Join us as our FNF Pennsylvania Underwriting crew spills the tea (and maybe a little wine) on all things title.
In each quick episode, you’ll hear:
-Real insights from real underwriters
-How they tackle everyday title challenges
-Why they love partnering with agents like YOU
It’s underwriting… with a twist.
Big Updates & Season Wrap - Don't Miss This Episode!
In this Season One finale of Unwinding with Underwriting, Lisa McEntee and Manny Chryssos wrap up the season with a timely roundup of key updates and insights every title professional should know before heading into summer. From a preview of the upcoming Pennsylvania rate manual changes - including new and updated endorsements - to expanded fraud protection options and practical guidance on wire verification and pass-through fees, this episode highlights what’s ahead and what still matters in today’s files.
As the market evolves, staying informed is key - and this conversation brings it all together to close out the season.
Grab a drink, press play, and unwind with us as we wrap Season One.
16 Apr 2026
S1:E16: Underwriting Bulletins You Shouldn't Ignore!
In this episode of Unwinding with Underwriting, Kevin Tuliszewski and Chris Martin revisit several key underwriting bulletins that, while not new, remain highly relevant in today’s market. From absentee owner and vacant land fraud to hostile parties in possession and the continued evolution of remote online notarization, they discuss the risks we are still seeing in real files and what agents need to watch for. Underwriting guidance doesn’t expire just because time passes. Tune in for a timely refresher on the issues that continue to impact closings across Pennsylvania.
In this episode of Unwinding with Underwriting, Pennsylvania State Underwriters Chris Martin and Andrew Schaeffer draw on their searching backgrounds to break down how judgments and liens operate in Pennsylvania — including when they attach to property and when they must be addressed before closing. From common search findings to practical underwriting guidance, this episode offers clarity on one of the most frequent title issues agents encounter.
19 Mar 2026
S1:E14: Big Deals. Bigger Risks. The Right Endorsements.
In this episode of Unwinding with Underwriting, Kevin Tuliszewski and Doug Fedoroff break down key title endorsements that play a critical role in complex commercial real estate transactions. From direct and indirect access to contiguity coverage and the ALTA 28 series addressing encroachments and easements, we explain how these endorsements protect buyers and lenders and why an accurate survey is often the foundation for it all. Whether you’re handling multi-parcel developments or large commercial financings, this episode offers practical insights to help you navigate risk with confidence.
5 Mar 2026
S1:E13: Philadelphia Update: What Title Professionals Need to Know!
In this episode of Unwinding with Underwriting, Chris Martin and Manny Chryssos break down important updates impacting real estate transactions in Philadelphia. From changes to water meter certifications and the risks of open-ended escrow agreements to the city’s new online portal for agency receivables and tax exemption corrections, we cover what title professionals need to know to protect their files and close with confidence.
19 Feb 2026
S1:E12: Unwinding Mechanics Liens: Coverage, Construction and Confidence
In this special solo episode of Unwinding with Underwriting, Regional Counsel Derek Ferace demystifies mechanics liens and explores how they impact title insurance and underwriting in Pennsylvania. He also covers key updates to Pennsylvania’s mechanics lien law, the distinction between owner and lender coverage, and the safe harbors that allow lenders to obtain coverage with confidence. The episode will also break down construction cost requirements, priority issues, and the differences between upfront and incremental coverage—offering practical insights to help real estate professionals navigate mechanics liens more effectively.
5 Feb 2026
S1:E11: Insuring Loan Modifications: What Underwriting Wants You to Know!
In this episode of Unwinding with Underwriting, we explore the growing importance of insuring loan modifications in today’s changing market. Underwriting Counsels John Casaldi and Kevin Tuliszewski break down the two primary options—issuing an endorsement to an existing loan policy or issuing a new policy—and when each approach makes the most sense. We also cover key underwriting considerations, including policy age, pricing, mechanics’ lien risk, and recent endorsement updates that provide added flexibility. Whether you’re handling a simple modification or a more complex change, this episode offers practical insights to help ensure loan modifications are insured accurately and confidently.
22 Jan 2026
S1:E10: Understanding the Power of Enhanced Owner's Title Insurance
In this episode, join PA Underwriting Counsels Steve Di Pasquale and Eric Borgia to break down the real value behind the enhanced owner’s title insurance policy - a frequently misunderstood but highly impactful upgrade. They clarify what distinguishes the enhanced policy from the standard version, who qualifies for it, and why it often provides significant long‑term protection for a relatively small additional cost.
Listeners will learn how enhanced coverage can safeguard homeowners with benefits like inflation protection, assured physical access, and post‑policy coverage for issues such as encroachments, easement disputes, and even property fraud. The conversation also highlights eligibility requirements and real‑world examples that demonstrate why this enhanced policy is often a smart investment for buyers looking for comprehensive peace of mind.
22 Dec 2025
S1:E9: Wrapping up 2025: Our Biggest Underwriting Lessons (Holiday Edition!)
As we wind down another busy year in the title world, we’re taking a moment to reflect, recharge, and wrap up 2025 with a special holiday edition of Unwinding with Underwriting. Consider this episode our year-end gift - packed with practical insights, candid conversations, and the biggest lessons learned in underwriting this year.
In this episode, we revisit the themes that shaped 2025 and highlight the underwriting challenges that appeared again and again—plus what every agent should carry into the new year. This episode is designed to help you head into 2026 with clarity, confidence, and a few underwriting reminders wrapped in a festive bow (or lit up sweater).
Grab a mug of something warm, take a quick break between year-end closings, and unwind with us. We’re grateful for your partnership, your persistence, and the way you show up every day for your clients.
Wishing you a wonderful holiday season and an even stronger year ahead!
11 Dec 2025
S1:E8: The Power of a Good Affidavit
In our latest episode of Unwinding with Underwriting, Lisa McEntee and Doug Fedoroff unpack one of the most essential - yet often underestimated - tools in a title insurance transaction: affidavits.
From uncovering off-record matters like parties in possession and potential mechanics liens, to clarifying risks before they turn into claims, this conversation dives deep into how affidavits protect both the insured and the transaction as a whole. Listeners will also gain insight into non-negotiable policy exceptions, the importance of using updated forms, and best practices for risk mitigation.
26 Nov 2025
S1:E7: Serving Up Clarity in Legal Descriptions
Legal descriptions may not be the star of the Thanksgiving table, but they’re often where the real feast of details begins. In this week’s episode of Unwinding with Underwriting, we carve into the complexities of outdated deed language, missing surveys, boundary surprises, and all the ingredients that can make or break a clean transaction. Our underwriting team shares why a careful review is essential, how GIS tools and tax maps help keep everything aligned, and why clear communication with your title searchers can prevent unnecessary surprises before closing.
So before you fill your plate, fill your mind with a few bite-sized lessons to help you serve up smooth, dispute-free transactions all season long.
13 Nov 2025
S1:E6: Digging Deep into Subsurface Rights
S1:E6 available now! What lies beneath the surface can make—or break—a real estate transaction. In this week’s episode of Unwinding with Underwriting, underwriting experts Lisa McEntee and John Casaldi explore the often-overlooked world of subsurface rights, including oil, gas, and mineral exceptions. They unpack real-life examples and discuss the financial and legal consequences of removing standard exceptions, reminding agents why careful due diligence is essential before altering title coverage.
From understanding the role of endorsements to protecting your clients from hidden risks, this episode shines a light on what every title professional needs to know about managing subsurface rights.
30 Oct 2025
S1:E5: Avoiding Scary Mistakes in Marriage, Divorce & Joint Ownership
Property ownership can get downright spooky when marriage, divorce, and joint ownership come into play. In this Halloween-eve episode of Unwinding with Underwriting, underwriting experts Manny Chryssos and Chris Martin pull back the cobwebs on some of the most common misconceptions and pitfalls. From deeds that don’t automatically change with marriage, to divorce decrees that linger like ghosts when agreements aren’t followed through, they share how to avoid the real nightmares in property transactions.
Don’t be haunted by unclear agreements or phantom liabilities — grab your favorite Halloween treat, tune in, and let Manny and Chris guide you through the eerie twists of property ownership.
16 Oct 2025
S1:E4: Escrow Essentials - Tips to Avoid Post-Closing Pitfalls
Escrow management may seem straightforward, but as any title professional knows, it can quickly get complicated — especially when non-title related escrows and inheritance taxes are involved. In this week’s episode of Unwinding with Underwriting, Andrew Schaeffer and Doug Fedoroff unpack the key considerations every agent should keep in mind when managing escrows. From understanding the risks of uncertain amounts (like those unpredictable Philadelphia water bills) to crafting clear escrow agreements and incentivizing compliance, they offer practical guidance to help you navigate these tricky transactions with confidence.
2 Oct 2025
S1:E3: Avoiding Delays: Tips to Tackle Recording Rejections
In our latest episode of "Unwinding with Underwriting," Recording rejections are an all-too-common challenge for agents and title professionals, often leading to costly delays and added frustration. In this week’s episode of Unwinding with Underwriting, FNF’s Lisa McEntee and Maria Miksich dive into the root causes of rejections, from legal description discrepancies to documentation issues, and share practical strategies for managing them. They highlight the importance of building strong relationships with recorders, choosing wisely when to push back, and using pre-certification as a preventive tool.
17 Sept 2025
S1:E2: Straight Up: What You Need to Know About Inheritance Tax and Estate Problems
In this episode of Unwinding with Underwriting, Kevin Tuliszewski and Andrew Schaeffer break down the latest on inheritance tax, estate problems, and the bills shaping our industry.
Whether you’re advising clients or managing complex transactions, this is a pour you don’t want to miss. Listen now and stay ahead of what’s stirring in real estate.
17 Sept 2025
S1:E1: Navigating the Complexities of Underwriting - Lessons from the Field
In the ever-evolving landscape of underwriting, professionals are constantly challenged to balance the art of saying "yes" with the necessity of occasionally saying "no." This delicate dance is crucial in ensuring that deals are not only closed but are also beneficial and sustainable for all parties involved. In our debut podcast episode, Lisa McEntee and Manny Chryssos share valuable insights into the intricacies of underwriting, highlighting the importance of collaboration, creativity, and strategic decision-making.
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