by XINSURANCE
The I Hate Insurance podcast is hosted by Prime Insurance Company and XINSURANCE along with President and CEO Rick Lindsey. The podcast includes product highlights, claims stories, insurance industry insights and education, and guest appearances from employees, producers, and insureds. XINSURANCE website: https://www.xinsurance.com/ XINSURANCE privacy policy: https://www.xinsurance.com/privacy/ XINSURANCE legal disclaimer: https://www.xinsurance.com/legal/
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Publishing Since
10/28/2022
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September 23, 2025
<p>What happens when insurance companies stop acting like partners and start acting like adversaries, leaving businesses, homeowners, and even entire communities stranded after disaster strikes?</p><p>In this episode of the I Hate Insurance Podcast, Rick and Parker Lindsey are joined by Michael Petersen for a wide-ranging conversation about the state of insurance today. They dive deep into the problems caused by cheap, cookie-cutter policies, multiple coverage gaps, and carriers that dodge risk instead of sharing it.</p><p>From major events like the Rolling Stones concert during COVID to local motocross tracks and shooting ranges struggling to get coverage, they discuss how the industry has moved away from its true purpose, protecting people and helping them get back on their feet. This episode is packed with real-world stories, lessons from decades of litigation, and practical advice for business owners who want to be truly protected.</p><p>Don’t wait until disaster strikes. Learn how to protect your business with coverage that actually works. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! </p><p>Enjoy!</p><p><strong>Key takeaways:</strong></p><ul><li><p>Why customized coverage is the only real way to protect your assets</p></li><li><p>How insurance mismanagement leads to unnecessary litigation</p></li><li><p>Why “cheap” policies often cost more in the long run</p></li><li><p>The lessons learned from motocross tracks, rafting trips, and concert cancellations</p></li><li><p>How to choose good partners and avoid being left exposed after a claim</p></li><li><p>Why government-backed plans are not a reliable safety net</p></li><li><p>What businesses can do today to ensure they’re actually covered when it matters</p></li><li><p>And much more…</p></li></ul><p><strong>Guest Bio:</strong></p><p>Michael Petersen is the President and Owner of Critical Laser Technologies, where he has spent over 21 years helping the company thrive after starting in an entry-level role sweeping floors and working swing shifts through college while studying Criminal Justice at UVU. In 2020, Michael became President and an equity partner at Spire Ranges through Tamarak Capital. In 2024, he acquired full ownership of Spire and now leads the company as its sole owner, continuing to drive growth and innovation in the shooting range industry.</p><p><br></p><p><strong>Resources</strong></p><p><br></p><p><a href="https://www.xinsurance.com/i-hate-insurance-podcast/"><u>XINSURANCE</u></a></p><p><a href="https://www.linkedin.com/in/michael-petersen-1172818/"><u>Follow Michael on LinkedIn</u></a></p><p><br></p><p><strong>Disclaimer: </strong></p><p><br>The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of <strong>I Hate Insurance </strong>podcast<strong> </strong>or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.</p>
August 19, 2025
Jon Absey and Andy Chudd discuss the challenges and rewards of being a mascot, including maintaining anonymity and impacting the community, in an interview with Rick Lindsey.
July 22, 2025
Podcast hosts Rick Lindsey and Parker Lindsey interview Jason Ellis, former athlete and entertainer, about his life journey, views on risk, and the need for authenticity, while also exploring the consequences of bad insurance decisions.
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Jon Absey
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Andy Chudd
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Jason Ellis
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Austin Freeman
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Nafe Latu
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Rick Lindsey
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Parker Lindsey
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The Collector
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The I Hate Insurance podcast is hosted by Prime Insurance Company and XINSURANCE along with President and CEO Rick Lindsey. The podcast includes product highlights, claims stories, insurance industry insights and education, and guest appearances from employees, producers, and insureds.
XINSURANCE website: https://www.xinsurance.com/ XINSURANCE privacy policy: https://www.xinsurance.com/privacy/ XINSURANCE legal disclaimer: https://www.xinsurance.com/legal/
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