Health Beyond Coverage takes you inside the conversations shaping the future of health care. Join Steve Cain, CEO of UnitedHealthcare California, as he sits down with experts to explore the topics that matter most, including primary care, value-based care, integrated benefits, and the real drivers behind health care costs. Whether you're an employer, health plan member, or simply curious about how today's health care system is evolving, Health Beyond Coverage delivers clear, engaging insights to help you make more informed decisions and better understand the care that impacts your everyday life.
The Cost of Health Care: What’s Driving your Monthly Premium?
Health care is likely one of the biggest expenses most of us have—and may also be one of the hardest to understand.
Today, we’re pulling back the curtain on the cost of health care—breaking down your premium and looking at how employer health plans work.
If you’ve ever wondered what drives the cost of your health care premiums or what you’re really paying for, this episode is for you. We’re talking with Steve Cain, the CEO of UnitedHealthcare California.
13 Aug 2026
The Power of Integration
Today, we talk with Steve Cain, the CEO of UnitedHealthcare California on the power of Integration- How integrated benefits can reveal risks earlier, streamline care, and help make health care more affordable for families across the state. We’ll explore what “whole‑person health” really looks like—down to how a routine eye exam or dental cleaning may flag bigger issues before they escalate.
14 Jul 2026
What is Value Based Care?
Every year, health care costs keep climbing, and for a lot of people, the system feels harder—not easier—to navigate. We strive to make quality care easier to access and more affordable. That’s where value‑based care comes in. It’s no longer just a buzzword—it’s becoming a fundamental shift in how health care is delivered, paid for, and experienced. And today, we’re unpacking what that transformation really means.
24 Jun 2026
The Value of a Primary Care Physician
In this episode, we’re exploring why having a Primary Care Provider—your PCP—may be the single most important relationship for your long-term health. Joining us is Steve Cain, CEO of UnitedHealthcare’s California health plan. We’ll talk about outcomes, access, equity, and where primary care is headed.
18 Nov 2025
Understanding the Basics of Commercial Insurance
In this episode, we sit down with Steve Cain, CEO of UnitedHealthcare of California, to break down the truth about commercial insurance—how it works, who it serves, and why it matters now more than ever.
18 Nov 2025
Supporting Affordable Housing in California
In this episode, we sit down with Steve Cain, CEO of UnitedHealthcare of California, to talk about the critical link between affordable housing and health. Steve shares how UnitedHealthcare is investing in communities across the state—creating stability, dignity, and hope through housing.
13 Aug 2025
A Conversation about Surest
Today’s guest is Steve Cain, CEO of UnitedHealthcare of California, here to break down Surest—a healthcare plan that ditches deductibles and co-insurance for simple, transparent copays.
In this episode, Steve shares how Surest empowers members with real-time cost and quality data, reduces ER visits and unnecessary surgeries, and makes navigating healthcare as easy as tapping your phone.
Let’s dive in and rethink what health coverage can look like.
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