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Financially Free with LaToya & Tracy

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by LaToya D. Cheek

5.0(4 reviews)

14 episodes

Updated Daily

Accepts GuestsHas SponsorsLocation 🇬🇭

Podcast Overview

Take control of your money, master your credit, and build lasting wealth with smart budgeting and personal finance strategies. Welcome to Financially Free with LaToya & Tracy — the ultimate personal finance podcast for young adults and professionals ready to take control of their money, budget smarter, and build lasting financial freedom. Join LaToya and Tracy each week as they share practical money tips, budgeting strategies, and credit-building advice to help you manage your finances with confidence. Learn how to improve your credit score, pay off debt faster, save more money, and achieve long-term financial independence — all without feeling overwhelmed. In this podcast, you'll discover how to: Create and stick to a realistic budget that fits your lifestyle. Raise your credit score and use credit responsibly. Pay off debt quickly and reduce financial stress. Save money effectively — without giving up what you love. Build wealth and achieve true financial independence. Whether you're working on credit repair, getting out of debt, or ready to build wealth and financial confidence, Financially Free with LaToya & Tracy gives you the tools, motivation, and real-world strategies to transform your finances — one episode at a time. Subscribe now to start your journey to smarter budgeting, better credit, and lifelong financial freedom! This podcast is for educational purposes only and reflects the views of financial coaches—not licensed financial advisors. We don't offer investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.

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Publishing Since

10/16/2025

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Recent Episodes

December 31, 2025

Life with Rashida: Growing While Uncomfortable & Season 1 Finale (Part 3)

This is the final episode (Part 3) of our Life with Rashida series and the Season 1 finale of Financially Free with LaToya & Tracy. Join us for a powerful conclusion with Eshe Rashida, Founder of Elly Mac Consultants and creator of "Life with Rashida." In this transformative conversation, we dive deep into growing while uncomfortable—because real growth and comfort don't coexist. Eshe shares honest insights about the role we play in our own self-sabotage, those internal barriers that keep us stuck, and how to recognize when we're standing in our own way. Discover Eshe's vision for making Life with Rashida accessible to everyone who wants to experience authentic Ghanaian living. We discuss the practical realities of traveling to Ghana, including adapting to the time difference and what that adjustment period actually looks like for first-time visitors and expats. Plus, we're excited to introduce MoCo: Money with Confidence—a financial coaching and literacy app launching Q1 2026, built specifically for everyday people who work hard and deserve better. Learn how MoCo can support your journey to financial confidence and freedom. Life with Rashida is about creating a safe space for you to unplug, reflect, and thoughtfully consider what's next in your financial and personal journey. It's more than travel—it's about finding clarity, reducing stress, and reimagining your life on your terms. This Season 1 finale is packed with mindset shifts, actionable insights, and inspiring conversation for anyone ready to stop self-sabotaging, embrace discomfort, and pursue their next chapter—whether that's in Ghana or anywhere else in the world. For more information, visit https://lifewithrashida.substack.com Follow @financiallyfreewithlt and @moneywithconfidence on Instagram for financial tips and inspiration. Perfect for: Entrepreneurs, remote workers, retirees, expats, digital nomads, and anyone ready to grow through discomfort and stop self-sabotaging their success. #lifewithrashida #financialfreedom #exploreGhana #wellness #travel #safespace #eliminatestress #lifeonyourterms #growthmindset #overcomingselfsabotage #season1finale #MoCoApp #financialcoaching #moneyconfidence

December 26, 2025

Life with Rashida: Shopping, Negotiating & Starting a Business in Ghana (Part 2)

Ready to dive deeper into the practical realities of living in Ghana? In Part 2 of our series, Eshe Rashida, Founder of Elly Mac Consultants and creator of "Life with Rashida," shares the day-to-day essentials you need to know about navigating life in Ghana. This episode goes beyond the numbers into the real experiences: shopping in Ghana—where to go and what to expect, negotiating etiquette and how to haggle respectfully in Ghanaian markets, and the crucial question of when to pay in Ghanaian Cedi versus US dollars. These practical insights can save you money and help you integrate smoothly into Ghanaian culture. But here's where it gets exciting—Eshe opens up about starting a business in Ghana. Discover how she came to the decision to launch Life with Rashida, the breakthrough moments that confirmed she was on the right path, and the incredible opportunities she discovered. Life with Rashida is about creating a safe space for you to unplug, reflect, and thoughtfully consider what's next in your financial and personal journey. Whether you're an aspiring entrepreneur exploring international markets, a remote worker seeking location flexibility, or simply curious about what daily life looks like for expats in Accra, this conversation delivers the insider knowledge you won't find in travel guides. This is Part 2 of a multi-part series packed with practical strategies and actionable insights for anyone considering international living, starting a business abroad, or exploring entrepreneurship in West Africa. For more information, visit https://lifewithrashida.substack.com Perfect for: Entrepreneurs, remote workers, retirees, expats, digital nomads, and anyone interested in West Africa business opportunities and authentic Ghanaian living. #lifewithrashida #financialfreedom #exploreGhana #wellness #travel #safespace #eliminatestress #lifeonyourterms #startingabusinessinghana #ghanaentrepreneur #expatlife #accraghana

December 18, 2025

Life with Rashida: Real Numbers on Housing, Healthcare & Cash-Based Living in Ghana (Part 1)

Curious about the real cost of living in Ghana versus the United States? Join us for an eye-opening conversation with Eshe Rashida, the Founder of Elly Mac Consultants who lives in Ghana several months each year. She's creating "Life with Rashida" in Ghana—a transformative experience helping travelers discover authentic Ghanaian living while focusing on their overall well-being. Life with Rashida is about creating a safe space for you to unplug, reflect, and thoughtfully consider what's next in your financial and personal journey. It's more than travel—it's about finding clarity, reducing stress, and reimagining your life on your terms. In this conversation, Eshe breaks down the real numbers with refreshing transparency: actual housing costs in Accra, navigating Ghana's cash-based economy, what renting in Ghana really looks like, and how the healthcare system functions. We dive into employment opportunities, the job industry landscape, and how living life in Ghana compares financially to the US across every category—housing, transportation, utilities, and daily expenses. Discover what it's really like living as an expat in Ghana, particularly within Accra's thriving and rapidly growing international community. Whether you're considering joining the vibrant expat scene in Ghana's bustling capital or exploring the quieter, more laid-back regions of the country, this conversation provides the concrete data, real-world experiences, and insider perspective you need to make informed decisions. This is Part 1 of a multi-part series packed with practical strategies and actionable insights for anyone considering international living, seeking to dramatically reduce living expenses, or exploring the possibilities of life in West Africa. Follow: life_with_rashida on Instagram and LifewithRashida on TikTok. For more information, visit <a href= "https://lifewithrashida.substack.com">https://lifewithrashida.substack.com</a> #lifewithrashida #financialfreedom #exploreGhana #wellness #travel #safespace #eliminatestress #lifeonyourterms

14 total episodes available

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Frequently asked questions

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What is Financially Free with LaToya & Tracy?: Take control of your money, master your credit, and build lasting wealth with smart budgeting and personal finance strategies.

Welcome to Financially Free with LaToya & Tracy — the ultimate personal finance podcast for young adults and professionals ready to take control of their money, budget smarter, and build lasting financial freedom.

Join LaToya and Tracy each week as they share practical money tips, budgeting strategies, and credit-building advice to help you manage your finances with confidence. Learn how to improve your credit score, pay off debt faster, save more money, and achieve long-term financial independence — all without feeling overwhelmed.

In this podcast, you'll discover how to: Create and stick to a realistic budget that fits your lifestyle. Raise your credit score and use credit responsibly. Pay off debt quickly and reduce financial stress. Save money effectively — without giving up what you love. Build wealth and achieve true financial independence.

Whether you're working on credit repair, getting out of debt, or ready to build wealth and financial confidence, Financially Free with LaToya & Tracy gives you the tools, motivation, and real-world strategies to transform your finances — one episode at a time.

Subscribe now to start your journey to smarter budgeting, better credit, and lifelong financial freedom!

This podcast is for educational purposes only and reflects the views of financial coaches—not licensed financial advisors. We don't offer investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.
How often does this podcast release new episodes?: This podcast updates daily.
Where can I listen to this podcast?: This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.
Does this podcast accept guests?: Information about guest appearances is not available.

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