I Hate Insurance!

About I Hate Insurance!

The I Hate Insurance podcast is hosted by Prime Insurance Company and XINSURANCE along with President and CEO Rick Lindsey. The podcast includes product highlights, claims stories, insurance industry insights and education, and guest appearances from employees, producers, and insureds. XINSURANCE website: https://www.xinsurance.com/ XINSURANCE privacy policy: https://www.xinsurance.com/privacy/ XINSURANCE legal disclaimer: https://www.xinsurance.com/legal/

Publisher

XINSURANCE

Category

business

Language

en

Explicit

No

First episode

28 Oct 2022

Latest episode

31 Aug 2026

Latest episodes

8 of 32 episodes have a transcript.

1. 

   31 Aug 2026TRANSCRIPT

   Why Most Insurance Policies Fail When You Need Them Most?! | Rick Lindsey & Cindy Argus

   Rick J. Lindsey interviews Cindy Argus of Exum Mountain Guides about why insurance policies fail in high-risk industries and what a true partnership looks like.

2. 

   23 Sept 2025TRANSCRIPT

   Michael Petersen | How to Avoid Coverage Gaps in Your Insurance Policy

   What happens when insurance companies stop acting like partners and start acting like adversaries, leaving businesses, homeowners, and even entire communities stranded after disaster strikes? In this episode of the I Hate Insurance Podcast, Rick and Parker Lindsey are joined by Michael Petersen for a wide-ranging conversation about the state of insurance today. They dive deep into the problems caused by cheap, cookie-cutter policies, multiple coverage gaps, and carriers that dodge risk instead of sharing it. From major events like the Rolling Stones concert during COVID to local motocross tracks and shooting ranges struggling to get coverage, they discuss how the industry has moved away from its true purpose, protecting people and helping them get back on their feet. This episode is packed with real-world stories, lessons from decades of litigation, and practical advice for business owners who want to be truly protected. Don’t wait until disaster strikes. Learn how to protect your business with coverage that actually works. If you've enjoyed this episode of the I Hate Insurance podcast, be sure to leave a review and subscribe today! Enjoy! Key takeaways: Why customized coverage is the only real way to protect your assets How insurance mismanagement leads to unnecessary litigation Why “cheap” policies often cost more in the long run The lessons learned from motocross tracks, rafting trips, and concert cancellations How to choose good partners and avoid being left exposed after a claim Why government-backed plans are not a reliable safety net What businesses can do today to ensure they’re actually covered when it matters And much more… Guest Bio: Michael Petersen is the President and Owner of Critical Laser Technologies, where he has spent over 21 years helping the company thrive after starting in an entry-level role sweeping floors and working swing shifts through college while studying Criminal Justice at UVU. In 2020, Michael became President and an equity partner at Spire Ranges through Tamarak Capital. In 2024, he acquired full ownership of Spire and now leads the company as its sole owner, continuing to drive growth and innovation in the shooting range industry. Resources XINSURANCE (https://www.xinsurance.com/i-hate-insurance-podcast/) Follow Michael on LinkedIn (https://www.linkedin.com/in/michael-petersen-1172818/) Disclaimer: The views, information, or opinions expressed during this podcast are solely those of the individuals involved and do not necessarily represent those of I Hate Insurance podcast or its affiliates. The content provided is for informational and entertainment purposes only and is not intended to be a substitute for professional advice. We make no representations as to the accuracy, completeness, suitability, or validity of any information on this podcast and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. Listeners should consult with a professional for specific advice tailored to their situation. By accessing this podcast, you acknowledge that any reliance on the content is at your own risk.

3. 

   19 Aug 2025TRANSCRIPT

   Jon Absey and Andy Chudd | How to Navigate the Challenges of Being a Mascot

   Jon Absey and Andy Chudd discuss the challenges and rewards of being a mascot, including maintaining anonymity and impacting the community, in an interview with Rick Lindsey.

Inside a recent episode

Why Most Insurance Policies Fail When You Need Them Most?! | Rick Lindsey & Cindy Argus

Published 31 Aug 2026 · Transcript excerpt

[…] But if you want a summit, you actually have to do the basic or show that you can. It's not like you just show up and you can't show up and go. You basically have to prove in at least one day of preparation that you are fit enough to try and that you have the technical ability to climb the mountain to do what's required. And if they're somewhat good, they might be able to go to the enclosure, which is not the summit, but still a very fun climb. And if they're ready to go, then they get to go on one of two routes on the Grand, depending on how they do and the weather. So where's the enclosure? What's the top? […]

Who has been a guest on I Hate Insurance!

Names identified in recent episode analyses. Showing up to five guests.

• Cindy Argus
• Jon Absey
• Andy Chudd
• Jason Ellis
• Austin Freeman

Reach and audience

Public platform figures. Ratings count people who left a rating, not total listeners.

YouTube views

85,309

Score snapshot 15 Sept 2025

Apple Podcasts (US)

4.8 / 5

14 ratings

Spotify

5.0 / 5

7 ratings

Podcast Authority Score: 51 / 100

A composite of feed quality, social presence, YouTube performance and engagement. Read the methodology.

Quality

35

Social presence

0

YouTube

76

Engagement

92

Questions about I Hate Insurance!