Fit Over 40 with Coach Clarence

About Fit Over 40 with Coach Clarence

Facts, Humor, and Fitness: And Honest Dialogue" with Coach Clarence If you're over 40 and ready to level up your health, wealth, and mindset, you're in the right place.I'm Coach Clarence—Certified Mortgage Advisor, Personal Fitness Coach, and someone who's walked the walk. This podcast is for you—the high-performer, the career-pivoting parent, the go-getter who knows there’s more life (and success) after 40.Every week, I bring you real talk, real strategies, and real stories from industry insiders in fitness, finances, and mindset coaching. We’ll dig into everything from: Mortgage strategies and credit repair tips Staying fit over 40 and fighting inflammation Career pivots, personal growth, and building financial freedom Honest, no-fluff conversations to keep you motivatedWhether you're chasing better health, making smarter money moves, or just want to feel good and crush your goals, this show gives you the tools to thrive.No gimmicks. No fluff. Just straight-up facts, humor, and game-changing advice to help you dominate your 40s and beyond.

Publisher

Coach Clarence

Category

business · education · health & fitness

Language

en

Explicit

No

First episode

10 Aug 2020

Latest episode

13 Oct 2026

Latest episodes

273 episodes in the feed.

1. 

   13 Oct 2026

   How to Buy Your First House With an FHA Loan (Even If Your Credit Isn't Perfect)

   Think you need perfect credit or 20% down to buy your first house? You might be surprised by what an FHA loan could make possible. In this episode of I Heard That, we're breaking down how to buy your first house with an FHA loan, including credit score requirements, down payments, closing costs, and the steps to getting qualified. I'm also sharing the story of a recent buyer I helped who had a lower credit score and limited financial resources but was still able to purchase their first home. What made the difference? And what should you know before you start looking at houses? If you've been putting off homeownership because you're worried about your credit, your savings, or whether you'll qualify, this is a conversation you don't want to miss. Ready to find out where you stand? Reach out to my team to get qualified, explore your mortgage options, or simply get your questions answered. And don't forget to follow I Heard That on your favorite podcast platform so you don't miss our next conversation. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com (https://pcm.adswizz.com) for information about our collection and use of personal data for advertising.

2. 

   6 Oct 2026

   Your VA Loan Could Be Worth More Than You Think

   Most veterans know their VA benefit can help them buy a home. But what if buying the home is only the beginning? In this episode, I break down a VA loan strategy that many veterans and active-duty service members never hear about—and why thinking only about your next home could cause you to miss the bigger opportunity. We’re talking about VA entitlement, future moves, potential rental properties, multi-unit opportunities, and how one home purchase could potentially fit into a much larger long-term wealth-building strategy. If you've already used your VA loan, don't assume you're done. And if you haven't used it yet, there are some things you may want to know before choosing your first property. Listen to the full episode before making your next move. And if you want to know what your VA options could look like based on your specific situation, reach out and let's run the numbers. https://www.clarenceferguson.com (https://www.clarenceferguson.com) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com (https://pcm.adswizz.com) for information about our collection and use of personal data for advertising.

3. 

   29 Sept 2026

   The Rate Isn’t the Real Problem. The Payment Is.

   ARIZONA REALTORS: Before you recommend another price reduction, let's run the numbers. Mortgage rates moved higher again, and affordability continues to be one of the biggest objections we're hearing from buyers. But here's the question: If your seller is already willing to give up another $10,000, what's the most effective way to use it? Another price reduction? Seller concessions? Closing-cost assistance? A rate buydown? Some combination? There's no universal answer. That's exactly why we need to do the math. In this week's episode, I break down how I'm looking at today's Phoenix market and why agents should be thinking beyond the list price when the buyer's real objection is the monthly payment. Because sometimes: "We love the house, but the payment is too high." Isn't the end of the conversation. It's the beginning of a financing conversation. If you've got a listing that's sitting or a buyer struggling with the payment, send me the scenario. My team can run the numbers and help you evaluate financing strategies around the property. Let's stop guessing and start structuring. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com (https://pcm.adswizz.com) for information about our collection and use of personal data for advertising.

Who has been a guest on Fit Over 40 with Coach Clarence

Names identified in recent episode analyses. Showing up to five guests.

• JR
• David Griffiths
• Shelly Lawhorn
• Brandon Cullen
• Sarah Miller

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

274,821

Score snapshot 15 Sept 2025

Apple Podcasts (US)

4.6 / 5

15 ratings

Podcast Authority Score: 66 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

66

Social presence

0

YouTube

86

Engagement

77

Contact Fit Over 40 with Coach Clarence

Guest appearances

Does not typically book guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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