About Frankly Speaking: San Fernando Valley Homes with Frank Spencer
Frankly Speaking with Mr. Chatsworth
Hosted by Frank Spencer | Real Estate, Lifestyle & Local Flavor in the SFV
If you’re buying, selling, investing—or just obsessed with the San Fernando Valley lifestyle—this podcast is your new home base. Join Frank Spencer, aka Mr. Chatsworth, as he takes you from Chatsworth to Simi Valley, Northridge to Porter Ranch, unpacking what’s really happening in the local real estate market.
Get weekly insights, hidden gems, expert tips, and candid conversations about homes, neighborhoods, and the Southern California dream.
🏡 Real Estate. 🎧 Real Talk. 🌴 Real Valley Living.
New episodes every week on YouTube and all major podcast platforms.
Best Breakfast In The Valley(s) & Waffles Is A Serious Contender
n this episode, I visit & Waffles in Woodland Hills on Ventura Boulevard to see whether this local breakfast spot deserves a place among my Top 5 breakfast restaurants in the Valley(s).
I ordered corned beef hash with three eggs over easy and hash browns, but instead of toast, I asked for a waffle square. In my opinion, if you’re going to eat at a place called & Waffles, you have to try the waffle.
And I’m glad I did.
The waffle was light, crisp, buttery, and clearly not an afterthought. In fact, it may be the star of the whole restaurant.
In this episode, I break down:
the waffle
the corned beef hash
the eggs and hash browns
the service
the parking situation on Ventura Boulevard
and whether & Waffles has done enough to put itself in serious contention for my final Top 5 ranking
If you enjoy Woodland Hills restaurants, Valley breakfast spots, local food reviews, and Southern California lifestyle content, this is a stop worth hearing about.
📘 Thinking about selling your home? Download my free guide:Avoiding A Failed Sale...How To Sell Smart And, Walk Away Without Regret.www.MrChatsworth.com/eBook
Until next time… I’ll see you around the neighborhood.
30 Apr 2026
Don't Wait For A Housing Crash...Know Your Numbers Instead!
Housing crash, mortgage rates, buying power, home affordability, and monthly payment strategy all matter — but smart buyers should focus on payment comfort and knowing their numbers before waiting for prices to collapse.
A lot of buyers today are sitting on the sidelines waiting for the housing market to collapse before they make a move.
But is that really the smartest strategy?
In this episode, I break down why I believe many buyers are focusing on the wrong thing. Yes, price matters. But before price, I believe buyers should focus on two things:
the cost of money
and knowing their numbers
Because we do not live in a world of abstract home values.We live in a world of monthly payments.
And if your payment is not comfortable in a good economy or a bad one, that is where real trouble can begin.
In this episode, we discuss:
why waiting for a housing crash may be the wrong strategy
how mortgage rates affect buying power
why buyers should focus on payment comfort before price
what it really means to know your numbers
why home values are fluid over time
and why there is never a bad time to buy if you can truly afford the payment
The current market backdrop supports that caution. Reuters reported the average 30-year mortgage rate at 6.37% on April 29, 2026, while purchase applications still rose 2%, and existing-home prices were still up year over year rather than collapsing.
If you are buying in Chatsworth, Porter Ranch, Northridge, Simi Valley, or the greater San Fernando Valley, this episode will help you think more clearly about affordability, payment comfort, and long-term decision-making.
📘 Thinking about selling instead?Download my free guide:Avoiding A Failed Sale...How To Sell Smart And, Walk Away Without Regret.👉 www.MrChatsworth.com/eBook
Until next time… I’ll see you around the neighborhood.
24 Apr 2026
The Real Cost Of Owning Rentals In LA VS. Ventura
LA vs Ventura rental property investing: rent control, relocation assistance, tenant protections, and local landlord laws can make owning rentals in Los Angeles feel very different from Ventura County.
In this episode, I break down why some investors may love living in Los Angeles but feel more comfortable buying rental property in Ventura County.
This is not about politics.
It is about strategy.
If you are comparing where to own rental property, you need to understand more than just price and location. You also need to understand the rules that shape the ownership experience after the purchase.
In this episode, we discuss:
the City of Los Angeles Rent Stabilization Ordinance
unincorporated Los Angeles County rent stabilization and registration rules
how California’s Tenant Protection Act (AB 1482) affects Ventura owners
why rent caps, relocation assistance, and local compliance matter
and why Ventura may feel simpler and more predictable to some investors
For many owners, the key question is no longer just:
“Where do I want to buy?”
It is also:
“Where do I want to operate?”
That is the real comparison.
📘 Free Seller Guide:Avoiding A Failed Sale...How To Sell Smart And, Walk Away Without Regret.👉 www.MrChatsworth.com/eBook
Until next time… I’ll see you around the neighborhood.
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