At Payactiv, we believe that people and economies flourish when everyone is able to participate. That’s why we invented Earned Wage Access (EWA) way back in 2012. We’ve been building a digital wallet that helps you stretch every dollar and achieve your financial goals ever since.
Money can feel complicated and even overwhelming at times. How to get paid early? How to start a budget that you’ll actually stick to? What’s a good way to start saving for a rainy day? We’re here to lift the curtain and have real money conversations.
Listen to stories by real people, financial experts and Payactiv users about how they earn, spend, and save. Welcome to the Good Cents podcast by Payactiv.
The Cost of Food in 2025: How to Save Big on Groceries Each Week
In this episode of Good Cents by Payactiv, host Eric Rosenberg discusses the rising cost of groceries and how mindful budgeting can help. He’s joined by Justin from The Price of Avocado Toast, who shares how he and his wife paid off $132,000 in debt and learned to be intentional with their grocery spending.Key takeaways:* Having a plan for the week helps reduce waste and prevents last-minute, costly food decisions.* Simple meals with versatile ingredients can save money without sacrificing variety.* Use food banks if needed. These resources exist to help people stretch their budgets.* Get creative with ingredients. Repurpose staple items in multiple ways to maximize value.* Shop smart to prevent waste. Buy only what you need for the week to avoid food spoilage.
6 Mar 2025
New Year, New Budget
In this episode, the host, Eric Rosenberg, discusses the importance of budgeting for the new year and how it can set the foundation for financial success. He breaks down the budgeting process into simple, actionable steps to help listeners take control of their finances.Key Takeaways:* Why Budgeting Matters – Budgeting helps reduce financial stress, achieve goals, and make intentional spending decisions.* Review Your Spending – Look at last year’s expenses to understand where your money went and identify areas for improvement.* Set Financial Goals – Define short-term and long-term goals, such as paying off debt or saving for a big purchase.* Build a Budget – Categorize expenses, compare them with income, and adjust spending habits accordingly.* Cut Back on Unnecessary Expenses – Identify areas where you can save and prioritize spending on essentials and personal goals.* Automate Savings and Payments – Use automation to ensure bills and savings contributions are handled without extra effort.* Monitor and Adjust – Regularly review your budget to stay on track and make changes as needed.
9 Jan 2025
Utility Savings
In this episode of Good Cents by Payactiv, host Eric Rosenberg explores practical ways to tackle utility expenses, including energy, water, and internet bills. These essentials can strain monthly budgets, but Eric highlights financial assistance programs and energy-saving strategies to ease the burden. Whether you're struggling with high bills or simply looking to save, this episode is packed with actionable insights and resources. Here are the key takeaways* National Assistance Programs:LIHEAP (Low Income Home Energy Assistance Program): Offers one-time utility bill payments, energy crisis intervention, and weatherization assistance.Weatherization Assistance Program (WAP): Provides funding for home upgrades to reduce energy bills.Lifeline Program (FCC): Supports low-income households with phone and internet bill subsidies.* State-Level Programs:California: CARE and FERA provide discounts of up to 35% on energy bills.New York: HEAP offers heating assistance and emergency benefits.Texas: CEAP delivers bill assistance and energy education.Pennsylvania: CAP and LIURP reduce utility debts and monthly bills.* Utility Company Assistance: Many companies offer programs for low-income customers, including discounts, appliance upgrades, and free installation of energy-saving devices.Energy-Saving Tips: Optimize energy use with strategies like adjusting your thermostat, using efficient appliances, and weatherizing your home.
Reach and audience
Public platform figures. Ratings count people who left a rating, not total listeners.
Spotify
5.0 / 5
3 ratings
Podcast Authority Score: 34 / 100
A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.
Quality
44
Social presence
0
YouTube
0
Engagement
60
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