Firm & Final

About Firm & Final

Firm & Final: The Legends of Stop Loss and Reinsurance is an award-winning stop loss industry podcast from BCS Financial Head of Large Claim Solutions Mehb Khoja. With a new focus each season, Mehb brings together members of the stop loss, reinsurance, and self-funded industries to discuss current and future stop loss issues and trends, and share legendary experience and advice for the next generation of stop loss and reinsurance superheroes. BCS Financial: bcsf.com

Publisher

BCS Financial

Category

business

Language

en

Explicit

No

First episode

21 Sept 2022

Latest episode

16 Jul 2026

Latest episodes

45 episodes in the feed.

1. 

   16 Jul 2026

   High Drug Costs: Innovation, Access, & Affordability | Pat Gleason, Ramesh Jayasuriya, Jim Clement

   Pharmaceutical costs are one of the key factors driving increased health care expenditures in the U.S. Which is pretty stunning when you consider that most Americans don’t have any idea how those drugs are priced, or even how they get to market. So in this episode, we’re exploring the complexities of high-cost drugs, including gene therapies and specialty medications, with some of the top experts from the Blue Cross Blue Shield family of companies. Joining us are Pat Gleason from Pri...

2. 

   25 Jun 2026

   Hardening Stop Loss Market | Jeremy Freestone, Ryan Siemers, Steve Gransbury

   Even veterans of the stop loss industry are scratching their heads these days, wondering if this is the hardest market with which we’ve ever had to contend. With loss ratios peaking at 91% last year and widespread underperformance across all segments, insurers are struggling to keep pace with the accelerating trajectory of high-severity claims. But big premium adjustments risk alienating customers. So in this episode, we’re discussing these trends with three veterans of the stop...

3. 

   28 May 2026

   Stop Loss Sales Under Pressure | Ed Wadhams, Tom Costello, Pete Laio

   The dynamics between selling stop loss policies and underwriting stop loss policies have always created a strange dichotomy in the stop loss industry. But the latest NAIC data show loss ratios in stop loss climbing to an astounding 91%. And, in an environment where both of the severity and frequency of claims are on the rise, this added pressure is being felt by everyone. So in this episode, we’re speaking with sales leaders from throughout the industry about the implicat...

Who has been a guest on Firm & Final

Names identified in recent episode analyses. Showing up to five guests.

• Bob Black
• Raj Gulati
• Tanya Arrowsmith
• Ashley Hume
• Brooks Wildasin

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

4.8 / 5

16 ratings

Spotify

5.0 / 5

1 ratings

Podcast Authority Score: 25 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

23

Social presence

0

YouTube

0

Engagement

71

Contact Firm & Final

Guest appearances

Does not typically book guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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