Fintech Ki Baat

About Fintech Ki Baat

Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast

Publisher

by Shreyas Jani

Category

business

Language

en

Explicit

No

First episode

2 Apr 2021

Latest episode

2 Sept 2026

Latest episodes

147 episodes in the feed.

1. 

   2 Sept 2026

   The Custodian Behind India's Crypto Exchanges Ft. Manhar Garegrat SVP & Country Head,Liminal Custody

   When FTX collapsed in 2022, Japan's crypto investors lost nothing. Not because Japanese exchanges were smarter, but because Japan had already mandated something most countries still don't require: third-party custody, separate from the exchange itself. That structural gap is what Liminal Custody is built to close. In this Dhandhe Ki Baat segment, Manhar Garegrat explains why crypto infrastructure needs the same separation of duties traditional finance has always had, how blockchain wallets fundamentally differ from the digital wallets we're used to, and why losing a private key is nothing like forgetting a password, there's no reset button on Bitcoin. We also get into where India stands globally: why the country has embraced blockchain broadly but stayed cautious about the public, permissionless chains where most global innovation is happening, and what it will take for India's regulatory approach to converge with where the rest of the world is heading. ⏱️ Timestamps: 0:00 (https://www.youtube.com/watch?v=z0PN-1TzYI4) – Introduction: what Liminal does 1:33 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=93s) – Why the industry needed more than exchanges and trading 4:26 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=266s) – Segregation of duties: the thesis behind Pantheira and Liminal 5:43 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=343s) – The FTX collapse, and why Japan lost nothing 6:56 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=416s) – Blockchain wallets vs digital wallets: the fundamental difference 8:22 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=502s) – Private keys, and why losing one is unlike losing a password 9:39 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=579s) – The depository analogy: how Liminal compares to CDSL and NSDL 11:39 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=699s) – Who actually uses Liminal: exchanges, stablecoin issuers, and banks 13:32 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=812s) – Why custody makes insurance on digital assets feasible 13:56 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=836s) – India vs global: the permissioned vs permissionless chain divide 17:28 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=1048s) – Where India and the rest of the world converge next 20:20 (https://www.youtube.com/watch?v=z0PN-1TzYI4&t=1220s) – Building the missing frameworks: industry, regulators, and associations 🎙️ Chasing Impact covers six sectors shaping the next decade of India: Fintech, AI, Climate, Mobility, HealthTech, and Defence. 🔔 Subscribe for a new episode every week.🌐 chasingimpact.in

2. 

   29 Aug 2026

   From 35 to 750 Employees,Then He Walked Away to Start Over FT. Manhar Garegrat, SVP, Liminal Custody

   Manhar Garegrat joined CoinDCX when it was 35 employees. He left when it had grown to 750, right as the Indian crypto market went from banned to wide open.Then he did something most people wouldn't: walked away from that kind of growth and that kind of salary to co-found Panthera, a Web3 infrastructure startup that pivoted from retail wallets to B2B just four months in, when the retail thesis didn't hold up. Eleven months later, after raising money proved harder than the enthusiasm warranted, he moved on to Liminal, where he now heads the country business.In this founder story, Manhar takes us through his path from digital marketing and mobile app growth into crypto, what 14 months of back-and-forth with Singapore's Monetary Authority actually taught him about regulation, why conviction sometimes has to override the numbers, and his honest take on why entrepreneurship isn't something you fully walk away from once you've done it. ⏱️ Timestamps: 0:00 – Introduction 1:43 – From Final Cut Pro to fintech to crypto: how the career actually happened 3:34 – Joining the VDA space in 2019, and learning from the OGs of 2012- 134:33 – Building Panthera's foundation at CoinDCX 5:35 – Scaling from 35 to 750 employees after the RBI ban was quashed 6:34 – 14 months with Singapore's Monetary Authority: what regulators actually want 9:16 – Starting Pantheira: the bet on Web3 infrastructure 9:54 – The retail wallet pivot: what Instagram and Meta's crypto ambitions taught him 12:38 – Taking the leap: letting go of a CoinDCX salary 13:04 – Why raising funds was harder than expected 16:16 – Life after Panthera: joining Liminal 17:30 – Three don'ts for aspiring entrepreneurs 🎙️ Chasing Impact covers six sectors shaping the next decade of India: Fintech, AI, Climate, Mobility, HealthTech, and Defence. 🔔 Subscribe for a new episode every week.

3. 

   20 Aug 2026

   Inside India's Trillion Dollar Collections Problem | Ananth Shroff, Founder & CEO, DPDzero

   India has disbursed a trillion dollars in retail credit. Some of it doesn't come back on time. And the system built to collect it runs on thousands of agencies, two lakh-plus agents, and, far too often, abuse.Ananth Shroff walked into a collections agency early in his research and heard it firsthand: agents hurling abuse at borrowers who simply hadn't paid on time. That moment shaped what DPDzero became, a full-stack AI-powered collections platform built to deliver the same efficiency banks get from agencies, minus the compliance risk and the harassment. In this Dhandhe Ki Baat segment, Ananth breaks down exactly how the system works: how DPDzero profiles borrowers using 60 to 70 data points, why their AI agent now handles what used to take one human per 100 borrowers (now one per 300), how personas like "circumstantial defaulters" and "escapist defaulters" get treated differently, and why he believes brand reputation, not just compliance, is what will force this industry to change. ⏱️ Timestamps: 0:00 – Introduction: what DPDzero does 1:19 – What actually happens when a borrower misses an EMI 2:48 – The scale of the problem: $1 trillion in retail credit, 2 lakh+ collection agents 4:16 – The real problems: cost, compliance, and abuse 7:38 – DPDzero's approach: a collections stack banks can integrate into 8:48 – Agency workflow vs DPDzero workflow: Excel sheets vs 70 data points 12:32 – The allocation model: deciding human vs AI treatment 13:02 – The AI collection agent: voice, WhatsApp, and beyond 14:07 – From 1 human per 100 borrowers to 1 per 30014:35 – The agent copilot: how human agents are enabled by AI 18:19 – How much can AI alone convert, and where humans take over 20:07 – Reducing bounce rates with 100% AI intervention 21:34 – Defining the ideal collection system: why they call agents "advisors" 22:53 – Borrower personas: intentional, circumstantial, and escapist defaulters 27:09 – Why brand reputation now matters more than ever in collections 29:34 – The logistics industry parallel: how collections will consolidate 33:15 – The next 5 years: staying ahead by disrupting yourself first 🎙️ Chasing Impact covers six sectors shaping the next decade of India: Fintech, AI, Climate, Mobility, HealthTech, and Defence. 🔔 Subscribe for a new episode every week. 🌐 chasingimpact.in

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

97,017

Score snapshot 15 Sept 2025

Spotify

5.0 / 5

11 ratings

Podcast Authority Score: 69 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

74

Social presence

0

YouTube

85

Engagement

77

Contact Fintech Ki Baat

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

Questions about Fintech Ki Baat