Financial Roll Call is an informative podcast that is designed to educate you, the law enforcement officer, about financial decisions that will arise throughout your career and into retirement. You must take ownership of the fact that you, and your ability to make money, needs to be your number one asset. Through listening to this podcast, you will be able to acknowledge ways in which you can lose this number one asset, as well as many ways to protect it.
An investment property is real estate purchased for the purpose of generating income. Buying an investment property can come with many challenges, such as maintenance costs and stricter financing requirements. This can include higher interest rates and a larger down payment compared with mortgages on primary homes.
During this episode of Financial Roll Call, host James Fay welcomes back expert loan officer Anthony Marone to educate our listeners and the law enforcement community on this very important topic. Anthony has been on previous episodes of this podcast to educate us on various other mortgage topics, and he does a great job here of breaking down the process of owning an investment property.
There are many variables to consider when purchasing an investment property, but, before you dive in headfirst, you should start by doing your research.
+++
Shore Point Advisors is an investment adviser located in Brielle, New Jersey. Shore Point Advisors is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Shore Point Advisors only transacts business in states in which it is properly registered or is excluded or exempted from registration. Insurance products and services are offered through JCL Financial, LLC (“JCL”). Shore Point Advisors and JCL are affiliated entities.
Learn more: https://shorepointadvisors.com/ (https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXBHZWpCQU5QNzY1N2MxSTkxTW9xRjZ3SVBMUXxBQ3Jtc0ttM3BqRldfNXZ2ck8wVWw2MmdjZjdveGJGMGZJYzJRcjNkaS1vbkRlSTRGRElnUTdXbDNLRkFpcmZQMGxiZi1vdzlnNUZLY3BmT3ZoTFhJMTdJQUpjc0U4X1BnNkV3SlZPejRyTVFGVHF6dU9rSk5tQQ&q=https%3A%2F%2Fshorepointadvisors.com%2F)
3 Jun 2021
Understanding the Importance of Your Credit Score
Credit scores directly impact mortgage interest rates. A difference of just 100 points could cost, or save, you thousands.
In this episode of Financial Roll Call, host James Fay interviewed a familiar face to the podcast. Anthony Marone, a loan officer with NJ Lenders, once again educated our listeners and law enforcement community. This time, he provided a better understanding of why your credit score is so important. Anthony does a great job of breaking down the many different factors that go into your credit score and some of the reasons why it is a good idea to maintain a good credit score.
When you build and maintain strong credit, mortgage lenders have greater confidence when qualifying you for a mortgage because they see that you have paid back your loans as agreed and used your credit wisely.
Strong credit also means your lender is more apt to approve you for a mortgage that has more favorable terms and a lower interest rate.
NerdWallet: What Is a Credit Score, and What Are the Credit Score Ranges? (https://www.nerdwallet.com/article/finance/credit-score-ranges-and-how-to-improve)
+++
Shore Point Advisors is an investment adviser located in Brielle, New Jersey. Shore Point Advisors is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Shore Point Advisors only transacts business in states in which it is properly registered or is excluded or exempted from registration. Insurance products and services are offered through JCL Financial, LLC (“JCL”). Shore Point Advisors and JCL are affiliated entities.
Learn more: https://shorepointadvisors.com/ (https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXBHZWpCQU5QNzY1N2MxSTkxTW9xRjZ3SVBMUXxBQ3Jtc0ttM3BqRldfNXZ2ck8wVWw2MmdjZjdveGJGMGZJYzJRcjNkaS1vbkRlSTRGRElnUTdXbDNLRkFpcmZQMGxiZi1vdzlnNUZLY3BmT3ZoTFhJMTdJQUpjc0U4X1BnNkV3SlZPejRyTVFGVHF6dU9rSk5tQQ&q=https%3A%2F%2Fshorepointadvisors.com%2F)
29 Apr 2021
Know Before You Go - 20 and Out: The “Burnout Bill”
With one stroke of the pen, New Jersey Governor Phil Murphy has allowed approximately 8,000 PFRS members with 20 years of service to retire early.
In this episode of Financial Roll Call, host James Fay discusses the legislation known as the “Burnout Bill” which allows public safety workers who will have 20 years of service within the next two years to retire with a pension, which they can start collecting immediately, regardless of their age. James expresses his concerns on issues that officers might face if they consider this retirement option without first developing a financial exit strategy.
Having a plan might be the difference between success and failure.
+++
Shore Point Advisors is an investment adviser located in Brielle, New Jersey. Shore Point Advisors is registered with the Securities and Exchange Commission (SEC). Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission. Shore Point Advisors only transacts business in states in which it is properly registered or is excluded or exempted from registration. Insurance products and services are offered through JCL Financial, LLC (“JCL”). Shore Point Advisors and JCL are affiliated entities.
Learn more: https://shorepointadvisors.com/ (https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbXBHZWpCQU5QNzY1N2MxSTkxTW9xRjZ3SVBMUXxBQ3Jtc0ttM3BqRldfNXZ2ck8wVWw2MmdjZjdveGJGMGZJYzJRcjNkaS1vbkRlSTRGRElnUTdXbDNLRkFpcmZQMGxiZi1vdzlnNUZLY3BmT3ZoTFhJMTdJQUpjc0U4X1BnNkV3SlZPejRyTVFGVHF6dU9rSk5tQQ&q=https%3A%2F%2Fshorepointadvisors.com%2F)
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Apple Podcasts (US)
5.0 / 5
8 ratings
Contact Financial Roll Call with James Fay
Guest appearances
Books guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
Host of Financial Roll Call with James Fay?
Claim your podcast to manage its listing and keep your show details accurate.
Pod Engine is an independent podcast discovery and analytics service and is not affiliated with or endorsed by this podcast. Artwork and show content belong to their owners. Full legal notice.
Explore this show Podcast research with Pod Engine
