Have You Tried Being Rich?

About Have You Tried Being Rich?

Have You Tried Being Rich? is a no-BS money podcast for everyone tired of being told coffee is why they’re broke. Hosted by Kristin Geosits and Dria Benjamin, this show takes on the money advice that sounds simple, smug, or completely disconnected from real life. Each episode breaks down popular financial takes, calls out what’s misleading, and explains what actually matters when it comes to making smarter money decisions. It’s honest, a little cynical, and built for people who want financial advice without the finger-wagging, shame, or “just be rich” energy.

Publisher

Beacon Studios

Category

education

Language

en

Explicit

Yes

First episode

6 Aug 2026

Latest episode

27 Oct 2026

Latest episodes

6 episodes in the feed.

1. 

   27 Oct 2026

   Clean Math, Messy Life: Does the 50/30/20 Rule Work?

   50% for needs. 30% for wants. 20% for savings. Simple, right? Cool. Now explain that to your landlord. The 50/30/20 rule is one of the most popular budgeting methods out there. Split your take-home pay into three neat little categories, stick to the percentages, and supposedly you’ve got yourself a balanced financial life. Sounds great. Until you factor in rent, groceries, childcare, insurance, debt, and the occasional expense you didn’t see coming. In Episode 5 of Have You Tried Being Rich?, Kristin Geosits and Dria Benjamin take on the 50/30/20 budgeting rule, popularized by Elizabeth Warren and Amelia Warren Tyagi, and ask whether this one-size-fits-all approach actually works for the people being told to follow it. Because when nearly half of American renters are already spending more than 30% of their income on housing alone, keeping all your necessities under 50% starts looking a little optimistic. Is the 50/30/20 rule bad advice? Not necessarily. Having a budget, prioritizing savings, and knowing where your money goes are all good things. But there’s a difference between a helpful starting point and a financial rule that assumes everyone’s income, expenses, and circumstances look the same. Kristin and Dria break down what the rule gets right, where the math starts falling apart, and why struggling to hit some arbitrary percentage doesn’t automatically mean you’re bad with money. Turns out, your budget can be perfectly organized on paper and still get absolutely wrecked by real life. Listen now, follow Have You Tried Being Rich?, and leave us a rating or review. Find us online: https://www.beingrichpodcast.com (https://www.beingrichpodcast.com/) Disclaimer: Have You Tried Being Rich? is for entertainment and educational purposes only. Nothing discussed on the show should be considered individualized financial, investment, tax, or legal advice. Financial decisions depend on your personal circumstances. Consider consulting an appropriate qualified professional before making significant financial decisions.

2. 

   13 Oct 2026

   Follow Your Passion: Good Advice for Rich Kids

   Follow your passion. The money will follow. Cute. And if it doesn't? We've all heard it. Do what you love. Chase your dreams. Don't settle for a paycheck. And eventually, everything will work itself out. Sounds great. Especially when you've got someone else paying the bills. In Episode 4 of Have You Tried Being Rich?, Kristin Geosits and Dria Benjamin take on one of the most recycled pieces of career advice: "Follow your passion." From college majors and dream jobs to unpaid internships, student loans, and the financial safety nets nobody mentions in their inspirational graduation speeches, we're asking who can actually afford to take this advice. Because there's a pretty big difference between taking a chance on your dream career and taking a chance when your parents can cover the rent if things go south. Does passion matter? Absolutely. Does loving your job guarantee financial success? Not even close. Turns out, "follow your passion" might be less of a financial strategy and more of a luxury some people can afford. Listen now, follow Have You Tried Being Rich?, and leave us a rating or review. Find us online: https://www.beingrichpodcast.com (https://www.beingrichpodcast.com) CORRECTIONS & CLARIFICATIONS — EPISODE 4 We want to clarify two statistics referenced during this episode: Fine Arts employment: At approximately 15:08, we incorrectly refer to 55.4% as the unemployment rate for Fine Arts graduates. This figure represents the underemployment rate. The reported unemployment rate for the same observation was 12.1%. Performing Arts earnings: We incorrectly describe approximately $60,000 in mid-career earnings as the "maximum" income for Performing Arts graduates. That figure represents a mid-career median, not an earnings ceiling. We apologize for these errors and remain committed to presenting financial information accurately. Disclaimer: Have You Tried Being Rich? is for entertainment and educational purposes only. Nothing discussed on the show should be considered individualized financial, investment, tax, or legal advice. Financial decisions depend on your personal circumstances. Consider consulting an appropriate qualified professional before making significant financial decisions.

3. 

   29 Sept 2026

   The Pyramid You Can’t Climb: MLMs Won’t Make You Rich

   Hey girl!!! 💕✨ Been SO long!!! Random question: have you ever thought about being your own boss??? You know the pitch. Sell products you already love. Work from your phone. Build a team. Create passive income. Retire your spouse. Financial freedom is just a downline away. There’s just one tiny problem: the math. In this episode of Have You Tried Being Rich?, Kristin and Dria take on multi-level marketing and the promise that MLMs can turn regular people into entrepreneurs on their way to financial freedom. They break down why the pitch is so damn convincing, why MLMs spread so easily through friends, family, and social media, and what the actual income numbers look like once you get past the success stories, luxury vacations, and “be your own boss” posts. And because not every MLM is an illegal pyramid scheme, they also get into the messier question: Can something be perfectly legal and still be a pretty terrible way to try to get rich? Turns out, the product can be real. The opportunity can be real. The money? Well... we should probably talk about that. Follow Have You Tried Being Rich? for no-BS conversations about money, personal finance, wealth, careers, debt, investing, and the financial advice that sounds a little too easy. FOLLOW US Instagram (http://instagram.com/beingrichpodcast) • TikTok (https://www.tiktok.com/@beingrichpodcast) • YouTube (https://www.youtube.com/@BeingRichPodcast) Like the show? Follow Have You Tried Being Rich? wherever you listen and leave us a rating or review. It helps more people find us. Have You Tried Being Rich? is for entertainment and educational purposes only. Nothing discussed on the show should be considered individualized financial, investment, tax, or legal advice. Financial decisions depend on your personal circumstances. Consider consulting an appropriately qualified professional before making significant financial decisions.

4. 

   15 Sept 2026

   Rich Dad, Poor Advice

   Buy assets. Use good debt. Build passive income. Escape the rat race. For nearly 30 years, Rich Dad Poor Dad has told people that getting wealthy starts with learning to think differently about money. And to be fair, some of it makes a lot of sense. Cash flow matters. Ownership matters. Knowing the difference between something that builds wealth and something that just looks like wealth? Also pretty useful. But somewhere between “buy assets, not liabilities” and the internet’s obsession with passive income, rental properties, entrepreneurship, and leveraging your way to financial freedom, things got a little... guru-y. In this episode of Have You Tried Being Rich?, Kristin and Dria take on Robert Kiyosaki’s Rich Dad Poor Dad and ask what happens when “think like the rich” advice has to survive actual life. They get into good debt versus bad debt, whether your house is really an asset, the reality of “passive” rental income, entrepreneurship, college, business ownership, leverage, and why copying what wealthy people do is a lot harder when you don’t also have a wealthy person’s margin for error. Because buying an asset is one thing. Buying yourself a stressed-out job with an LLC is another. Cash flow is real. Cosplay leverage is not. Follow Have You Tried Being Rich? for no-BS conversations about money, personal finance, wealth, careers, debt, investing, and the financial advice that sounds a little too easy. FOLLOW US⁠ (https://www.instagram.com/beingrichpodcast) Instagram⁠ (https://www.instagram.com/beingrichpodcast) • ⁠TikTok⁠ (https://www.tiktok.com/@beingrichpodcast) • ⁠YouTube⁠ (https://www.youtube.com/@BeingRichPodcast) Like the show? Follow Have You Tried Being Rich? wherever you listen and leave us a rating or review. It helps more people find us. Have You Tried Being Rich? is for entertainment and educational purposes only. Nothing discussed on the show should be considered individualized financial, investment, tax, or legal advice. Financial decisions depend on your personal circumstances. Consider consulting an appropriately qualified professional before making significant financial decisions. Sources and data note: Rich Dad Poor Dad was first published in 1997. Kiyosaki’s descriptions of assets, liabilities, “Rich Dad,” and financial education are attributed to his published/official Rich Dad framework and should not be read as conventional accounting definitions. College earnings and return figures discussed in the episode come from 2024 data analyzed by the Federal Reserve Bank of New York and are population medians/estimates, not guaranteed individual outcomes. Business-ownership figures come from the Federal Reserve’s 2022 Survey of Consumer Finances and are descriptive rather than causal. The hosts’ conclusions and jokes are commentary.

5. 

   1 Sept 2026

   Stop Blaming the Latte: The $5 Lie Keeping You Broke

   You’ve heard it for years: stop buying the $5 coffee, invest the money, and you’ll retire a millionaire. Apparently, your latte has been sabotaging your entire financial future. In Episode 1 of Have You Tried Being Rich?, Kristin Geosits and Dria Benjamin take on the “Latte Factor,” one of personal finance’s favorite pieces of advice. Where did it come from? Does the math actually hold up? And is cutting small daily expenses really the key to building wealth? The answer is a little more complicated than “stop buying coffee.” Yes, small savings add up. Paying attention to your spending matters. But there’s a big difference between building better financial habits and pretending a $5 purchase is the reason buying a house, paying off debt, or getting ahead feels impossible. Kristin and Dria break down what the Latte Factor gets right, where it falls apart, and the bigger financial levers that deserve more attention, including income, housing costs, debt, saving, and investing. So, should you skip the coffee? Maybe. Will it make you rich? That’s where the BS Meter comes in. Follow Have You Tried Being Rich? for no-BS conversations about money, personal finance, wealth, careers, debt, investing, and the financial advice that sounds a little too easy. FOLLOW US Instagram (https://www.instagram.com/beingrichpodcast) • TikTok (https://www.tiktok.com/@beingrichpodcast) • YouTube (https://www.youtube.com/@BeingRichPodcast) beingrichpodcast.com (beingrichpodcast.com) Like the show? Follow Have You Tried Being Rich? wherever you listen and leave us a rating or review. It helps more people find us. Have You Tried Being Rich? is for entertainment and educational purposes only. Nothing discussed on the show should be considered individualized financial, investment, tax, or legal advice. Financial decisions depend on your personal circumstances. Consider consulting an appropriate qualified professional before making significant financial decisions.

6. 

   6 Aug 2026

   Have You Tried Being Rich? — Official Trailer

   Most financial advice sounds simple: stop buying coffee, make a budget, invest more. But if it worked that neatly, more people would be rich. Have You Tried Being Rich? is a no-BS finance podcast hosted by Kristin Geosits and Dria Benjamin. Each episode takes the advice everyone repeats, puts it under pressure, and asks who it actually works for, where it breaks, and which decisions really change your financial life. Episode 1 drops September 1. Subscribe now for new episodes every two weeks. The smug advice has had the mic long enough.

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

Apple Podcasts (US)

5.0 / 5

9 ratings

Spotify

5.0 / 5

6 ratings

Contact Have You Tried Being Rich?

Guest appearances

Does not typically book guests

Based on episode analysis; this does not confirm that the show is currently accepting guests.