Podcast thumbnail for Get Keys With Kim: Real Talk & Real Estate

Get Keys With Kim: Real Talk & Real Estate

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by Kim McBride

5.0(1 reviews)
23 episodes
Updated Daily
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Podcast Overview

Your new digital platform to learn about and discuss all the KEYS to Real Estate, Legacy and Wealth Building, and Personal Growth and Development.

Language

🇺🇲

Publishing Since

2/17/2020

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Recent Episodes

Episode thumbnail for Marry the House, Date the Rate (Part 2)

March 15, 2023

Marry the House, Date the Rate (Part 2)

<p>We're back for Part 2 of Marry the House, Date the Rate with Mortgage Lender of Kevin Parlett of Direct Home Loans. Join us as we finish out our char on 2-1 buy downs and downpayment assistance programs. &nbsp;&nbsp;[0:00:37] Catch 22 with Bank Statement Loans and 2-1 Buydowns [0:03:52] Can you use a 2-1 Buydown with Other Incentives? [0:05:40] Down Payment and Closing Cost Options [0:12:28] What are Closing Costs? [0:14:42] What is a Home Warranty? [0:16:38] Hometown Heroes, Baltimore City, Maryland Mortgage Program [0:20:02] Home Ready Program [0:22:30] "Stacking" Multiple Down Payment Programs [0:26:44] Incentives: The Difference Between Grants and Loans [0:33:08] Maryland Smart Buy Program &nbsp;Guest Speaker: Kevin Parlett IG: @kevinparlett FB: Kevin Parlett Google: Kevin Parlett &nbsp;Podcast Host: Kim McBride, Real Estate Associate Broker RLAH Real Estate &nbsp;12505 Park Potomac, 7th Floor Potomac, MD 20854 &nbsp;Websites: 🌍 www.getkeyswithkim.com 🌍 www.getkeysacademy.com &nbsp;Podcast: 🎙️ www.anchor.fm/getkeyswithkim &nbsp;Appointment: 📅 www.calendly.com/getkeyswithkim &nbsp;Social Media: &nbsp;IG: @getkeyswithkim &nbsp;FB: Kim McBride-Real Estate Professional</p>

Episode thumbnail for Marry the House, Date the Rate (Part 1)

February 18, 2023

Marry the House, Date the Rate (Part 1)

<p>We're back with a brand new episode called "Marry the House, Date the Rate". Over the past few months, the real estate market has taken some major hits as it relates to interests, with increases up to 8 percent. Many buyers have been looking to decide if now is the right time to purchase a home, and we sit down with Kevin Parlett of Direct Mortgage Loans to discuss the process of buyers getting pre-approved, current interest rates, specialty loans, downpayment assistance programs and 2-1 Buydown options. Listen in now to hear what goes down in part I.&nbsp;</p> <p><br></p> <p>[0:00:36] Episode and Guest Intro [0:05:52] The Initial Steps for Buyers to Get Pre-Approved [0:06:55] Documents Lenders Need From Potential Buyers [0:08:49] What Lenders Are For When Pre-Approving Buyers? [0:11:11] Preparing Tax Returns/Deductions for the Self-Employed [0:12:03] Alternative Loan Option/Bank Statement Loans [0:14:01] What Are Discounts Points? How Can They Benefit Buyers? [0:16:56] Should You Buy Down Points In This Market? [0:19:25] What Is The Interest Now? [0:20:38] Incentive Alert: Waived Lender Fees for Refinancing with Direct Mortgage Loans [0:22:04] What Are Lender Fees? [0:23:04] The Difference Between Lender Costs, Loan Costs and Closing Costs [0:25:52] How Do Lenders Get Paid [0:27:12] Lender Credits: What Is It? Who Does It Help? [0:32:05] Introducing the 2-1 Buydown</p>

Episode thumbnail for Getting Mortgage Credit Ready (Part II)

February 2, 2023

Getting Mortgage Credit Ready (Part II)

<p>Shymeia Lee and I are back for Part 2 of the episode "Getting Mortgage Credit Ready". Listen in as we cover the remaining topics: &nbsp;[0:00:48] Part I Recap [0:01:09] Medical Bills and Other Debts to Be Paid Off [0:03:15] Is Credit Karma accurate? &nbsp;[0:09:16] The Difference in Mortgage FICO scores [0:11:42] Nothing in Real Estate in Free [0:12:32] Identity Theft and The Home Buying Process &nbsp;[0:14:03] Why Are Credit Scores Run More Than Once? [0:15:48] Can Lenders Use a Credit Report From the Buyer? [0:17:39] Disputing Your Credit Score During the Home Buying Process &nbsp;[0:20:01] How Do Upcoming Payoffs Affect Your Credit? [0:22:57] What Documents are Needed When Purchasing a Home? [0:30:09] How Does Co-Signing Work? [0:31:21] Documents Needed for Self-Employed Buyers and Side/Part-Time Jobs? [0:36:11] Does Owing Money to the Government Affect Your Ability to Buy a Home? [0:38:09] The Importance of Having a Good Lender and Agent [0:48:56] Connecting with Shymeia for Mortgage Support [0:49:52] Closing Comments [0:50:48] Outro &nbsp;Guest Speaker: Shymeia Lee IG: @shymeialee FB: Shymeia Lee Google: Shymeia Lee &nbsp;Podcast Host: Kim McBride, Real Estate Associate Broker RLAH Real Estate &nbsp;12505 Park Potomac, 7th Floor Potomac, MD 20854 &nbsp;Websites: 🌍 www.getkeyswithkim.com 🌍 www.getkeysacademy.com &nbsp;Podcast: 🎙️ www.anchor.fm/getkeyswithkim &nbsp;Appointment: 📅 www.calendly.com/getkeyswithkim &nbsp;Social Media: &nbsp;IG: @getkeyswithkim &nbsp;FB: Kim McBride-Real Estate Professional</p>

23 total episodes available

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Frequently asked questions

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What is Get Keys With Kim: Real Talk & Real Estate?

Your new digital platform to learn about and discuss all the KEYS to Real Estate, Legacy and Wealth Building, and Personal Growth and Development.

How often does this podcast release new episodes?

This podcast updates daily.

Where can I listen to this podcast?

This podcast is available on 4 platforms including Apple Podcasts, Spotify, and more. You can also use the RSS feed directly.

Does this podcast accept guests?

Yes, this podcast regularly features guests.

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