About Financial Wellness Today, powered by Cambridge Credit Counseling
Join Gordon Oliver, Director of Business Development at Cambridge Credit Counseling, for an inside look at the world of credit and debt. With over 15 years of experience helping thousands of people regain their financial footing, Gordon breaks down the complex world of interest rates, credit scores, and debt management into simple, actionable steps.
Each episode features expert advice, real-life success stories, and practical tips to help you eliminate debt and start building the future you deserve. Whether you’re struggling with credit cards, student loans, or just want to master your budget, Gordon provides the free, professional guidance you need to break the cycle of debt for good.
Financial Wellness Today with Trent Oliver (Autism, Co-Parenting, and Finding Purpose)
Trent Oliver is a Lead Trainer, HUD-certified Housing Counselor, and NFCC-certified Credit Counselor at Cambridge Credit Counseling. A former Westfield Boys & Girls Club Youth of the Year and Massachusetts Youth of the Year runner-up, Trent now specializes in reverse mortgage education (HECM) to help seniors protect their financial futures.
America's Financial Pressure Crisis: Host Gordon Oliver highlights rising financial stress, increasing bankruptcy filings, and families falling behind on monthly obligations despite working hard.
Net Worth vs. Cash Flow: The episode explains that net worth and cash flow are distinct; having positive net worth or high income does not prevent financial stress if monthly cash flow is tight.
The Disappearing Margin & Lifestyle Inflation: Financial margin—the buffer between income and expenses—is vanishing for many households due to lifestyle inflation and rising fixed obligations.
Emotional & Workplace Impact: Unmanaged financial stress affects mental health, sleep, relationships, and workplace productivity, creating hidden costs for both employees and employers.
Actionable Steps to Recovery: Gordon shares three essential strategies for improving financial wellness: know your numbers, build a small emergency margin, and seek certified, confidential help when needed.
2 Oct 2026
Financial Wellness Today: The Hidden Cost of Financial Stress: From Student Debt to Crisis Budgeting
In this episode of Financial Wellness Today, host Gordon Oliver examines the psychological impact of financial stress and how economic pressure drives people toward high-risk decisions. Sparked by a report revealing that over 70% of healthcare students regularly use prediction and betting platforms like Kalshi and FanDuel to pay for tuition and living expenses, Gordon explores why individuals under financial strain turn to desperate measures. He discusses the mental, physical, and relational costs of financial anxiety, breaks down common misconceptions about debt, and emphasizes the importance of early planning, crisis budgeting, and seeking professional support.
2 Oct 2026
Financial Wellness Today: Reverse Mortgages Decoded with Guest Millie Potter
Millie breaks down the importance of HUD-mandated reverse mortgage counseling, which protects borrowers from commission-driven sales tactics and ensures families understand key rules—such as the requirement that heirs repay only 95% of the appraised value if the loan balance exceeds the home's worth. They also examine real-world case studies, discuss local senior resources like tax circuit breaker credits and fuel assistance, and explain how reverse mortgages can even be used to purchase a new primary residence in retirement.
2 Oct 2026
Financial Wellness Today: Smarter Employee Benefits: Adam Zebian on the Power of Self-Funded Health Plans
In this episode of Financial Wellness Today, host Gordon Oliver talks with Adam Zebian, Founder of Helix Insurance Advisors, about how businesses can regain control over skyrocketing healthcare costs. They examine how traditional commission-based brokers benefit when premiums rise, contrasting them with fee-based fiduciary advisors who align directly with the employer's interests. Adam explains how switching from fully insured plans to self-funded models with stop-loss protection eliminates carrier waste and lets companies keep unused claim funds. Finally, they cover how Direct Primary Care, telemedicine, and freestanding facilities deliver higher-quality healthcare to employees at $0 out-of-pocket costs.
2 Oct 2026
Financial Wellness Today with Todd Friedhaber (Student Loan Counseling Manager at Cambridge Credit Counseling)
Evolution of Federal Debt: Trace how student lending transformed from a 1958 Cold War national defense act into today's $1.6+ trillion system affecting 43+ million borrowers.
MP3
Repayment Frameworks: The contrast between standard 10-year interest-driven plans and income-driven repayment (IDR) plans like IBR, ICR, PAYE, and RAP.
MP3
Forgiveness Pathways: Key rules governing Public Service Loan Forgiveness (PSLF), Teacher Loan Forgiveness, and 20–25 year IDR discharges (along with potential tax liabilities on IDR).
MP3
Upcoming Changes & Pitfalls: Critical warnings regarding Parent PLUS limits, post-July 1, 2026 consolidation rules, annual income recertifications, and PSLF employment timing rules.
Contact Financial Wellness Today, powered by Cambridge Credit Counseling
Guest appearances
Books guests
Based on episode analysis; this does not confirm that the show is currently accepting guests.
Host of Financial Wellness Today, powered by Cambridge Credit Counseling?
Claim your podcast to manage its listing and keep your show details accurate.
Pod Engine is an independent podcast discovery and analytics service and is not affiliated with or endorsed by this podcast. Artwork and show content belong to their owners. Full legal notice.
Explore this show Podcast research with Pod Engine
