ADHD and money – the dopamine-chasing spending cycles, the "I'd rather be broke than ask for help" pride spiral, and why consistency can feel like an uphill battle even when you want it so badly. Spoiler: it's not a willpower problem. It's brain chemistry. 🧠✨ What we cover: 💸 Why ADHD brains are wired to chase immediate reward over long-term goals 😮💨 A personal story about the first time my spending caught up with me 🚫 The common budgeting advice I don't fully agree with (hint: stop forcing yourself into a template that doesn't fit) ✅ The 3 categories to start with when every other system has failed you: income, expenses, and savings & extra debt payments 🔁 Why your "reset" doesn't have to mean starting completely over 🫶 A reminder that some of this struggle is structural, not just personal – and that matters Mentioned in this episode: 💰 Rocket Money – the app I currently use to see what's actually "safe" to spend based on my recurring expenses: https://rocketmoney.com/join/fQmv6mXCLR (https://rocketmoney.com/join/fQmv6mXCLR) 📌 New episodes every Wednesday, with Money, Power & Patterns dropping the first Friday every other month. (Next 10/2/2026) 🎁 Grab my FREE Financial Reset Starter Guide: https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signup (https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signup) 💌 Got a money question for a future episode? Submit it here – no judgment, ever: https://forms.gle/HFAsbQut3VMgACUV7 (https://forms.gle/HFAsbQut3VMgACUV7) 🛍️ Shop templates & tools: https://thefinanceangel.org/shop (https://thefinanceangel.org/shop) ☕ Support the podcast: https://thefinanceangel.gumroad.com/coffee (https://thefinanceangel.gumroad.com/coffee) 🌐 All the links, all the places: https://thefinanceangel.org/connect (https://thefinanceangel.org/connect) 📱 Instagram & TikTok: @the.finance.angel 📚 Research & references used in this episode: Frontiers in Psychology (2021) – ADHD adults & delay discounting/immediate reward preference: tiimoapp.com/fr/resource-hub/impulse-buying-adhd (http://tiimoapp.com/fr/resource-hub/impulse-buying-adhd) Weller et al. (2021) – ADHD adults up to 5x more likely to develop problematic money habits under stress/boredom: tiimoapp.com/resource-hub/impulse-buying-adhd (http://tiimoapp.com/resource-hub/impulse-buying-adhd) University of Cambridge / Monzo research – ADHD adults face ~£1,600/year in added costs; 80% of women report ADHD-related money anxiety: psychiatry.cam.ac.uk/news/hidden-cost-adhd-how-attention-challenges-impact-financial-wellbeing (http://psychiatry.cam.ac.uk/news/hidden-cost-adhd-how-attention-challenges-impact-financial-wellbeing) Bangma et al. (2020) – ADHD symptoms, impulsive buying & avoidant financial decision-making in 1,200+ adults Dr. Russell Barkley – research on ADHD's financial consequences in young adults: simplypsychology.org/?p=95485 (http://simplypsychology.org/?p=95485) 💛 You are not broken. You are not lazy. Your brain just needs a system that works with it. See you next Wednesday.

3. 

   16 Sept 2026

   Episode 31: How Buy Now, Pay Later Can Slowly Destroy Your Finances

   Okay be honest with me… have you ever looked at your bank account and thought "wait, that's not right," scrolled back, and found four or five little Klarna/Afterpay/Sezzle charges that all hit the same weekend? 😅 If so, you are SO not alone, and this episode is for you. This week we're talking about buy now, pay later, and why something that feels so small and harmless at checkout can quietly become one of the most disorienting things in your financial life. Because BNPL doesn't ask you to think about your total balance. It only ever asks about the payment in front of you, right now. So you end up with five or six little installment plans stacked on top of each other, none of them talking to each other... until payday, when your paycheck is suddenly a lot smaller than you thought. 💸 This one is personal for me. I used to use BNPL for pretty much everything, and I wasn't tracking what I owed across all the different apps. I regularly ended up with little to no money to actually live on, and it took me a long time to realize the low-grade dread I was carrying was financial anxiety, coming directly from not knowing what I owed. I've since broken that cycle (slowly, imperfectly, and it took longer than I wanted it to), and I feel more stable than I have in a long time…  not because I have more money, but because I finally have visibility. We also get into the messaging around BNPL as a "smart budgeting tool", and why I actually disagree with that framing when it comes to wants, while holding space for the reality that for some people, BNPL is genuinely how groceries get bought this month. That's structural, not a character flaw, and it deserves to be talked about honestly. What we cover in this episode: 🔹 How the BNPL "loan stacking" cycle actually works (and why it's built that way) 🔹 My own experience losing track of BNPL payments, and the financial anxiety I didn't have a name for yet 🔹 Why I push back on the "BNPL is a budgeting tool" narrative 🔹 The real distinction: not whether you use BNPL, but why, and whether you can see the whole picture 🔹 A step-by-step way to audit every active BNPL plan you have 🔹 Why breaking this habit takes time, and why that's okay If any part of this hit close to home,  I hope it also reminded you that this is one of the easiest cycles to fall into, and that noticing it is already the hardest part done. 💛 🎧 LISTEN NOW: Spotify → https://open.spotify.com/show/2LW5XQLrnEnqD0mGdXszR1 (https://open.spotify.com/show/2LW5XQLrnEnqD0mGdXszR1) Apple Podcasts → https://podcasts.apple.com/us/podcast/financial-reset-with-the-finance-angel/id1885621115 (https://podcasts.apple.com/us/podcast/financial-reset-with-the-finance-angel/id1885621115) All platforms → https://thefinanceangel.org/podcast (https://thefinanceangel.org/podcast) 📖 FREE Financial Reset Starter Guide → https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signup (https://us.bigin.online/org927659317/forms/free-financial-workbook-download-and-email-signup) 💬 Submit a listener question → https://forms.gle/HFAsbQut3VMgACUV7 (https://forms.gle/HFAsbQut3VMgACUV7) ☕ Love the podcast? Support the show → https://thefinanceangel.gumroad.com/coffee (https://thefinanceangel.gumroad.com/coffee) 🛍️ Visit the shop → https://thefinanceangel.org/shop (https://thefinanceangel.org/shop) 📲 All socials & contact → https://thefinanceangel.org/connect (https://thefinanceangel.org/connect) ⚠️ Disclaimers → https://thefinanceangel.org/disclaimers (https://thefinanceangel.org/disclaimers) 📚 REFERENCES & RESOURCES FOR LISTENERS: → CFPB - The Buy Now, Pay Later Market (2025 report): consumerfinance.gov (http://consumerfinance.gov) → CFPB "loan stacking" data via Consumer Financial Services Law Monitor: consumerfinancialserviceslawmonitor.com (http://consumerfinancialserviceslawmonitor.com) → LendingTree - BNPL Tracker (Matt Schulz): lendingtree.com (http://lendingtree.com) → Richmond Fed - Buy Now, Pay Later: Recent Developments and Implications: richmondfed.org (http://richmondfed.org) New episodes of Financial Reset with The Finance Angel drop every Wednesday. This podcast is for educational purposes only and is not financial, medical, or legal advice. See full disclaimers at thefinanceangel.org/disclaimers

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

1 ratings

Spotify

5.0 / 5

4 ratings