From the Source with Frankie and Sarah

About From the Source with Frankie and Sarah

Welcome to From the Source with Frankie and Sarah from Baker Tilly KDN. In this podcast, we provide a place for business owners and entrepreneurs to get the facts they need to understand and overcome their tax planning challenges. Join us for this journey as Frankie Loreto and Sarah Netley draw from years of expertise and guest experts to help make complex tax planning concepts make sense. Baker Tilly KDN is a full-service accounting firm providing assurance, tax and related business advisory services to a broad range of clientele from our offices in the Kawartha, Durham and Northumberland regions of Ontario. Baker Tilly KDN LLP is a member of Baker Tilly Canada Cooperative, which is a member of the global network of Baker Tilly International Ltd.

Publisher

Frankie Loreto, Sarah Netley

Category

business · business

Language

en

Explicit

No

First episode

1 May 2023

Latest episode

28 Sept 2026

Latest episodes

41 episodes in the feed.

1. 

   28 Sept 2026

   How Life Insurance Fits Into Tax and Estate Planning for Business Owners (Ep. 41)

   For business owners, life insurance can become much more than income protection. As your business and wealth grow, questions around future tax liabilities, estate equalization, business obligations, and transferring wealth can make the right insurance structure increasingly important. In this episode, Frankie and Sarah welcome Hemal Balsara, Head of Tax, Retirement and Estate Planning at Manulife, to explore how life insurance can support different planning needs. They look at term and permanent insurance, health and financial underwriting, conversion features, and how permanent policies may fit into tax and estate planning. They also explore corporate-owned life insurance, the capital dividend account, and why policy ownership and beneficiary designations require careful consideration. For business owners, choosing a life insurance policy isn’t only about how much coverage to buy. The type of policy, underwriting requirements, conversion options, ownership structure, and beneficiary designation can all affect how that coverage fits into a broader tax and estate plan. Listen to the full episode to hear what Frankie, Sarah, and Hemal say business owners should understand as they evaluate those decisions. Frankie, Sarah, and Hemal discuss: What business and estate planning needs can life insurance help address? How can term and permanent life insurance serve different planning needs over time? Why do health, financial underwriting, and conversion features matter when choosing coverage? How can corporate-owned life insurance and beneficiary designations affect tax and estate planning? Connect with Frankie Loreto and Sarah Netley: Courtice.BakerTilly.ca (https://www.bakertilly.ca/en/courtice-ontario/) LinkedIn: Baker Tilly Canada (https://www.linkedin.com/company/baker-tilly-canada/) LinkedIn: Frankie Loreto (https://www.linkedin.com/in/francesca-loreto-cpa-ca-86a18458/) LinkedIn: Sarah Netley (https://www.linkedin.com/in/sarah-netley/) Call: (905) 579-5659 (tel: (905) 579-5659) Connect with Hemal Balsara: Manulife (https://www.manulife.com/ca/en/personal) LinkedIn: Hemal Balsara (https://ca.linkedin.com/in/hemal-balsara) About our Guest: Hemal Balsara is Head of Tax, Retirement and Estate Planning at Manulife, where his work focuses on providing tax, retirement, estate, and insurance planning support to advisors navigating complex planning situations. His areas of focus include life insurance, retirement and estate planning, corporate planning, wealth transfer, and the tax implications associated with different insurance structures. In this episode, Hemal shares his perspective on how life insurance can address both temporary and permanent needs, while explaining considerations around underwriting, policy ownership, beneficiary designations, and corporate-owned insurance.

2. 

   24 Aug 2026

   What Canada’s 2026 Draft Tax Changes Could Mean for Your Business with Rebecca Adrian (Ep. 40)

   Frankie Loreto and Sarah Netley interview Rebecca Adrian, CPA, CFP, as she explains how Canada's 2026 draft tax changes impact businesses and taxpayers, offering insights for strategic planning.

3. 

   9 Jul 2026

   Immediate Expensing and Tax Changes for Manufacturers with Rebecca Adrian (Ep. 39)

   Hosts Frankie Loreto and Sarah Netley interview Rebecca Adrian, CPA, CFP, about Canadian tax changes impacting manufacturers, focusing on immediate expensing and dividend refund rules.

Who has been a guest on From the Source with Frankie and Sarah

Names identified in recent episode analyses. Showing up to five guests.

• Rebecca Adrian
• Bud Arnold
• Jamie Lee
• Denise Branton
• Deanna Cregg

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

1,954

Score snapshot 15 Sept 2025

Apple Podcasts (US)

5.0 / 5

1 ratings

Spotify

5.0 / 5

13 ratings

Podcast Authority Score: 46 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

38

Social presence

0

YouTube

68

Engagement

68

Contact From the Source with Frankie and Sarah

Guest appearances

Books guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.

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