Fintech Impact

About Fintech Impact

Fintech Impact is an exploration of the fintech world where we interview different fintech entrepreneurs about what they do, their story, and what their impact is on consumers, incumbents, and the industry is as a whole. Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

Publisher

Jason Pereira

Category

business

Language

en

Explicit

No

First episode

15 Mar 2018

Latest episode

13 Oct 2026

Latest episodes

49 of 448 episodes have a transcript.

1. 

   13 Oct 2026

   Enfi with Joshua Summers | E449

   In this episode of Fintech Impact, host Jason Pereira sits down with Joshua Summers, co-founder and CEO of Enfi. Enfi is an AI platform built to take the grind off lending teams—automating everything from document extraction and underwriting to portfolio monitoring and credit memo drafting. Summers says the company started after he spotted a glaring bottleneck in credit: lenders are bogged down doing 70 to 80 percent of their work on repetitive, low-value tasks. He walks through why off-the-shelf LLMs don’t cut it for this kind of work. Credit decisions require a tightly controlled framework—specialized ontologies, strict routing, built-in quality checks, and the kind of audit trails and explainability that regulators actually expect. They dig into why vertical, specialized AI agents are a better fit than broad, general-purpose models in regulated finance. Summers shares some hard numbers, too: clients have unlocked $300 million in additional lending volume without adding a single head, cut annual review turnaround from eight hours down to 45 minutes, and completely cleared an indirect auto backlog in just 90 minutes. The conversation wraps up with Enfi’s hands-on “proof of value” rollout strategy, and the human side of the equation—how teams actually adjust their workflows and mindset when bringing AI into established credit departments. Episode Highlights: 00:00 Welcome and Guest Intro 00:34 What Enfi Does 01:24 Origin Story and Insight 02:42 The Human Capacity Crisis 04:56 How Enfi Fits Workflows 07:12 Credit Harness and Ontology 10:00 Why Generic LLMs Fail 11:01 Harnesses and Regulation 15:57 Routing Models and Evals 20:04 Customer Results and ROI 22:07 Scaling Adoption and Change 25:53 Rapid Fire Closing Questions 31:11 Wrap Up and Sponsor Facebook (https://www.facebook.com/jason.pereira) – Jason Pereira's Facebook LinkedIn (https://www.linkedin.com/in/pereirajm?trk=org-employees_mini-profile_title) – Jason Pereira's LinkedIn Woodgate.com (http://woodgate.com) – Sponsor Enfi (https://www.enfi.ai/) LinkedIn (https://www.linkedin.com/in/summersjoshua/) - Joshua Summers’ LinkedIn Hosted on Acast. See acast.com/privacy (https://acast.com/privacy) for more information.

2. 

   6 Oct 2026TRANSCRIPT

   Vanilla with Gene Farrell | E448

   Host Jason Pereira interviews Gene Farrell, CEO of Vanilla, exploring how their estate planning platform deepens multigenerational client relationships through AI-driven analysis and enterprise-focused security.

3. 

   29 Sept 2026TRANSCRIPT

   Practifi Revisited with Adrian Johnstone | E447

   Host Jason Pereira interviews Practifi founder and CEO Adrian Johnstone about Practifi's AI-native CRM Sentir and its evolution beyond traditional models.

Inside a recent episode

Vanilla with Gene Farrell | E448

Published 6 Oct 2026 · Transcript excerpt

[…] Or are not actually building plans that are going to work for them. And to the point you were just making around providers and some of our customers that have this attitude that good enough is good enough. And unfortunately, when it comes to estate plans, you don't really get do-overs. So if you don't build the right type of plan, if you have the wrong plan for your situation or you don't execute it correctly, you're likely going to create a lot of trauma for your loved ones. And that's the last thing. People build estate plans to avoid that. So I would say, Raising awareness of what is a good estate plan and what are the pitfalls to avoid would be probably number one, because I think that would enable us to serve a lot more people faster. […]

Who has been a guest on Fintech Impact

Names identified in recent episode analyses. Showing up to five guests.

• Gene Farrell
• Adrian Johnstone
• Toby Wade
• Cien Solon
• Boris Rankov

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

3.9 / 5

7 ratings

Spotify

4.8 / 5

4 ratings

Podcast Authority Score: 51 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

81

Social presence

0

YouTube

0

Engagement

50

Contact Fintech Impact

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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Questions about Fintech Impact