Financial Wellbeing with The Money Collective

About Financial Wellbeing with The Money Collective

Money doesn't have to be stressful – and this podcast proves it. 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗪𝗲𝗹𝗹𝗯𝗲𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗧𝗵𝗲 𝗠𝗼𝗻𝗲𝘆 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝘃𝗲 that brings together the stories and experiences of working with thousands of Australians. When it comes to money, this is a no holds barred, honest podcast. Join Financial Wellbeing Coaches and Mortgage Brokers 𝗗𝗮𝗿𝗹𝗲𝗻𝗲 𝗡𝗲𝘂 and 𝗠𝗲𝗹 𝗣𝗲𝗮𝗿𝗰𝗲 – with over 50 years of finance expertise – break down the barriers that we face everyday when it comes to our relationships, families and finances. Darlene and Mel cut through the noise and help you build the financial life you deserve. FIND OUT MORE https://www.themoneycollective.com.au/podcast ABOUT THE PODCAST This podcast is brought to you by 𝗧𝗵𝗲 𝗠𝗼𝗻𝗲𝘆 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝘃𝗲, 𝗔𝘂𝘀𝘁𝗿𝗮𝗹𝗶𝗮'𝘀 𝗹𝗲𝗮𝗱𝗶𝗻𝗴 𝗲𝘅𝗽𝗲𝗿𝘁𝘀 𝗶𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝘄𝗲𝗹𝗹𝗯𝗲𝗶𝗻𝗴. Following their award-winning 12-step framework, The Money Collective offer tailored programs that reduce employee stress, increase engagement, and create a culture of confidence in organisations of all sizes.

Publisher

Mel Pearce and Darlene Neu

Category

education

Language

en

Explicit

No

First episode

13 Nov 2023

Latest episode

29 Sept 2026

Latest episodes

33 episodes in the feed.

1. 

   29 Sept 2026

   Want to Buy Your First Home? Start With a Plan

   If buying your first home feels completely out of reach, we recommend stepping away from the property listings and gathering the facts. The headlines tell us that buying a home is harder than ever. But without understanding the options available, it's easy to assume home ownership isn't possible – or put off learning more until you feel "ready". In this episode, Mel and Darlene explore why the first-home journey should begin with financial education, a clear plan and a better understanding of what matters to you. We discuss: Darlene and Mel's money truths: supporting their children as they work towards independence – from first jobs and moving away to learning to drive and saving for a car How the stories we hear about housing affordability can shape our beliefs and behaviour Why facts can help you move beyond fear, assumptions and financial overwhelm Why your values, lifestyle and future plans should guide the type of home and loan you choose How the five per cent deposit scheme could help eligible first-home buyers purchase sooner than they think The questions to ask a bank or mortgage broker before committing to a loan Why your first move shouldn't necessarily be opening realestate.com.au This week's TMC Take is that your first-home journey should start with a plan, not a property search. Learning what's possible gives you the confidence to decide whether buying is right for you, what you're comfortable spending and which options could support the life you want to create. You don't need to have everything figured out before asking questions. Start early, get curious and don't be afraid to seek another perspective if you aren't receiving the information you need. We hope this conversation helps you cut through the noise, explore your options and take the next step in your own time. ABOUT THE MONEY COLLECTIVE PODCAST Financial Wellbeing with The Money Collective brings together the stories and insights Darlene Neu and Mel Pearce have gained through working with thousands of Australians and helping them navigate their finances. With more than 50 years of combined experience in banking and finance, Darlene and Mel break down the barriers we face every day when it comes to money, relationships and family life. It's an honest, no-holds-barred podcast about financial wellbeing and the role money plays in all our lives. READY TO BEGIN YOUR FINANCIAL WELLBEING JOURNEY? Get to know your cost of living by listing your expenses using our handy spending review spreadsheet: https://www.themoneycollective.com.au/resources Book a time to chat with us, ask questions and talk about all things financial wellbeing, home loans and more. Email team@themoneycollective.com.au Take action and improve your financial wellbeing with our online course: https://www.themoneycollective.com.au/onlinecourse

2. 

   15 Sept 2026

   Dual Incomes, Good Money… So Why Are We Still Struggling?

   This week, we're discussing a common situation we see: dual-income households earning great money but still struggling to get ahead. Most of us believe that earning a better wage will help us achieve financial wellbeing. But in reality, it's about knowing your numbers, being in the driver's seat when it comes to your money and spending according to your values. In this episode, we cover: Mel and Darlene's money truths: the reality of installing solar and the challenge of holding firm in the face of financial pressure from a teenage daughter Why so many dual-income households are struggling – and our top tips for putting yourself in the driver's seat when it comes to your finances What financial wellbeing actually means Why it's normal for your financial focus to change at different stages of life The trade-offs that come with every financial decision How not knowing your numbers can prevent you from making confident decisions Our TMC take is that earning more doesn't necessarily equate to improved financial wellbeing. In fact, as we often see in our one-to-one chats, people navigating tight financial circumstances are often more informed and deliberate with their money. We love talking about money – and we believe that the more we have these conversations, the more we can reduce the shame and stigma surrounding a topic that plays such a significant role in all our lives. We hope this episode resonates with you. ABOUT THE MONEY COLLECTIVE PODCAST Financial Wellbeing with The Money Collective brings together the stories and insights Darlene Neu and Mel Pearce have gained through working with thousands of Australians and helping them navigate their finances. With more than 50 years of combined experience in banking and finance, Darlene and Mel break down the barriers we face every day when it comes to money, relationships and family life. It's an honest, no-holds-barred podcast about financial wellbeing and the role money plays in all our lives. READY TO BEGIN YOUR FINANCIAL WELLBEING JOURNEY? Get to know your cost of living by listing your expenses using our handy spending review spreadsheet: https://www.themoneycollective.com.au/resources Book a time to chat with us, ask questions and talk about all things financial wellbeing, home loans and more. Email team@themoneycollective.com.au Take action and improve your financial wellbeing with our online course: https://www.themoneycollective.com.au/onlinecourse

3. 

   1 Sept 2026

   Your First Home Might Be Closer Than You Think

   Owning your home is a core part of the great Australian dream – but it's also something many people feel is out of their reach these days, especially for the younger generation. In this episode, we explore why housing feels so unaffordable for first home buyers and share our best tips for getting into the market (we believe in you!). We cover: This week's personal money truths: balancing the competing priorities of work and family; and wondering when it's okay to contribute to a kid's purchase Where to start as a first home buyer – and why Government schemes can be a great way to get into the market How much you REALLY need for your deposit Why it's essential to know your facts and figures Why we recommend talking to a mortgage broker before you feel "ready" The TMC view on why budgets don't work – and how to make yours stick If you're saving for your first home, dreaming of getting into the market or have a loved one who's planning on buying their first home, we hope this episode is the pep talk you need to understand that it IS possible. As mortgage brokers, we help people take their first steps towards home ownership every day – and with the right information, preparation and planning, you might be closer than you think. ABOUT THE MONEY COLLECTIVE PODCAST Financial Wellbeing with The Money Collective brings together stories and experiences from working with thousands of Australians when it comes to money. This is a no-holds-barred, honest podcast. Darlene Neu and Mel Pearce have been working in banking and finance for over 50 years and break down the barriers we face every day when it comes to our relationships, families and finances. READY TO GO ON THE JOURNEY OF FINANCIAL WELLBEING? Know your cost of living by listing your expenses with our handy spending review spreadsheet: https://www.themoneycollective.com.au/resources Book a time with us to ask questions and talk all things financial wellbeing, home loans, and more. Email team@themoneycollective.com.au⁠ Take action and uplift your own level of financial wellbeing with our online course: https://www.themoneycollective.com.au/onlinecourse

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Spotify

5.0 / 5

2 ratings

Podcast Authority Score: 39 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

46

Social presence

91

YouTube

0

Engagement

32